Mortgage Lenders and Brokers in Lebanon, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lebanon, Illinois mortgage lenders include First Federal Savings Bank of MascoutahFirst Federal Savings Bank of Mascoutah115 S Madison St, Lebanon, IL 62254B+4.8 ★Texas Ratio: 17.14%, The Farmers and Merchants National BankThe Farmers and Merchants National Bank102 Wakanda Dr, Lebanon, IL 62254A+5.0 ★Texas Ratio: 5.55%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, Carrollton BankCarrollton Bank120 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.58%, Bank of BellevilleBank of Belleville215 S Illinois St, Belleville, IL 62220B4.6 ★Texas Ratio: 19.57%, Scott Credit UnionScott Credit Union107 E Schuetz St, Lebanon, IL 62254 1657A+5.0 ★Texas Ratio: 3.36%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Bank of O'FallonBank of O'Fallon901 S Lincoln Ave, OFallon, IL 62269A+5.0 ★Texas Ratio: 5.16%, and 1NB Bank1NB Bank500 W Harrison St, Aviston, IL 62216A+5.0 ★Texas Ratio: 0.48%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lebanon, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lebanon are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lebanon, Illinois
Market share is the lender's share of all home loans closed in Lebanon, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lebanon 115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 2 | 1.5% | 100% | $265,000 | View |
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1 office in Lebanon 102 Wakanda Dr, Lebanon, IL 62254 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 10 +5 HELOCs |
7.6% | 83.3% | $201,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 3 +7 HELOCs |
2.3% | 100% | $151,666 | View |
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120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 3 | 2.3% | 75% | $201,666 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 3 | 2.3% | 100% | $81,666 | View |
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107 E Schuetz St, Lebanon, IL 62254 1657 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 2 +6 HELOCs |
1.5% | 100% | $115,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 1.5% | 100% | $525,000 | View |
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901 S Lincoln Ave, OFallon, IL 62269 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 2 | 1.5% | 100% | $165,000 | View |
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500 W Harrison St, Aviston, IL 62216 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 1.5% | 100% | $120,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 50% | $175,000 | View |
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14 E Main St, Grafton, IL 62037 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
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550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
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701 Belt Line Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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485 Lake St, Antioch, IL 60002 A+5.0 ★Texas Ratio: 0.84% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
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285 Southwoods Ctr, Columbia, IL 62236 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional | 3 | 2.3% | 100% | $245,000 | |
Heartland Credi T Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA | 8 | 6.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 8 | 6.1% | 90% | $202,500 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 6.1% | 100% | $186,250 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 7 | 5.3% | 87.5% | $137,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 3% | 66.7% | $275,000 | |
Mortgage Research Center
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VA | 4 | 3% | 50% | $315,000 | |
Endeavor Capital, LLC
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FHA, VA, USDA | 4 | 3% | 100% | $245,000 | |
Primelending
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Conventional, VA | 3 | 2.3% | 100% | $321,666 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.3% | 100% | $241,666 | |
Guild Mortgage Company
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Conventional | 3 | 2.3% | 100% | $121,666 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA | 3 | 2.3% | 100% | $215,000 | View |
Das Acquisition Company, LLC
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Conventional, VA | 3 | 2.3% | 100% | $218,333 | |
Newrez LLC
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Conventional | 2 | 1.5% | 66.7% | $70,000 | |
Nqm Funding, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $200,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 1.5% | 100% | $185,000 | View |
Liberty Federal Credit Union
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VA | 1 | 0.8% | 100% | $355,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.8% | 100% | $105,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.8% | 28.6% | $145,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.8% | 100% | $235,000 | |
Nbkc Bank
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VA | 1 | 0.8% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.8% | 100% | $275,000 | |
Kind Lending, LLC
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VA | 1 | 0.8% | 100% | $365,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.8% | 100% | $365,000 | View |
Neighbors Credit Union
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 33.3% | $65,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.8% | 100% | $205,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $135,000 | |
Real Genius LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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A+5.0 ★Texas Ratio: 5.66% |
VA | 1 | 0.8% | 50% | $505,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.8% | 100% | $135,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.8% | 100% | $235,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.8% | 33.3% | $135,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 50% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.8% | 100% | $345,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lebanon Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lebanon, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Lebanon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lebanon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lebanon, IL
Use these to narrow the list above. Each category shows how many Lebanon, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Lebanon, IL
Independent mortgage companies closed 53 percent of home loans in Lebanon, Illinois in 2025, banks 37.1 percent and credit unions 9.8 percent. Guaranteed Rate, Inc. was the largest mortgage company, First Federal Savings Bank of Mascoutah the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, First Federal Savings Bank of Mascoutah led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lebanon, IL
By home loans closed in 2025, First Federal Savings Bank of Mascoutah was the largest mortgage lender in Lebanon, Illinois with 2 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Lebanon, Illinois in 2025, led by Delmar Financial Company with 2. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Lebanon, Illinois in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lebanon, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lebanon, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lebanon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
