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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Savanna, Illinois

Savanna, Illinois mortgage lenders include Fidelity BankFidelity Bank302 Main St, Savanna, IL 61074A5.0 ★Texas Ratio: 7.99%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Sauk Valley Bank & Trust CompanySauk Valley Bank & Trust Company224 N Galena Ave, Dixon, IL 61021A5.0 ★Texas Ratio: 7.96%, Farmers National BankFarmers National Bank700 Us Highway 6 E, Geneseo, IL 61254A+5.0 ★Texas Ratio: 0.91%, First Northern Credit UnionFirst Northern Credit Union230 W Monroe St, Chicago, IL 60606A+5.0 ★Texas Ratio: 4.14%, Flanagan State BankFlanagan State Bank403 State St, Benson, IL 61516A4.7 ★Texas Ratio: 2.58%, Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, and Cmg Mortgage IncCmg Mortgage IncSan Ramon, IL. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Savanna, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Savanna are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Savanna, Illinois

Market share is the lender's share of all home loans closed in Savanna, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
302 Main St, Savanna, IL 61074
A5.0 ★Texas Ratio: 7.99%
Conventional, FHA 10 16.4% 100% $100,000 View
540 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA 3 4.9% 50% $115,000 View
600 W Lake St, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.6% 100% $115,000 View
224 N Galena Ave, Dixon, IL 61021
A5.0 ★Texas Ratio: 7.96%
Conventional 1 1.6% 100% $95,000 View
700 Us Highway 6 E, Geneseo, IL 61254
A+5.0 ★Texas Ratio: 0.91%
Conventional 1 1.6% 100% $155,000 View
230 W Monroe St, Chicago, IL 60606
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 1.6% 100% $245,000 View
403 State St, Benson, IL 61516
A4.7 ★Texas Ratio: 2.58%
USDA 1 1.6% 100% $115,000 View
950 E Rand Rd, Arlington Heights, IL 60004
A5.0 ★Texas Ratio: 6.15%
HELOC 0
+2 HELOCs
0% n/a View
777 W Army Trail Blvd, Addison, IL 60101
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% n/a View
Cmg Mortgage Inc
Conventional, FHA 2 3.3% 100% $140,000
Guaranteed Rate, Inc.
Conventional 1 1.6% 100% $65,000
Ruhl Mortgage LLC
Conventional 1 1.6% 100% $225,000
Compass Mortgage, Inc.
Conventional 1 1.6% 100% $55,000
Rocket Mortgage
Conventional, FHA, VA 8 13.1% 80% $93,750
A+5.0 ★Texas Ratio: 4.99%
Conventional, HELOC 6
+1 HELOCs
9.8% 54.5% $51,666
United Wholesale Mortgage
Conventional, VA 4 6.6% 100% $167,500
New American Funding, LLC.
Conventional 3 4.9% 75% $68,333
A+5.0 ★Texas Ratio: 3.87%
Conventional, HELOC 2
+1 HELOCs
3.3% 100% $165,000
A+5.0 ★Texas Ratio: 1.64%
Conventional 2 3.3% 100% $35,000 View
Mortgage Research Center
VA 2 3.3% 100% $140,000
Fairway Independent Mort Corp
Conventional, FHA 2 3.3% 100% $40,000
Greenstate Credit Union
FHA 1 1.6% 50% $95,000
Newrez LLC
FHA 1 1.6% 100% $45,000
Pennymac Loan Services LLC
FHA 1 1.6% 100% $195,000
Success Mortgage Partners, Inc
FHA 1 1.6% 100% $115,000
AIM Credit Union
Conventional 1 1.6% 100% $95,000
Planet Home Lending, LLC
FHA 1 1.6% 100% $145,000
Nations Lending Corporation
VA 1 1.6% 100% $195,000
A+5.0 ★Texas Ratio: 4.87%
Conventional 1 1.6% 100% $105,000
A5.0 ★Texas Ratio: 7.37%
Conventional 1 1.6% 100% $65,000 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Savanna, Illinois

Looking for mortgage lenders near me or mortgage brokers near me in Savanna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Savanna in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Savanna, IL

Use these to narrow the list above. Each category shows how many Savanna, IL lenders fit and what that kind of lender is usually best for.

Who Lends in Savanna, IL

Independent mortgage companies closed 47.5 percent of home loans in Savanna, Illinois in 2025, banks 32.8 percent and credit unions 19.7 percent. Cmg Mortgage Inc was the largest mortgage company, Fidelity Bank the largest bank and First Northern Credit Union the largest credit union. Among lenders headquartered in Illinois, Fidelity Bank led with 10 loans.

47.5%
Mortgage companies
32.8%
Banks
19.7%
Credit unions
18%
FHA loans
11%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.

More Illinois Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Savanna, IL

Who is the largest mortgage lender in Savanna, IL?

By home loans closed in 2025, Fidelity Bank was the largest mortgage lender in Savanna, Illinois with 10 loans, about 16.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Savanna, IL mortgage lenders offer FHA, VA and USDA loans?

10 lenders closed FHA loans in Savanna, Illinois in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Savanna, IL lender list?

Yes. 9 banks and 7 credit unions closed home loans in Savanna, Illinois in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Savanna, IL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Savanna, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Savanna, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Savanna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.