Mortgage Lenders and Brokers in Alton, Illinois
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alton, Illinois mortgage lenders include United Community BankUnited Community Bank2403 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 2.53%, Carrollton BankCarrollton Bank120 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.58%, Regions BankRegions Bank2850 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.1520 Washington Ave, Alton, IL 62002A+5.0 ★Texas Ratio: 2.85%, Busey BankBusey Bank4415 Martin Luther King Dr, Alton, IL 62002A+5.0 ★Texas Ratio: 2.31%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA111 E 4th St, Alton, IL 62002A+5.0 ★Texas Ratio: 3.88%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1704 Homer M Adams Pkwy, Alton, IL 62002A+5.0 ★Texas Ratio: 3.68%, 1St Midamerica Credit Union1St Midamerica Credit Union3553 College Ave, Alton, IL 62002A5.0 ★Texas Ratio: 11.80%, Scott Credit UnionScott Credit Union4807 W Main St, Belleville, IL 62226 4722A+5.0 ★Texas Ratio: 3.36%, and Cnb Bank & Trust, N.A.Cnb Bank & Trust, N.A.123 E Knoxville St, Brimfield, IL 61517A+5.0 ★Texas Ratio: 5.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alton, Illinois in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alton are listed first, then lenders elsewhere in Illinois, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alton, Illinois
Market share is the lender's share of all home loans closed in Alton, Illinois. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alton 2403 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.53% |
Conventional, VA, HELOC | 23 +5 HELOCs |
4.4% | 82.1% | $149,782 | View |
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1 office in Alton 120 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA, Jumbo, HELOC | 20 +9 HELOCs |
3.8% | 100% | $184,000 | View |
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1 office in Alton 2850 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 10 +11 HELOCs |
1.9% | 63.2% | $95,000 | View |
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1 office in Alton 1520 Washington Ave, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +1 HELOCs |
1.9% | 62.5% | $114,000 | View |
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1 office in Alton 4415 Martin Luther King Dr, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.31% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
1.7% | 81.8% | $89,444 | View |
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1 office in Alton 111 E 4th St, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 5 +4 HELOCs |
0.9% | 83.3% | $109,000 | View |
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1 office in Alton 1704 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 75% | $241,666 | View |
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3553 College Ave, Alton, IL 62002 A5.0 ★Texas Ratio: 11.80% |
Conventional | 56 | 10.6% | 74.4% | $77,142 | View |
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4807 W Main St, Belleville, IL 62226 4722 A+5.0 ★Texas Ratio: 3.36% |
Conventional, VA, HELOC | 8 +2 HELOCs |
1.5% | 100% | $165,000 | View |
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123 E Knoxville St, Brimfield, IL 61517 A+5.0 ★Texas Ratio: 5.41% |
Conventional | 7 | 1.3% | 58.3% | $197,857 | View |
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201 N Commercial St, Albers, IL 62215 A5.0 ★Texas Ratio: 7.31% |
Conventional, HELOC | 5 +1 HELOCs |
0.9% | 83.3% | $173,000 | View |
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4105 Humbert Rd, Alton, IL 62002 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 3 | 0.6% | 100% | $108,333 | View |
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2400 Madison Ave, Granite City, IL 62040 A+5.0 ★Texas Ratio: 2.23% |
Conventional | 3 | 0.6% | 100% | $41,666 | View |
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103 S Randall Rd, Algonquin, IL 60102 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.4% | 100% | $175,000 | View |
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245 N Main St, Canton, IL 61520 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.4% | 100% | $185,000 | View |
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104 Homer M Adams Pkwy, Alton, IL 62002 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $135,000 | View |
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1015 W Windsor Rd, Champaign, IL 61821 A5.0 ★Texas Ratio: 13.68% |
FHA | 1 | 0.2% | 100% | $135,000 | View |
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14 E Main St, Grafton, IL 62037 A+5.0 ★Texas Ratio: 5.48% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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350 Riverpark Dr, East Saint Louis, IL 62201 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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295 Community Ave, Brussels, IL 62013 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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233 W Northwest Hwy, Barrington, IL 60010 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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951 Dixie Hwy, Beecher, IL 60401 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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442 S Demazenod Dr, Belleville, IL 62223 A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 8 | 1.5% | 80% | $115,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.2% | 100% | $295,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Citizens Equity First Credit U
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Endeavor Capital, LLC
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Conventional, FHA, VA | 53 | 10% | 98.1% | $106,132 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
5.1% | 100% | $113,148 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 5.1% | 75% | $122,037 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 26 | 4.9% | 100% | $145,000 | |
Zippy Loans, LLC
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Conventional | 25 | 4.7% | 78.1% | $23,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 25 | 4.7% | 100% | $149,400 | |
Mortgage Research Center
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Conventional, FHA, VA | 16 | 3% | 61.5% | $186,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 13 | 2.5% | 88.2% | $198,846 | |
loanDepot.com LLC
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Conventional, FHA | 10 | 1.9% | 83.3% | $75,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 10 | 1.9% | 100% | $126,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 8 | 1.5% | 100% | $151,250 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.3% | 80% | $130,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1.3% | 87.5% | $145,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.1% | 100% | $146,666 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 1.1% | 100% | $198,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.9% | 100% | $137,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 0.9% | 31.2% | $79,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 0.9% | 100% | $77,000 | |
Equity Prime Mortgage LLC
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FHA | 4 | 0.8% | 80% | $95,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.8% | 100% | $57,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.8% | 80% | $62,500 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 60% | $145,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 3 | 0.6% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional, FHA | 3 | 0.6% | 100% | $151,666 | View |
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A+5.0 ★Texas Ratio: 5.66% |
Conventional, FHA | 3 | 0.6% | 100% | $161,666 | View |
First Community Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 50% | $215,000 | |
Primelending
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Conventional, VA | 2 | 0.4% | 50% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.4% | 66.7% | $190,000 | View |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $65,000 | |
Tjc Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $40,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $175,000 | |
Lower, LLC
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Conventional | 2 | 0.4% | 100% | $190,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.4% | 80% | $315,000 | |
Cadence Bank
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FHA | 1 | 0.2% | 100% | $135,000 | |
Southwest Airlines FCU
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.2% | 100% | $225,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Golden Empire Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $215,000 | View |
Data Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $115,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $55,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.2% | 50% | $135,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Christian Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Alton Mortgage Rate Trends
Daily average mortgage rates for Illinois compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alton, Illinois
Looking for mortgage lenders near me or mortgage brokers near me in Alton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alton, IL
Use these to narrow the list above. Each category shows how many Alton, IL lenders fit and what that kind of lender is usually best for.
Who Lends in Alton, IL
Independent mortgage companies closed 61.9 percent of home loans in Alton, Illinois in 2025, banks 23.1 percent and credit unions 15 percent. Mutual of Omaha Mortgage was the largest mortgage company, United Community Bank the largest bank and 1St Midamerica Credit Union the largest credit union. Among lenders headquartered in Illinois, United Community Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Illinois. State transfer tax of $0.50 per $500 plus a county tax of $0.25 per $500, usually paid by the seller; Chicago adds $3.75 per $500 paid by the buyer and $1.50 per $500 paid by the seller, and many suburbs levy their own stamps. No mortgage recording tax.
More Illinois Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alton, IL
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Alton, Illinois with 23 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Alton, Illinois, Endeavor Capital, LLC approved the highest share of completed applications in 2025 at 98.1 percent, against a 83.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Alton, Illinois in 2025, led by Endeavor Capital, LLC with 24. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 11 credit unions closed home loans in Alton, Illinois in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alton, Illinois during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alton, Illinois for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
