Walnut Grove, Georgia mortgage lenders include Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Peach State Federal Credit UnionPeach State Federal Credit Union155 Hawthorne Park, Athens, GA 30606A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, and United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Walnut Grove, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Walnut Grove are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Walnut Grove, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 7 | 2.5% | 100% | $303,571 | View |
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
1.4% | 100% | $402,500 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 3 | 1.1% | 100% | $198,333 | |
|
5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA, VA | 3 | 1.1% | 100% | $501,666 | View |
|
1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 1.1% | 60% | $368,333 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 66.7% | $425,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
FHA, USDA | 2 | 0.7% | 60% | $300,000 | View |
|
155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $65,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $455,000 | View |
|
2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,275,000 | View |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
|
300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $335,000 | View |
|
★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
|
309 E Paces Ferry Rd Ne, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 3.08% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 1.1% | 37.5% | $101,666 | |
First Option Mortgage, LLC
|
Conventional | 2 | 0.7% | 100% | $460,000 | |
Acu
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $455,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.4% | 100% | $355,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 36 +1 HELOCs |
12.7% | 92.3% | $356,944 | |
Rocket Mortgage
|
Conventional, FHA, VA | 33 | 11.7% | 81.8% | $227,424 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 19 | 6.7% | 100% | $404,473 | |
Nfm, Inc
|
Conventional, FHA | 16 | 5.7% | 100% | $448,125 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 10 | 3.5% | 91.7% | $154,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 8 +1 HELOCs |
2.8% | 100% | $267,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 6 | 2.1% | 85.7% | $288,333 | |
loanDepot.com LLC
|
Conventional | 6 | 2.1% | 60% | $165,000 | |
Acopia, LLC
|
Conventional, FHA | 6 | 2.1% | 100% | $308,333 | |
Newrez LLC
|
Conventional, FHA, VA | 5 | 1.8% | 66.7% | $213,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
1.4% | 100% | $187,500 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.4% | 80% | $302,500 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 4 | 1.4% | 100% | $155,000 | |
Mortgage Research Center
|
VA | 4 | 1.4% | 66.7% | $427,500 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 4 | 1.4% | 80% | $442,500 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 3 | 1.1% | 80% | $181,666 | |
Eustis Mortgage Corp
|
Conventional, FHA | 3 | 1.1% | 100% | $461,666 | |
Onward Home Mortgage, LLC
|
Conventional | 3 | 1.1% | 100% | $315,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 1.1% | 100% | $275,000 | |
Nationstar Mortgage
|
Conventional | 3 | 1.1% | 100% | $161,666 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 0.7% | 100% | $480,000 | |
Taylor Morrison Home Funding, Inc.
|
Conventional | 2 | 0.7% | 100% | $395,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.7% | 100% | $235,000 | |
|
A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 0.7% | 100% | $225,000 | View |
Discover Bank
|
Conventional | 2 | 0.7% | 40% | $105,000 | |
First Heritage Mortgage, LLC
|
FHA, VA | 2 | 0.7% | 100% | $305,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.7% | 50% | $225,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0.7% | 100% | $230,000 | View |
Saygo Home Loans, LLC
|
Conventional, VA | 2 | 0.7% | 100% | $420,000 | |
Mutual of Omaha Mortgage
|
FHA | 2 | 0.7% | 66.7% | $320,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.7% | 66.7% | $215,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.7% | 100% | $425,000 | View |
Plaza Home Mortgage, Inc
|
VA | 2 | 0.7% | 100% | $375,000 | |
Village Capital & Investment
|
FHA, VA | 2 | 0.7% | 100% | $510,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $85,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
FHA | 1 | 0.4% | 100% | $285,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Residential Wholesale Mortgage
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
Goodleap, LLC
|
FHA | 1 | 0.4% | 100% | $265,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
Sage Home Loans Corporation
|
Conventional | 1 | 0.4% | 100% | $355,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.4% | 100% | $415,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.4% | 100% | $315,000 | |
PHH Mortgage Corporation
|
FHA | 1 | 0.4% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
Guild Mortgage Company
|
FHA | 1 | 0.4% | 100% | $315,000 | |
Success Mortgage Partners, Inc
|
Conventional | 1 | 0.4% | 100% | $295,000 | |
VanDyk Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $705,000 | |
Homeowners Financial Group, LLC
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.4% | 100% | $465,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $305,000 | View |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
T2 Financial LLC
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.4% | 100% | $215,000 | View |
Towne Mortgage Company
|
VA | 1 | 0.4% | 100% | $395,000 | |
City & County Credit Union
|
Conventional | 1 | 0.4% | 100% | $45,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.4% | 100% | $605,000 | |
Geo-Corp, Inc.
|
FHA | 1 | 0.4% | 100% | $345,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
Right Start Mortgage, Inc
|
USDA | 1 | 0.4% | 100% | $325,000 | |
21St Mortgage
|
Conventional | 1 | 0.4% | 25% | $165,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional | 1 | 0.4% | 100% | $505,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Walnut Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Walnut Grove in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Walnut Grove, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.3 percent of home loans in Walnut Grove, Georgia in 2025, banks 14.8 percent and credit unions 2.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Capital City Home Loans, LLC the largest bank and Peach State Federal Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Capital City Home Loans, LLC was the largest mortgage lender in Walnut Grove, Georgia with 7 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Walnut Grove, Georgia in 2025, led by United Wholesale Mortgage with 14. 18 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Walnut Grove, Georgia in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Walnut Grove, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Walnut Grove, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Walnut Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.