Woolsey, Georgia mortgage lenders include Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Fifth Third Bank, National AssociationFifth Third Bank, National Association2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 3.22%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, and Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woolsey, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woolsey are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Woolsey, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional, HELOC | 13 +14 HELOCs |
9.5% | 81.2% | $330,384 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 4 +2 HELOCs |
2.9% | 80% | $500,000 | View |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 4 | 2.9% | 100% | $475,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, Jumbo | 3 | 2.2% | 75% | $698,333 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 1.5% | 100% | $570,000 | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.5% | 100% | $470,000 | View |
|
3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 1.5% | 100% | $410,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 1.5% | 100% | $665,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.7% | 100% | $145,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
|
300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.5% | 66.7% | $405,000 | |
Acu
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
Orangepath Financial Inc
|
Conventional | 1 | 0.7% | 100% | $205,000 | |
Rocket Mortgage
|
Conventional, VA | 13 | 9.5% | 68.4% | $323,461 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 9 +1 HELOCs |
6.6% | 81.8% | $607,222 | |
loanDepot.com LLC
|
Conventional, HELOC | 5 +1 HELOCs |
3.6% | 100% | $337,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA, Jumbo | 5 | 3.6% | 100% | $651,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.9% | 80% | $335,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 4 | 2.9% | 100% | $360,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
2.2% | 100% | $408,333 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 3 | 2.2% | 100% | $415,000 | View |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 2.2% | 100% | $245,000 | |
Freedom Mortgage Corporation
|
Conventional, VA | 3 | 2.2% | 100% | $678,333 | |
Nationstar Mortgage
|
Conventional | 3 | 2.2% | 100% | $148,333 | |
Spring Eq, LLC
|
Conventional | 3 | 2.2% | 75% | $198,333 | |
Liberty Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $435,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.5% | 100% | $490,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.5% | 100% | $730,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 1.5% | 100% | $750,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.5% | 100% | $135,000 | View |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $645,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,485,000 | View |
Southwest Airlines FCU
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Lakeview Loan Servicing, LLC
|
VA | 1 | 0.7% | 33.3% | $295,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 50% | $75,000 | |
Kind Lending, LLC
|
VA | 1 | 0.7% | 100% | $775,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $345,000 | |
Sanctuary Home Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $805,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.7% | 100% | $615,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.7% | 100% | $805,000 | |
Intercoastal Mortgage, LLC
|
VA, Jumbo | 1 | 0.7% | 100% | $1,095,000 | |
Flexpoint, Inc.
|
Conventional, Jumbo | 1 | 0.7% | 100% | $925,000 | |
Nfm, Inc
|
VA, Jumbo | 1 | 0.7% | 100% | $905,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.7% | 100% | $575,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.7% | 100% | $445,000 | |
T2 Financial LLC
|
Conventional | 1 | 0.7% | 100% | $495,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $595,000 | View |
Mortgage Research Center
|
VA | 1 | 0.7% | 100% | $745,000 | |
Tjc Mortgage Inc
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,925,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.7% | 100% | $715,000 | View |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 0.7% | 100% | $555,000 | |
Summit Funding.Inc
|
Conventional | 1 | 0.7% | 100% | $495,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.7% | 100% | $125,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.7% | 50% | $395,000 | |
American National Bank
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,505,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.7% | 100% | $445,000 | View |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
MassMutual FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Woolsey? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woolsey in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Woolsey, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61.3 percent of home loans in Woolsey, Georgia in 2025, banks 21.9 percent and credit unions 16.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Delta Community Credit Union led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Delta Community Credit Union was the largest mortgage lender in Woolsey, Georgia with 13 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Woolsey, Georgia in 2025, led by United Wholesale Mortgage with 2. 16 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 12 credit unions closed home loans in Woolsey, Georgia in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woolsey, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woolsey, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woolsey. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.