Mortgage Lenders and Brokers in White, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
White, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, and Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in White, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in White are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in White, Georgia
Market share is the lender's share of all home loans closed in White, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 2 +2 HELOCs |
2.1% | 100% | $230,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $150,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 2.1% | 100% | $485,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 2.1% | 100% | $585,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 1% | 100% | $45,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional | 1 | 1% | 50% | $115,000 | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Assurance Inc
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Conventional, FHA | 3 | 3.1% | 100% | $571,666 | |
Milend, Inc
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Conventional | 1 | 1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 11.5% | 100% | $337,727 | |
Rocket Mortgage
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Conventional | 10 | 10.4% | 83.3% | $186,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 6 | 6.2% | 100% | $333,333 | |
SWBC Mortgage Corporation
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Conventional | 4 | 4.2% | 100% | $330,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 4.2% | 100% | $377,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 4.2% | 100% | $332,500 | |
Everett Financial, Inc.
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Conventional | 3 | 3.1% | 100% | $441,666 | |
Nationstar Mortgage
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Conventional | 3 | 3.1% | 100% | $65,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 2 +1 HELOCs |
2.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
2.1% | 100% | $300,000 | |
loanDepot.com LLC
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Conventional | 2 | 2.1% | 66.7% | $260,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 2.1% | 100% | $320,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.1% | 100% | $375,000 | |
Family Savings Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
1% | 50% | $115,000 | |
Bank Ozk
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Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1% | 100% | $385,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 1% | 100% | $315,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 1% | 100% | $185,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, Jumbo | 1 | 1% | 100% | $835,000 | View |
Newrez LLC
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Conventional | 1 | 1% | 50% | $85,000 | |
ALCOVA Mortgage, LLC
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VA | 1 | 1% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $545,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1% | 100% | $285,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 1% | 50% | $205,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 1% | 100% | $325,000 | |
American Financing Corporation
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Conventional | 1 | 1% | 50% | $175,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 1% | 100% | $375,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1% | 100% | $165,000 | View |
Home Access Financial, LLC
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FHA | 1 | 1% | 100% | $405,000 | |
Mortgage Research Center
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VA | 1 | 1% | 50% | $335,000 | |
Acopia, LLC
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Conventional | 1 | 1% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1% | 100% | $125,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 1% | 100% | $225,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1% | 100% | $515,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 1% | 100% | $205,000 | View |
VyStar Credit Union
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Conventional | 1 | 1% | 100% | $65,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 50% | $505,000 | View |
21St Mortgage
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Conventional | 1 | 1% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
White Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in White, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in White? The list below shows the banks, credit unions and mortgage brokers that closed home loans in White in 2025, with lenders based there listed first.
Types of Mortgage Lenders in White, GA
Use these to narrow the list above. Each category shows how many White, GA lenders fit and what that kind of lender is usually best for.
Who Lends in White, GA
Independent mortgage companies closed 77.1 percent of home loans in White, Georgia in 2025, banks 14.6 percent and credit unions 8.3 percent. Mortgage Assurance Inc was the largest mortgage company, United Community Bank the largest bank and LGE Community Credit Union the largest credit union. Among lenders headquartered in Georgia, LGE Community Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in White, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in White, Georgia with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Georgia was LGE Community Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in White, Georgia in 2025, led by United Wholesale Mortgage with 2. 10 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in White, Georgia in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in White, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in White, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up White. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
