Mortgage Lenders and Brokers in Whitesburg, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Whitesburg, Georgia mortgage lenders include Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, United BankUnited Bank2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, and Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Whitesburg, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Whitesburg are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Whitesburg, Georgia
Market share is the lender's share of all home loans closed in Whitesburg, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 2% | 100% | $310,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 2% | 100% | $555,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 33.3% | $65,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 1% | 50% | $515,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 1% | 100% | $185,000 | |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 1% | 50% | $415,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1% | 100% | $105,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1% | 100% | $505,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Direct Lenders, LLC.
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FHA | 2 | 2% | 100% | $310,000 | |
Acu
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1% | 100% | $475,000 | View |
Rocket Mortgage
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Conventional, FHA | 13 | 13.1% | 72.2% | $251,923 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 7.1% | 87.5% | $327,857 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 6 | 6.1% | 100% | $218,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4% | 100% | $337,500 | |
Guaranteed Rate, Inc.
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FHA, VA | 4 | 4% | 71.4% | $302,500 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional, USDA | 4 | 4% | 100% | $277,500 | View |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 3% | 100% | $271,666 | |
Newrez LLC
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Conventional, FHA | 2 | 2% | 66.7% | $135,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 2% | 100% | $210,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 2% | 100% | $285,000 | |
Planet Home Lending, LLC
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VA | 2 | 2% | 100% | $320,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 2 | 2% | 100% | $175,000 | View |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
1% | 100% | $225,000 | |
Premier Mortgage Resources, LLC
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VA | 1 | 1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 1% | 100% | $565,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1% | 100% | $605,000 | |
American Financial Resources LLC
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FHA | 1 | 1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.93% |
FHA | 1 | 1% | 100% | $85,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 1% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 1% | 50% | $415,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1% | 100% | $325,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 25% | $335,000 | |
Movement Mortgage, LLC
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FHA | 1 | 1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 1% | 100% | $405,000 | |
loanDepot.com LLC
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VA | 1 | 1% | 50% | $275,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1% | 100% | $395,000 | |
American Financial Network, Inc.
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FHA | 1 | 1% | 50% | $245,000 | |
Data Mortgage, Inc
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FHA | 1 | 1% | 100% | $465,000 | |
Discover Bank
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Conventional | 1 | 1% | 25% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1% | 100% | $505,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $335,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1% | 50% | $75,000 | |
Mortgage Research Center
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VA | 1 | 1% | 25% | $185,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1% | 100% | $235,000 | |
Towne Mortgage Company
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USDA | 1 | 1% | 100% | $205,000 | |
Zillow Home Loans, LLC
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VA | 1 | 1% | 100% | $355,000 | |
New American Funding, LLC.
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Conventional | 1 | 1% | 50% | $215,000 | |
Fairway Independent Mort Corp
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VA | 1 | 1% | 100% | $195,000 | |
21St Mortgage
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Conventional | 1 | 1% | 100% | $155,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 1% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 16.7% | $235,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1% | 50% | $315,000 | |
Village Capital & Investment
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FHA | 1 | 1% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Whitesburg Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Whitesburg, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Whitesburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Whitesburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Whitesburg, GA
Use these to narrow the list above. Each category shows how many Whitesburg, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Whitesburg, GA
Independent mortgage companies closed 74.7 percent of home loans in Whitesburg, Georgia in 2025, banks 21.2 percent and credit unions 4 percent. Direct Lenders, LLC. was the largest mortgage company, Ameris Bank the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, Delta Community Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Whitesburg, GA
By home loans closed in 2025, Delta Community Credit Union was the largest mortgage lender in Whitesburg, Georgia with 2 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Whitesburg, Georgia in 2025, led by Rocket Mortgage with 4. 15 lenders closed VA loans, led by Freedom Mortgage Corporation, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 4 credit unions closed home loans in Whitesburg, Georgia in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Whitesburg, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Whitesburg, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Whitesburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
