Fort Hall, Idaho mortgage lenders include Rails West FCURails West FCU4708 Yellowstone Ave, Chubbuck, ID 83202 2336A+5.0 ★Texas Ratio: 1.13%, Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Advantage Plus FCUAdvantage Plus FCU465 Hillcrest Ave, American Falls, ID 83211A+5.0 ★Texas Ratio: 3.01%, Connections Credit UnionConnections Credit Union249 N 9th St, Boise, ID 83702 5710A5.0 ★Texas Ratio: 11.80%, The Bank of CommerceThe Bank of Commerce590 Tyhee Ave, American Falls, ID 83211A5.0 ★Texas Ratio: 6.88%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, Rocket Mortgage, Click n' Close, Inc., Freedom Mortgage Corporation, and Cmg Mortgage Inc. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Hall, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Hall are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Fort Hall, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
4708 Yellowstone Ave, Chubbuck, ID 83202 2336 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 3 | 15.8% | 75% | $135,000 | View |
|
★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, HELOC | 2 +3 HELOCs |
10.5% | 100% | $170,000 | View |
|
465 Hillcrest Ave, American Falls, ID 83211 A+5.0 ★Texas Ratio: 3.01% |
Conventional | 1 | 5.3% | 100% | $95,000 | View |
|
249 N 9th St, Boise, ID 83702 5710 A5.0 ★Texas Ratio: 11.80% |
Conventional | 1 | 5.3% | 100% | $35,000 | View |
|
590 Tyhee Ave, American Falls, ID 83211 A5.0 ★Texas Ratio: 6.88% |
Conventional | 1 | 5.3% | 100% | $345,000 | View |
|
2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
VA | 1 | 5.3% | 100% | $235,000 | View |
Rocket Mortgage
|
Conventional | 2 | 10.5% | 100% | $105,000 | |
Click n' Close, Inc.
|
FHA | 2 | 10.5% | 100% | $260,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 5.3% | 100% | $305,000 | |
Cmg Mortgage Inc
|
VA | 1 | 5.3% | 100% | $265,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 5.3% | 100% | $455,000 | |
Nationstar Mortgage
|
Conventional | 1 | 5.3% | 100% | $245,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 5.3% | 100% | $515,000 | |
21St Mortgage
|
Conventional | 1 | 5.3% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Fort Hall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Hall in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Fort Hall, ID lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.6 percent of home loans in Fort Hall, Idaho in 2025, banks 10.5 percent and credit unions 36.8 percent. Rocket Mortgage was the largest mortgage company, The Bank of Commerce the largest bank and Rails West FCU the largest credit union. Among lenders headquartered in Idaho, Rails West FCU led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
By home loans closed in 2025, Rails West FCU was the largest mortgage lender in Fort Hall, Idaho with 3 loans, about 15.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Fort Hall, Idaho in 2025, led by Click n' Close, Inc. with 2. 3 lenders closed VA loans, led by Glacier Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 5 credit unions closed home loans in Fort Hall, Idaho in 2025, alongside 8 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Hall, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Hall, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Hall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.