Mortgage Lenders and Brokers in Dalton Gardens, Idaho
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dalton Gardens, Idaho mortgage lenders include Idaho Central Credit UnionIdaho Central Credit Union246 Idaho St, American Falls, ID 83211 1236A+5.0 ★Texas Ratio: 4.55%, Glacier BankGlacier Bank2797 S 25th E, Ammon, ID 83406A+5.0 ★Texas Ratio: 1.87%, US Bank, N.A.US Bank, N.A.9 S Ash St, Blackfoot, ID 83221A+5.0 ★Texas Ratio: 2.85%, Banner BankBanner Bank950 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 2.91%, Washington Trust BankWashington Trust Bank901 W Bannock St, Boise, ID 83702A+5.0 ★Texas Ratio: 4.63%, Bank of America NABank of America NA8521 W Franklin Rd, Boise, ID 83709A+5.0 ★Texas Ratio: 4.14%, Potlatch No 1 Financial Credit UPotlatch No 1 Financial Credit ULewiston, ID, United Wholesale Mortgage, loanDepot.com LLC, and Willamette Valley BankWillamette Valley BankA+5.0 ★Texas Ratio: 0.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dalton Gardens, Idaho in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dalton Gardens are listed first, then lenders elsewhere in Idaho, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dalton Gardens, Idaho
Market share is the lender's share of all home loans closed in Dalton Gardens, Idaho. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 246 Idaho St, American Falls, ID 83211 1236 A+5.0 ★Texas Ratio: 4.55% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
19.2% | 100% | $483,000 | View |
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2797 S 25th E, Ammon, ID 83406 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 3 +1 HELOCs |
11.5% | 100% | $501,666 | View |
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9 S Ash St, Blackfoot, ID 83221 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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950 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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901 W Bannock St, Boise, ID 83702 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8521 W Franklin Rd, Boise, ID 83709 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Potlatch No 1 Financial Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional | 3 | 11.5% | 100% | $515,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 2 | 7.7% | 60% | $735,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, VA | 2 | 7.7% | 100% | $725,000 | View |
Rocket Mortgage
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Conventional | 1 | 3.8% | 100% | $515,000 | |
Kind Lending, LLC
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Conventional | 1 | 3.8% | 100% | $295,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 3.8% | 100% | $755,000 | |
Guild Mortgage Company
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Conventional | 1 | 3.8% | 100% | $805,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 3.8% | 100% | $105,000 | |
Nfm, Inc
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Conventional | 1 | 3.8% | 100% | $615,000 | |
Evergreen Moneysource Mortgage Company
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VA, Jumbo | 1 | 3.8% | 100% | $885,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 3.8% | 100% | $305,000 | |
New American Funding, LLC.
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Conventional | 1 | 3.8% | 100% | $635,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 1 | 3.8% | 100% | $855,000 | |
Gesa Credit Union
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Conventional, Jumbo | 1 | 3.8% | 100% | $945,000 | |
Spokane Teachers Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Firefighters First Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dalton Gardens Mortgage Rate Trends
Daily average mortgage rates for Idaho compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dalton Gardens, Idaho
Looking for mortgage lenders near me or mortgage brokers near me in Dalton Gardens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dalton Gardens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dalton Gardens, ID
Use these to narrow the list above. Each category shows how many Dalton Gardens, ID lenders fit and what that kind of lender is usually best for.
Who Lends in Dalton Gardens, ID
Independent mortgage companies closed 57.7 percent of home loans in Dalton Gardens, Idaho in 2025, banks 19.2 percent and credit unions 23.1 percent. United Wholesale Mortgage was the largest mortgage company, Glacier Bank the largest bank and Idaho Central Credit Union the largest credit union. Among lenders headquartered in Idaho, Idaho Central Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Idaho. None
More Idaho Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dalton Gardens, ID
By home loans closed in 2025, Idaho Central Credit Union was the largest mortgage lender in Dalton Gardens, Idaho with 5 loans, about 19.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 7 credit unions closed home loans in Dalton Gardens, Idaho in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dalton Gardens, Idaho during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dalton Gardens, Idaho for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dalton Gardens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
