Roberts, Illinois mortgage lenders include Vermilion Valley BankVermilion Valley Bank136 E Green St, Roberts, IL 60962A+5.0 ★Texas Ratio: 0.47%, Petefish, Skiles, & Company BankPetefish, Skiles, & Company Bank300 Washington St, Beardstown, IL 62618A+5.0 ★Texas Ratio: 1.02%, Longview Community BankLongview Community Bank100 E Olive St, Chestnut, IL 62518, The Fisher National BankThe Fisher National Bank109 E Vermilion St, Catlin, IL 61817A5.0 ★Texas Ratio: 10.85%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, First Trust Bank of IllinoisFirst Trust Bank of Illinois3308 S Waldron Rd, Aroma Park, IL 60910A+5.0 ★Texas Ratio: 2.99%, Inb, National AssociationInb, National Association2402 E Washington St, Bloomington, IL 61704A5.0 ★Texas Ratio: 9.74%, Old Plank Trail Community Bank, N.A.Old Plank Trail Community Bank, N.A.19500 Torrence Ave, Chicago Heights, IL 60411A+5.0 ★Texas Ratio: 2.48%, and Consumers Credit UnionConsumers Credit Union950 E Rand Rd, Arlington Heights, IL 60004A5.0 ★Texas Ratio: 6.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Roberts, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Roberts are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Roberts, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Roberts 136 E Green St, Roberts, IL 60962 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 4 | 10% | 100% | $57,500 | View |
|
300 Washington St, Beardstown, IL 62618 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 5 | 12.5% | 71.4% | $257,000 | View |
Longview Community Bank
100 E Olive St, Chestnut, IL 62518 |
Conventional | 3 | 7.5% | 100% | $51,666 | |
|
109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 2 | 5% | 100% | $180,000 | View |
|
4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 2 | 5% | 100% | $85,000 | View |
|
540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.5% | 100% | $225,000 | View |
|
3308 S Waldron Rd, Aroma Park, IL 60910 A+5.0 ★Texas Ratio: 2.99% |
Conventional | 1 | 2.5% | 100% | $105,000 | View |
|
2402 E Washington St, Bloomington, IL 61704 A5.0 ★Texas Ratio: 9.74% |
Conventional | 1 | 2.5% | 100% | $625,000 | View |
|
19500 Torrence Ave, Chicago Heights, IL 60411 A+5.0 ★Texas Ratio: 2.48% |
Conventional | 1 | 2.5% | 100% | $235,000 | View |
|
950 E Rand Rd, Arlington Heights, IL 60004 A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 2.5% | 100% | $95,000 | View |
|
915 8th Ave, Erie, IL 61250 B+4.8 ★Texas Ratio: 17.30% |
Conventional | 1 | 2.5% | 100% | $65,000 | View |
Citizens Equity First Credit U
|
Conventional | 1 | 2.5% | 100% | $255,000 | |
Iroquois Federal Savings & Loan Association
|
Conventional | 1 | 2.5% | 100% | $215,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, USDA | 6 | 15% | 100% | $123,333 | |
New American Funding, LLC.
|
Conventional | 4 | 10% | 100% | $277,500 | |
Rocket Mortgage
|
Conventional | 3 | 7.5% | 75% | $185,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 5% | 66.7% | $70,000 | |
Compeer Financial
|
Conventional | 1 | 2.5% | 100% | $75,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Roberts? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Roberts in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Roberts, IL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 40 percent of home loans in Roberts, Illinois in 2025, banks 55 percent and credit unions 5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Vermilion Valley Bank the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Illinois, Vermilion Valley Bank led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
By home loans closed in 2025, Vermilion Valley Bank was the largest mortgage lender in Roberts, Illinois with 4 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Roberts, Illinois in 2025, led by American Pacific Mortgage Corporation with 1. 0 lenders closed VA loans, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Roberts, Illinois in 2025, alongside 6 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Roberts, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Roberts, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Roberts. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.