Mortgage Lenders and Brokers in Newborn, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newborn, Georgia mortgage lenders include Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, United BankUnited Bank2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Georgia United Credit UnionGeorgia United Credit Union190 Gaines School Rd, Athens, GA 30605 3118A+5.0 ★Texas Ratio: 5.53%, Atlanta Postal Credit UnionAtlanta Postal Credit Union3916 Tradeport Blvd, Atlanta, GA 30354, and First American BankFirst American Bank300 College Ave, Athens, GA 30601A+5.0 ★Texas Ratio: 0.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newborn, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newborn are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newborn, Georgia
Market share is the lender's share of all home loans closed in Newborn, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 3 +1 HELOCs |
2.5% | 100% | $178,333 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
1.7% | 66.7% | $175,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +4 HELOCs |
1.7% | 100% | $350,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 2 | 1.7% | 100% | $425,000 | |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 1.7% | 100% | $185,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 2 | 1.7% | 100% | $445,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.8% | 100% | $485,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $195,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $675,000 | |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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400 Galleria Pkwy Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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141 E Greene St, Monticello, GA 31064 A+5.0 ★Texas Ratio: 5.63% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Assurance Inc
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Conventional, FHA | 2 | 1.7% | 100% | $280,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Acu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 17 | 14.2% | 85% | $291,470 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 6.7% | 100% | $350,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 5% | 100% | $300,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3.3% | 55.6% | $335,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 3.3% | 100% | $310,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 3.3% | 80% | $187,500 | |
Cornerstone First Mortgage, LLC
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Conventional | 3 | 2.5% | 100% | $371,666 | |
Eustis Mortgage Corp
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Conventional, FHA, USDA | 3 | 2.5% | 100% | $405,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $248,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.7% | 50% | $205,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.7% | 100% | $100,000 | |
ClearPath Lending
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VA | 2 | 1.7% | 100% | $235,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 1.7% | 100% | $340,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 1.7% | 66.7% | $175,000 | |
Provident Funding Associates
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Conventional | 2 | 1.7% | 100% | $315,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 50% | $495,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 2 | 1.7% | 100% | $300,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.7% | 100% | $45,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $435,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.8% | 100% | $5,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Everett Financial, Inc.
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VA | 1 | 0.8% | 100% | $425,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.8% | 50% | $495,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $535,000 | |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $425,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Kind Lending, LLC
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USDA | 1 | 0.8% | 100% | $315,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Calcon Mutual Mortgage LLC
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VA | 1 | 0.8% | 100% | $545,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.8% | 100% | $315,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.8% | 100% | $325,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Lower, LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Right Start Mortgage, Inc
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USDA | 1 | 0.8% | 100% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,765,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $435,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.8% | 33.3% | $225,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.8% | 100% | $405,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Newborn Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newborn, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Newborn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newborn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newborn, GA
Use these to narrow the list above. Each category shows how many Newborn, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Newborn, GA
Independent mortgage companies closed 75 percent of home loans in Newborn, Georgia in 2025, banks 20.8 percent and credit unions 4.2 percent. Mortgage Assurance Inc was the largest mortgage company, Ameris Bank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Ameris Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newborn, GA
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Newborn, Georgia with 3 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Newborn, Georgia in 2025, led by Rocket Mortgage with 6. 8 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Newborn, Georgia in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newborn, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newborn, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newborn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
