Mortgage Lenders and Brokers in Breese, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Breese, Illinois mortgage lenders include Dieterich BankDieterich Bank550 N 2nd St, Breese, IL 62230B+4.7 ★Texas Ratio: 18.69%, 1NB Bank1NB Bank18001 Saint Rose Rd, Breese, IL 62230A+5.0 ★Texas Ratio: 0.48%, The Bradford National Bank of GreenvilleThe Bradford National Bank of Greenville692 N 4th Street, Breese, IL 62230A5.0 ★Texas Ratio: 11.76%, Fcb BanksFcb Banks201 N Commercial St, Albers, IL 62215A5.0 ★Texas Ratio: 7.31%, Germantown Trust & Savings BankGermantown Trust & Savings Bank205 N Germantown Rd, Breese, IL 62230, Scott Credit UnionScott Credit Union301 N 4th St, Breese, IL 62230 1442A+5.0 ★Texas Ratio: 3.36%, US Bank, N.A.US Bank, N.A.540 W Lake St, Addison, IL 60101A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, 1St Midamerica Credit Union1St Midamerica Credit Union3553 College Ave, Alton, IL 62002A5.0 ★Texas Ratio: 11.80%, and First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA101 W Washington Ave, Altamont, IL 62411A+5.0 ★Texas Ratio: 3.88%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Breese, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Breese are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Breese, Illinois
Market share is the lender's share of all home loans closed in Breese, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Breese 550 N 2nd St, Breese, IL 62230 B+4.7 ★Texas Ratio: 18.69% |
Conventional | 15 | 11.2% | 94.1% | $212,333 | View |
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1 office in Breese 18001 Saint Rose Rd, Breese, IL 62230 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 4 | 3% | 80% | $217,500 | View |
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1 office in Breese 692 N 4th Street, Breese, IL 62230 A5.0 ★Texas Ratio: 11.76% |
Conventional | 2 | 1.5% | 100% | $215,000 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, FHA, VA, USDA, HELOC | 26 +18 HELOCs |
19.4% | 89.7% | $193,076 | View |
Germantown Trust & Savings Bank
205 N Germantown Rd, Breese, IL 62230 |
Conventional | 17 | 12.7% | 89.5% | $166,764 | |
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301 N 4th St, Breese, IL 62230 1442 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, HELOC | 5 +4 HELOCs |
3.7% | 71.4% | $141,000 | View |
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540 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 2.2% | 100% | $185,000 | View |
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2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 66.7% | $110,000 | View |
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3553 College Ave, Alton, IL 62002 A5.0 ★Texas Ratio: 11.80% |
Conventional | 2 | 1.5% | 100% | $105,000 | View |
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101 W Washington Ave, Altamont, IL 62411 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $275,000 | View |
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255 S Commercial St, Centralia, IL 62801 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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600 W Lake St, Addison, IL 60101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $85,000 | View |
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1310 E City Route 40, Greenville, IL 62246 A+5.0 ★Texas Ratio: 4.91% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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636 E Main St, Ashley, IL 62808 A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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215 S Illinois St, Belleville, IL 62220 B4.6 ★Texas Ratio: 19.57% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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115 S Madison St, Lebanon, IL 62254 B+4.8 ★Texas Ratio: 17.14% |
Conventional | 1 | 0.7% | 50% | $125,000 | View |
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502 East Main Street, Alhambra, IL 62001 A+5.0 ★Texas Ratio: 4.88% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $365,000 | |
Citizens Equity First Credit U
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, VA | 5 | 3.7% | 100% | $291,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 3.7% | 55.6% | $119,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, VA | 5 | 3.7% | 100% | $271,000 | View |
Mortgage Research Center
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Conventional, VA | 5 | 3.7% | 100% | $261,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, USDA | 4 | 3% | 100% | $182,500 | |
Endeavor Capital, LLC
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Conventional, FHA | 3 | 2.2% | 100% | $128,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 100% | $250,000 | |
Geneva Financial LLC
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Conventional | 2 | 1.5% | 100% | $165,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.5% | 100% | $235,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 1.5% | 100% | $155,000 | |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $245,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.7% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.7% | 100% | $195,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.7% | 100% | $265,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.7% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $45,000 | |
21St Mortgage
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Conventional | 1 | 0.7% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 12.35% |
FHA | 1 | 0.7% | 100% | $175,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $25,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.7% | 100% | $175,000 | |
Gershman Investment Corp.
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FHA | 1 | 0.7% | 100% | $105,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Breese Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Breese, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Breese? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Breese in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Breese, IL
Use these to narrow the list above. Each category shows how many Breese, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Breese, IL
Independent mortgage companies closed 35.8 percent of home loans in Breese, Illinois in 2025, banks 58.2 percent and credit unions 6 percent. Mutual of Omaha Mortgage was the largest mortgage company, Dieterich Bank the largest bank and Scott Credit Union the largest credit union. Among lenders headquartered in Illinois, Dieterich Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Breese, IL
By home loans closed in 2025, Dieterich Bank was the largest mortgage lender in Breese, Illinois with 15 loans, about 11.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Breese, Illinois in 2025, led by Freedom Mortgage Corporation with 2. 6 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 4 credit unions closed home loans in Breese, Illinois in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Breese, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Breese, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Breese. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
