Mortgage Lenders and Brokers in Rock Spring, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rock Spring, Georgia mortgage lenders include FirstbankFirstbank400 17th St Nw, Atlanta, GA 30363A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union2101 Rosebrier Ave, Albany, GA 31705A5.0 ★Texas Ratio: 7.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, Bank of DadeBank of Dade12660 N Main St, Trenton, GA 30752A-4.4 ★Texas Ratio: 2.48%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank2970 Peachtree Rd Nw, Atlanta, GA 30305A+5.0 ★Texas Ratio: 5.76%, and Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rock Spring, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rock Spring are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rock Spring, Georgia
Market share is the lender's share of all home loans closed in Rock Spring, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 4 +2 HELOCs |
2.2% | 100% | $157,500 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +2 HELOCs |
1.7% | 42.9% | $88,333 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 3 | 1.7% | 100% | $311,666 | |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $320,000 | View |
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2101 Rosebrier Ave, Albany, GA 31705 A5.0 ★Texas Ratio: 7.35% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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12660 N Main St, Trenton, GA 30752 A-4.4 ★Texas Ratio: 2.48% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 2970 Peachtree Rd Nw, Atlanta, GA 30305 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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D2.1 ★Texas Ratio: 14.02% |
Conventional | 9 | 5% | 90% | $175,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 50% | $375,000 | |
Direct Lenders, LLC.
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VA | 1 | 0.6% | 100% | $575,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 13 | 7.2% | 92.9% | $274,230 | |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 6.6% | 92.3% | $194,166 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 10 +2 HELOCs |
5.5% | 66.7% | $265,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 10 | 5.5% | 100% | $252,000 | |
Summit Funding.Inc
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Conventional, FHA | 10 | 5.5% | 100% | $202,000 | |
Nationstar Mortgage
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Conventional | 7 | 3.9% | 100% | $125,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
3.3% | 100% | $270,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 3.3% | 100% | $293,333 | |
Primelending
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Conventional, FHA, VA | 5 | 2.8% | 100% | $319,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.2% | 100% | $245,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.2% | 83.3% | $207,500 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 4 | 2.2% | 100% | $277,500 | |
Mortgage Research Center
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VA | 4 | 2.2% | 100% | $347,500 | |
Carrington Mortgage Services LLC
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FHA, VA | 4 | 2.2% | 80% | $325,000 | |
Leaderone Financial Corp.
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Conventional, FHA, USDA | 4 | 2.2% | 40% | $240,000 | |
Alameda Mortgage Corporation
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Conventional | 3 | 1.7% | 100% | $231,666 | |
Freedom Mortgage Corporation
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Conventional, VA | 3 | 1.7% | 100% | $351,666 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 60% | $201,666 | |
Atlantic Bay Mortgage Group
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Conventional, VA, USDA | 3 | 1.7% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 1.7% | 100% | $298,333 | |
Canopy Mortgage, LLC
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FHA, USDA | 2 | 1.1% | 100% | $310,000 | |
Sage Home Loans Corporation
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FHA, VA | 2 | 1.1% | 100% | $370,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 1.1% | 100% | $235,000 | View |
Nfm, Inc
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Conventional, VA | 2 | 1.1% | 100% | $410,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 1.1% | 100% | $355,000 | |
Mortgage Investors Group
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Conventional | 2 | 1.1% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.1% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.1% | 33.3% | $130,000 | |
Cadence Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $205,000 | |
New American Funding, LLC.
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $315,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.6% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
USDA | 1 | 0.6% | 100% | $255,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.6% | 100% | $145,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $355,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Guaranty Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $385,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 1.74% |
FHA | 1 | 0.6% | 100% | $415,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $245,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.6% | 100% | $195,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.6% | 100% | $215,000 | |
Lower, LLC
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VA | 1 | 0.6% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.6% | 100% | $115,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rock Spring Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rock Spring, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Rock Spring? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rock Spring in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rock Spring, GA
Use these to narrow the list above. Each category shows how many Rock Spring, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Rock Spring, GA
Independent mortgage companies closed 72.9 percent of home loans in Rock Spring, Georgia in 2025, banks 18.8 percent and credit unions 8.3 percent. Amerisave Mortgage Company was the largest mortgage company, Firstbank the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rock Spring, GA
By home loans closed in 2025, Firstbank was the largest mortgage lender in Rock Spring, Georgia with 4 loans, about 2.2 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Rock Spring, Georgia in 2025, led by loanDepot.com LLC with 6. 21 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 5 credit unions closed home loans in Rock Spring, Georgia in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rock Spring, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rock Spring, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rock Spring. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
