Mortgage Lenders and Brokers in Minooka, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Minooka, Illinois mortgage lenders include BMO Harris Bank NABMO Harris Bank NA207 W Mondamin St, Minooka, IL 60447A+5.0 ★Texas Ratio: 3.54%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company500 Bob Blair Rd, Minooka, IL 60447A+5.0 ★Texas Ratio: 0.84%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, First Federal Savings BankFirst Federal Savings Bank111 E Main St, Amboy, IL 61310A5.0 ★Texas Ratio: 8.80%, North Shore Trust & SavingsNorth Shore Trust & Savings3060 W Sand Lake Rd, Lindenhurst, IL 60046A+5.0 ★Texas Ratio: 3.87%, Old National BankOld National Bank11900 S Pulaski Rd, Alsip, IL 60803A+5.0 ★Texas Ratio: 4.98%, Bank of PontiacBank of Pontiac4001 General Electric Rd, Bloomington, IL 61704A+5.0 ★Texas Ratio: 1.83%, Grundy BankGrundy Bank444 Bedford Rd, Morris, IL 60450A+5.0 ★Texas Ratio: 0.94%, The Federal Savings BankThe Federal Savings Bank4000 W Diversey Ave, Chicago, IL 60639B+4.8 ★Texas Ratio: 16.98%, and NuMark Credit UnionNuMark Credit Union403 Asbury Dr, Aurora, IL 60502A5.0 ★Texas Ratio: 8.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Minooka, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Minooka are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Minooka, Illinois
Market share is the lender's share of all home loans closed in Minooka, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Minooka 207 W Mondamin St, Minooka, IL 60447 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +9 HELOCs |
1.4% | 100% | $55,000 | View |
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1 office in Minooka 500 Bob Blair Rd, Minooka, IL 60447 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $85,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 2.1% | 60% | $281,666 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 3 | 2.1% | 100% | $278,333 | View |
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3060 W Sand Lake Rd, Lindenhurst, IL 60046 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 2 | 1.4% | 100% | $360,000 | View |
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11900 S Pulaski Rd, Alsip, IL 60803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 1.4% | 100% | $490,000 | View |
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4001 General Electric Rd, Bloomington, IL 61704 A+5.0 ★Texas Ratio: 1.83% |
Conventional | 2 | 1.4% | 100% | $715,000 | View |
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444 Bedford Rd, Morris, IL 60450 A+5.0 ★Texas Ratio: 0.94% |
Conventional | 2 | 1.4% | 100% | $190,000 | View |
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4000 W Diversey Ave, Chicago, IL 60639 B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 1.4% | 100% | $395,000 | View |
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403 Asbury Dr, Aurora, IL 60502 A5.0 ★Texas Ratio: 8.07% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $295,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $405,000 | View |
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11545 W Touhy Ave, Chicago, IL 60666 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.7% | 50% | $355,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.7% | 100% | $315,000 | View |
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230 W Monroe St, Chicago, IL 60606 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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249 S River Rd, Des Plaines, IL 60016 A+5.0 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.7% | 100% | $45,000 | View |
United Home Loans, Inc.
4747 W Peterson Ave Ste 100, Chicago, IL 60646 |
FHA | 1 | 0.7% | 100% | $275,000 | |
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1315 N North Branch St, Chicago, IL 60642 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.7% | 100% | $295,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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3201 Orchard Rd, Oswego, IL 60543 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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★ 1.7 stars, 3 reviews 791 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1408 Airport Rd, Bloomington, IL 61704 2566 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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351 E Il Route 173, Antioch, IL 60002 7355 A5.0 ★Texas Ratio: 9.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 16 +3 HELOCs |
11.4% | 94.1% | $298,125 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 5 | 3.6% | 100% | $327,000 | View |
Compass Mortgage, Inc.
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Conventional, VA | 3 | 2.1% | 100% | $301,666 | |
Diamond Residential Mtg Corp
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Conventional | 2 | 1.4% | 100% | $325,000 | |
The Anderson Financial Group, Inc.
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Conventional | 2 | 1.4% | 100% | $340,000 | |
Rocket Mortgage
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Conventional | 10 | 7.1% | 76.9% | $91,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 5.7% | 100% | $396,250 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 6 +2 HELOCs |
4.3% | 66.7% | $260,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 5 | 3.6% | 100% | $331,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 4 | 2.9% | 41.7% | $32,500 | View |
Guild Mortgage Company
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Conventional | 4 | 2.9% | 100% | $295,000 | |
Mortgage Research Center
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VA | 4 | 2.9% | 100% | $405,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
2.1% | 75% | $338,333 | |
Nationstar Mortgage
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Conventional | 3 | 2.1% | 100% | $138,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 2.1% | 100% | $365,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.4% | 100% | $360,000 | |
Newrez LLC
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FHA, VA | 2 | 1.4% | 40% | $270,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 1.4% | 100% | $310,000 | |
Pennymac Loan Services LLC
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FHA, VA, Jumbo | 2 | 1.4% | 100% | $590,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 1.4% | 100% | $325,000 | |
21St Mortgage
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Conventional | 2 | 1.4% | 22.2% | $60,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.7% | 50% | $215,000 | |
Countryplace Mortgage, Ltd.
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Conventional | 1 | 0.7% | 50% | $15,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $385,000 | |
United Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $475,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 16.7% | $35,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $235,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.7% | 100% | $235,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Bay Equity LLC
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FHA | 1 | 0.7% | 100% | $395,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.7% | 100% | $275,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.7% | 100% | $375,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.7% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tech Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Minooka Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Minooka, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Minooka? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Minooka in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Minooka, IL
Use these to narrow the list above. Each category shows how many Minooka, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Minooka, IL
Independent mortgage companies closed 75.7 percent of home loans in Minooka, Illinois in 2025, banks 20 percent and credit unions 4.3 percent. United Home Loans, Inc. was the largest mortgage company, BMO Harris Bank NA the largest bank and NuMark Credit Union the largest credit union. Among lenders headquartered in Illinois, BMO Harris Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Minooka, IL
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Minooka, Illinois with 2 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Minooka, Illinois in 2025, led by Guaranteed Rate, Inc. with 4. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Minooka, Illinois in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Minooka, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Minooka, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Minooka. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
