Waverly Hall, Georgia mortgage lenders include Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Kinetic Credit UnionKinetic Credit Union6579 Eckel Ave, Columbus, GA 31905 3796A5.0 ★Texas Ratio: 6.81%, First Peoples BankFirst Peoples Bank8188 Frank Houser Ave, Columbus, GA 31909A+5.0 ★Texas Ratio: 0.79%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, The Peoples Bank of GeorgiaThe Peoples Bank of Georgia103 N Broad St, Buena Vista, GA 31803A+5.0 ★Texas Ratio: 3.41%, and Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waverly Hall, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waverly Hall are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Waverly Hall, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, HELOC | 5 +6 HELOCs |
5.3% | 100% | $237,000 | |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 3 | 3.2% | 100% | $488,333 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $515,000 | View |
|
6579 Eckel Ave, Columbus, GA 31905 3796 A5.0 ★Texas Ratio: 6.81% |
Conventional | 2 | 2.1% | 100% | $55,000 | View |
|
8188 Frank Houser Ave, Columbus, GA 31909 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 2 | 2.1% | 100% | $70,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $515,000 | View |
|
400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $225,000 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $395,000 | View |
|
103 N Broad St, Buena Vista, GA 31803 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 1.1% | 100% | $15,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.1% | 33.3% | $145,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 12.6% | 82.4% | $265,833 | |
Canopy Mortgage, LLC
|
Conventional, FHA, VA, USDA | 8 | 8.4% | 100% | $353,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
5.3% | 100% | $377,000 | |
United Wholesale Mortgage
|
FHA, VA | 4 | 4.2% | 100% | $285,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 4 | 4.2% | 100% | $345,000 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 3.2% | 75% | $131,666 | |
Guild Mortgage Company
|
VA | 3 | 3.2% | 100% | $458,333 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 3.2% | 100% | $418,333 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 3.2% | 100% | $265,000 | |
Freedom Mortgage Corporation
|
VA | 2 | 2.1% | 100% | $395,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA, Jumbo | 2 | 2.1% | 66.7% | $675,000 | View |
Nationstar Mortgage
|
Conventional, VA | 2 | 2.1% | 100% | $130,000 | |
Acopia, LLC
|
Conventional, FHA | 2 | 2.1% | 100% | $50,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 2.1% | 66.7% | $110,000 | |
Interlinc Mortgage Services, LLC
|
VA | 1 | 1.1% | 100% | $725,000 | |
Ruoff Mortgage Company
|
VA | 1 | 1.1% | 100% | $415,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 1.1% | 100% | $315,000 | |
Primary Residential Mortgage, INC.
|
FHA | 1 | 1.1% | 100% | $185,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 1.1% | 100% | $105,000 | View |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 1.1% | 100% | $155,000 | |
Newrez LLC
|
Conventional | 1 | 1.1% | 33.3% | $135,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 1.1% | 100% | $295,000 | |
Movement Mortgage, LLC
|
VA | 1 | 1.1% | 100% | $225,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 1.1% | 100% | $235,000 | View |
Mid-Continent Funding, Inc.
|
VA | 1 | 1.1% | 100% | $335,000 | |
The Mortgage Firm
|
Conventional | 1 | 1.1% | 100% | $325,000 | |
Mortgage Research Center
|
VA | 1 | 1.1% | 50% | $575,000 | |
Stockton Mortgage Corporation
|
Conventional | 1 | 1.1% | 100% | $365,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 1.1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 50% | $105,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.1% | 50% | $95,000 | |
Loan Simple, Inc.
|
Conventional | 1 | 1.1% | 100% | $255,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 1.1% | 100% | $355,000 | |
Village Capital & Investment
|
VA | 1 | 1.1% | 100% | $305,000 | |
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mutual of Omaha Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Waverly Hall? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waverly Hall in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Waverly Hall, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 74.7 percent of home loans in Waverly Hall, Georgia in 2025, banks 23.2 percent and credit unions 2.1 percent. Amerisave Mortgage Company was the largest mortgage company, Synovus Bank the largest bank and Kinetic Credit Union the largest credit union. Among lenders headquartered in Georgia, Synovus Bank led with 5 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Synovus Bank was the largest mortgage lender in Waverly Hall, Georgia with 5 loans, about 5.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Waverly Hall, Georgia in 2025, led by Canopy Mortgage, LLC with 4. 16 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 3 credit unions closed home loans in Waverly Hall, Georgia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waverly Hall, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waverly Hall, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waverly Hall. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.