Springfield, Georgia mortgage lenders include Renasant BankRenasant Bank501 South Laurel Street, Springfield, GA 31329A+5.0 ★Texas Ratio: 4.72%, Huntington National BankHuntington National BankA+5.0 ★Texas Ratio: 3.66%, Bank of NewingtonBank of Newington1680 Ga Highway 21 S, Springfield, GA 31329A5.0 ★Texas Ratio: 6.19%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Queensborough National Bank and TrustQueensborough National Bank and Trust1450 Greene St, Augusta, GA 30901A+5.0 ★Texas Ratio: 4.52%, Georgia Heritage FCUGeorgia Heritage FCU102 Park Ave, Pooler, GA 31322A+5.0 ★Texas Ratio: 2.12%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, GeoVista Credit UnionGeoVista Credit Union793 Hase Road Bldg 416, Fort Stewart, GA 31314A+5.0 ★Texas Ratio: 4.82%, and Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Springfield, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springfield are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Springfield, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Springfield 501 South Laurel Street, Springfield, GA 31329 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1 office in Springfield A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
|
1680 Ga Highway 21 S, Springfield, GA 31329 A5.0 ★Texas Ratio: 6.19% |
Conventional, Jumbo | 9 | 4.1% | 90% | $373,888 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $215,000 | View |
|
2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 2 | 0.9% | 100% | $330,000 | View |
|
1450 Greene St, Augusta, GA 30901 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 2 | 0.9% | 100% | $155,000 | View |
|
102 Park Ave, Pooler, GA 31322 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $155,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
VA | 1 | 0.5% | 100% | $355,000 | |
|
793 Hase Road Bldg 416, Fort Stewart, GA 31314 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.5% | 50% | $25,000 | View |
|
3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
|
2839 Central Ave, Augusta, GA 30909 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
|
15 W Main St, Claxton, GA 30417 A+5.0 ★Texas Ratio: 5.18% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
|
★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.5% | 100% | $255,000 | View |
|
17740 US Highway 80 E, Brooklet, GA 30415 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional, FHA | 3 | 1.4% | 75% | $98,333 | |
Equity Prime Mortgage LLC
|
FHA | 2 | 0.9% | 100% | $300,000 | |
Milend, Inc
|
Conventional | 2 | 0.9% | 66.7% | $240,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Credit Union Financial Services, LLC
|
Conventional | 1 | 0.5% | 100% | $125,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 27 | 12.4% | 87.5% | $200,925 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 14 | 6.4% | 88.9% | $344,285 | |
Mortgage Research Center
|
FHA, VA | 13 | 6% | 86.7% | $310,384 | |
Freedom Mortgage Corporation
|
FHA, VA | 10 | 4.6% | 100% | $281,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 9 +1 HELOCs |
4.1% | 90% | $219,444 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, USDA | 9 | 4.1% | 100% | $197,222 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 9 | 4.1% | 100% | $243,888 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 8 | 3.7% | 100% | $288,750 | |
EMM Loans LLC
|
Conventional, FHA | 6 | 2.8% | 100% | $233,333 | |
Newrez LLC
|
Conventional, FHA, VA | 6 | 2.8% | 85.7% | $146,666 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, Jumbo | 6 | 2.8% | 100% | $430,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 1.8% | 100% | $362,500 | View |
Planet Home Lending, LLC
|
FHA, VA | 4 | 1.8% | 100% | $290,000 | |
Nationstar Mortgage
|
Conventional, VA | 4 | 1.8% | 100% | $160,000 | |
Towne Mortgage Company
|
Conventional, FHA | 4 | 1.8% | 100% | $230,000 | |
21St Mortgage
|
Conventional | 4 | 1.8% | 50% | $117,500 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +3 HELOCs |
1.4% | 75% | $131,666 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 1.4% | 75% | $155,000 | |
Canopy Mortgage, LLC
|
Conventional, VA | 2 | 0.9% | 100% | $270,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.9% | 50% | $170,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.9% | 40% | $105,000 | |
Reliance First Capital, LLC
|
FHA, USDA | 2 | 0.9% | 100% | $250,000 | |
Guaranteed Rate, Inc.
|
FHA, HELOC | 1 +1 HELOCs |
0.5% | 100% | $275,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $445,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.5% | 100% | $105,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $145,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.5% | 25% | $375,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.5% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.5% | 100% | $265,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.5% | 100% | $285,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.5% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
Click n' Close, Inc.
|
FHA | 1 | 0.5% | 100% | $295,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $325,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $385,000 | View |
Servis One, Inc
|
Conventional | 1 | 0.5% | 100% | $295,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.5% | 100% | $335,000 | |
Agfirst Farm Credit Bank
|
Conventional | 1 | 0.5% | 100% | $595,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.5% | 100% | $275,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.5% | 100% | $185,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.5% | 33.3% | $255,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.5% | 100% | $355,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.5% | 100% | $265,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.5% | 100% | $95,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.5% | 100% | $295,000 | |
Thrivent Bank
|
Conventional | 1 | 0.5% | 100% | $35,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.5% | 50% | $55,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Spring Eq, LLC
|
Conventional | 1 | 0.5% | 100% | $35,000 | |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Springfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springfield in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Springfield, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 81.2 percent of home loans in Springfield, Georgia in 2025, banks 14.7 percent and credit unions 4.1 percent. Amerisave Mortgage Company was the largest mortgage company, Renasant Bank the largest bank and Georgia Heritage FCU the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 0 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Springfield, Georgia with 0 loans, about 0 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Springfield, Georgia in 2025, led by Rocket Mortgage with 8. 17 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 8 credit unions closed home loans in Springfield, Georgia in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Springfield, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springfield, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.