Mortgage Lenders and Brokers in Edwardsville, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edwardsville, Illinois mortgage lenders include Fcb BanksFcb Banks6659 Center Grove Rd, Edwardsville, IL 62025A5.0 ★Texas Ratio: 7.31%, Scott Credit UnionScott Credit Union1067 S State Route 157, Edwardsville, IL 62025 3692A+5.0 ★Texas Ratio: 3.36%, Busey BankBusey Bank330 W Vandalia St, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 2.31%, US Bank, N.A.US Bank, N.A.1411 Lewis Rd, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 2.85%, Carrollton BankCarrollton Bank222 E Park St, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 3.58%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA2143 S Highway 157, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 3.88%, PNC Bank N.A.PNC Bank N.A.6650 Edwardsville Crossing Dr, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 4.24%, Heartland Bank & Trust CompanyHeartland Bank & Trust Company10 Terra Verde Ct, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 0.84%, Bank of BellevilleBank of Belleville119 S Main St, Edwardsville, IL 62025B4.6 ★Texas Ratio: 19.57%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA248 Harvard Dr, Edwardsville, IL 62025A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edwardsville, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edwardsville are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edwardsville, Illinois
Market share is the lender's share of all home loans closed in Edwardsville, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edwardsville 6659 Center Grove Rd, Edwardsville, IL 62025 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, VA, Jumbo, HELOC | 36 +8 HELOCs |
9.7% | 92.3% | $249,166 | View |
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1067 S State Route 157, Edwardsville, IL 62025 3692 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 20 +9 HELOCs |
5.4% | 95.2% | $264,000 | View |
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2 offices in Edwardsville 330 W Vandalia St, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 2.31% |
Conventional, HELOC | 7 +12 HELOCs |
1.9% | 87.5% | $156,428 | View |
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1 office in Edwardsville 1411 Lewis Rd, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 6 +3 HELOCs |
1.6% | 50% | $231,666 | View |
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1 office in Edwardsville 222 E Park St, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $239,000 | View |
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2 offices in Edwardsville 2143 S Highway 157, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 3.88% |
Conventional, VA, HELOC | 4 +13 HELOCs |
1.1% | 80% | $240,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Edwardsville 6650 Edwardsville Crossing Dr, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +3 HELOCs |
0.8% | 100% | $328,333 | View |
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1 office in Edwardsville 10 Terra Verde Ct, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 0.84% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $175,000 | View |
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1 office in Edwardsville 119 S Main St, Edwardsville, IL 62025 B4.6 ★Texas Ratio: 19.57% |
Conventional | 2 | 0.5% | 100% | $145,000 | View |
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1 office in Edwardsville 248 Harvard Dr, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $155,000 | View |
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1702 Troy Rd, Edwardsville, IL 62025 A5.0 ★Texas Ratio: 11.80% |
Conventional | 13 | 3.5% | 70% | $157,307 | View |
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2317 Plum St, Edwardsville, IL 62025 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 10 | 2.7% | 100% | $140,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
Conventional | 9 | 2.4% | 100% | $252,777 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +6 HELOCs |
1.6% | 60% | $210,000 | View |
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850 W Algonquin Rd, Arlington Heights, IL 60005 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
0.5% | 100% | $250,000 | View |
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692 N 4th Street, Breese, IL 62230 A5.0 ★Texas Ratio: 11.76% |
Conventional | 2 | 0.5% | 80% | $195,000 | View |
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900 W Main St, Carlinville, IL 62626 A+5.0 ★Texas Ratio: 2.47% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
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2400 Madison Ave, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 2 | 0.5% | 100% | $65,000 | View |
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620 N State St, Freeburg, IL 62243 D3.1 ★Texas Ratio: 38.34% |
Conventional | 2 | 0.5% | 100% | $250,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $205,000 | View |
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109 E Vermilion St, Catlin, IL 61817 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
VA | 1 | 0.3% | 100% | $235,000 | View |
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12330 S Harlem Ave, Palos Heights, IL 60463 A+5.0 ★Texas Ratio: 3.55% |
VA | 1 | 0.3% | 100% | $315,000 | View |
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202 W Park Ave, Champaign, IL 61820 A+5.0 ★Texas Ratio: 1.00% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1711 General Electric Rd, Bloomington, IL 61704 2286 A+5.0 ★Texas Ratio: 1.90% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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701 Belt Line Rd, Collinsville, IL 62234 A+5.0 ★Texas Ratio: 0.23% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $335,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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625 W Army Trail Blvd, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1100 13th Ave, East Moline, IL 61244 1455 A+5.0 ★Texas Ratio: 5.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.8% | 75% | $221,666 | |
Citizens Equity First Credit U
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Conventional, HELOC | 2 +3 HELOCs |
0.5% | 66.7% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $200,000 | |
Cmg Mortgage Inc
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VA | 1 | 0.3% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
Heartland Credi T Union
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Conventional | 1 | 0.3% | 100% | $155,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
7% | 86.7% | $298,461 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 19 | 5.1% | 92% | $286,578 | View |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 4.6% | 70.8% | $203,235 | |
Mortgage Research Center
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Conventional, VA | 14 | 3.8% | 93.3% | $282,142 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 12 | 3.2% | 100% | $311,666 | |
Endeavor Capital, LLC
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Conventional, FHA, VA | 11 | 3% | 100% | $228,636 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 2.7% | 83.3% | $343,000 | |
Lower, LLC
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Conventional, FHA, VA, Jumbo | 9 | 2.4% | 100% | $332,777 | |
Das Acquisition Company, LLC
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Conventional, FHA | 7 | 1.9% | 100% | $237,857 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +3 HELOCs |
1.6% | 85.7% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 1.4% | 100% | $251,000 | |
Guild Mortgage Company
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Conventional | 5 | 1.4% | 100% | $295,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.1% | 100% | $280,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 4 | 1.1% | 100% | $420,000 | View |
Tjc Mortgage Inc
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Conventional, FHA, VA | 4 | 1.1% | 100% | $380,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.1% | 100% | $350,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.8% | 60% | $68,333 | |
Primelending
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Conventional | 3 | 0.8% | 100% | $298,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.8% | 75% | $201,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.8% | 75% | $81,666 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 3 | 0.8% | 100% | $255,000 | |
Flat Branch Mortgage, Inc.
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Conventional, VA | 3 | 0.8% | 100% | $248,333 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $261,666 | |
First Community Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $180,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 66.7% | $200,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.5% | 100% | $405,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $445,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA | 2 | 0.5% | 100% | $430,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.5% | 66.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.66% |
FHA, VA | 2 | 0.5% | 100% | $205,000 | View |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $445,000 | |
Neighbors Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
VA | 1 | 0.3% | 100% | $485,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 33.3% | $225,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $205,000 | |
LoanFlight Lending, LLC.
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VA | 1 | 0.3% | 100% | $505,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Cardinal Financial Company, Li
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,165,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.3% | 100% | $125,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.3% | 50% | $205,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $255,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Edwardsville Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edwardsville, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Edwardsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edwardsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edwardsville, IL
Use these to narrow the list above. Each category shows how many Edwardsville, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Edwardsville, IL
Independent mortgage companies closed 53 percent of home loans in Edwardsville, Illinois in 2025, banks 30.8 percent and credit unions 16.2 percent. Mutual of Omaha Mortgage was the largest mortgage company, Fcb Banks the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Fcb Banks led with 36 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edwardsville, IL
By home loans closed in 2025, Fcb Banks was the largest mortgage lender in Edwardsville, Illinois with 36 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Edwardsville, Illinois in 2025, led by New American Funding, LLC. with 7. 28 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 14 credit unions closed home loans in Edwardsville, Illinois in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edwardsville, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edwardsville, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edwardsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
