Mortgage Lenders and Brokers in Kirkland, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kirkland, Illinois mortgage lenders include Resource Bank N.A.Resource Bank N.A.414 W Main St, Kirkland, IL 60146B+4.7 ★Texas Ratio: 18.28%, First National Bank of OmahaFirst National Bank of Omaha1725 S State St, Belvidere, IL 61008A+5.0 ★Texas Ratio: 4.82%, Old Second National BankOld Second National Bank2000 W Galena Blvd, Aurora, IL 60506A5.0 ★Texas Ratio: 6.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA600 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association777 W Army Trail Blvd, Addison, IL 60101A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank103 S Randall Rd, Algonquin, IL 60102A+5.0 ★Texas Ratio: 3.66%, Midland States BankMidland States Bank951 Dixie Hwy, Beecher, IL 60401A5.0 ★Texas Ratio: 9.50%, Iaa Credit UnionIaa Credit Union1711 General Electric Rd, Bloomington, IL 61704 2286A+5.0 ★Texas Ratio: 1.90%, First State Mortgage ServicesFirst State Mortgage Services825 N Randall Rd, Batavia, IL 60510, and Holcomb BankHolcomb Bank504 W Blackhawk Dr, Byron, IL 61010A+5.0 ★Texas Ratio: 0.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kirkland, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kirkland are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kirkland, Illinois
Market share is the lender's share of all home loans closed in Kirkland, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kirkland 414 W Main St, Kirkland, IL 60146 B+4.7 ★Texas Ratio: 18.28% |
Conventional | 1 | 1.2% | 100% | $635,000 | View |
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1725 S State St, Belvidere, IL 61008 A+5.0 ★Texas Ratio: 4.82% |
Conventional, VA | 4 | 5% | 100% | $165,000 | View |
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2000 W Galena Blvd, Aurora, IL 60506 A5.0 ★Texas Ratio: 6.17% |
Conventional, HELOC | 3 +5 HELOCs |
3.8% | 100% | $168,333 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $130,000 | View |
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777 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 2.5% | 100% | $190,000 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +2 HELOCs |
1.2% | 100% | $185,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $135,000 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 1.2% | 100% | $425,000 | View |
First State Mortgage Services
825 N Randall Rd, Batavia, IL 60510 |
VA | 1 | 1.2% | 100% | $335,000 | |
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504 W Blackhawk Dr, Byron, IL 61010 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 1 | 1.2% | 100% | $565,000 | View |
Credit Union 1
750 S Halsted St Rm 220C, Chicago, IL 60607 7008 |
Conventional | 1 | 1.2% | 100% | $55,000 | |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 1.2% | 100% | $265,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.2% | 100% | $375,000 | View |
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825 N Randall Rd, Batavia, IL 60510 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 1.2% | 100% | $345,000 | View |
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111 E Main St, Amboy, IL 61310 A5.0 ★Texas Ratio: 8.80% |
Conventional | 1 | 1.2% | 100% | $395,000 | View |
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1780 W Fullerton Ave, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.93% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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5286 Nimtz Rd, Loves Park, IL 61111 A+5.0 ★Texas Ratio: 3.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, VA | 3 | 3.8% | 100% | $331,666 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 3 | 3.8% | 100% | $185,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 2.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.2% | 100% | $95,000 | View |
Compass Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 5% | 57.1% | $177,500 | |
Planet Home Lending, LLC
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Conventional | 4 | 5% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional | 3 | 3.8% | 100% | $205,000 | |
Greenstate Credit Union
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Conventional, FHA | 3 | 3.8% | 100% | $188,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 3.8% | 100% | $211,666 | |
Towne Mortgage Company
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Conventional | 3 | 3.8% | 100% | $191,666 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 2 | 2.5% | 100% | $120,000 | View |
Newrez LLC
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FHA, VA | 2 | 2.5% | 50% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2.5% | 66.7% | $250,000 | |
Mortgage Research Center
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VA | 2 | 2.5% | 66.7% | $425,000 | |
Lower, LLC
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Conventional | 2 | 2.5% | 100% | $75,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $55,000 | |
First Community Credit Union of Beloit
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Conventional | 1 | 1.2% | 100% | $45,000 | |
Affordable Mortgage Advisors
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VA | 1 | 1.2% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $35,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 1.2% | 100% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $315,000 | |
Compeer Financial
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Conventional | 1 | 1.2% | 100% | $575,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.2% | 100% | $25,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.2% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.2% | 50% | $265,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 1.2% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $395,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.2% | 100% | $125,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kirkland Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kirkland, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Kirkland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kirkland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kirkland, IL
Use these to narrow the list above. Each category shows how many Kirkland, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Kirkland, IL
Independent mortgage companies closed 62.5 percent of home loans in Kirkland, Illinois in 2025, banks 30 percent and credit unions 7.5 percent. Guaranteed Rate, Inc. was the largest mortgage company, Resource Bank N.A. the largest bank and Iaa Credit Union the largest credit union. Among lenders headquartered in Illinois, Resource Bank N.A. led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kirkland, IL
By home loans closed in 2025, Resource Bank N.A. was the largest mortgage lender in Kirkland, Illinois with 1 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Kirkland, Illinois in 2025, led by Rocket Mortgage with 2. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 5 credit unions closed home loans in Kirkland, Illinois in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kirkland, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kirkland, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kirkland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
