Mortgage Lenders and Brokers in Moultrie, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moultrie, Georgia mortgage lenders include Commercial Banking CompanyCommercial Banking Company419 B South Main Street, Moultrie, GA 31768A+5.0 ★Texas Ratio: 0.32%, First National Bank of DecaturFirst National Bank of Decatur26 S Main St, Moultrie, GA 31768A-4.3 ★Texas Ratio: 5.54%, Ameris BankAmeris Bank2513 S Main St, Moultrie, GA 31768A+5.0 ★Texas Ratio: 1.82%, South Georgia Banking CompanySouth Georgia Banking Company410 Lane St, Moultrie, GA 31768A+5.0 ★Texas Ratio: 3.23%, Renasant BankRenasant Bank205 2nd Ave Se, Moultrie, GA 31768A+5.0 ★Texas Ratio: 4.72%, Colony BankColony Bank639b Veterans Parkway S, Moultrie, GA 31768A+5.0 ★Texas Ratio: 4.01%, Thomasville National BankThomasville National Bank100 Island Professional Park, Saint Simons Island, GA 31522A+5.0 ★Texas Ratio: 2.03%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union1705 4th Ave NE, Moultrie, GA 31768A5.0 ★Texas Ratio: 7.35%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moultrie, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moultrie are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moultrie, Georgia
Market share is the lender's share of all home loans closed in Moultrie, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Moultrie 419 B South Main Street, Moultrie, GA 31768 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 22 | 6.9% | 84.6% | $116,818 | View |
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1 office in Moultrie 26 S Main St, Moultrie, GA 31768 A-4.3 ★Texas Ratio: 5.54% |
Conventional | 18 | 5.6% | 100% | $193,333 | View |
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★ 4 stars, 1 review 3 offices in Moultrie 2513 S Main St, Moultrie, GA 31768 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 17 +1 HELOCs |
5.3% | 94.4% | $232,058 | View |
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1 office in Moultrie 410 Lane St, Moultrie, GA 31768 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 10 | 3.1% | 90.9% | $174,000 | View |
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2 offices in Moultrie 205 2nd Ave Se, Moultrie, GA 31768 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
1.6% | 83.3% | $153,000 | View |
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1 office in Moultrie 639b Veterans Parkway S, Moultrie, GA 31768 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 5 | 1.6% | 83.3% | $361,000 | View |
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100 Island Professional Park, Saint Simons Island, GA 31522 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 4 | 1.2% | 100% | $157,500 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 60% | $178,333 | View |
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1705 4th Ave NE, Moultrie, GA 31768 A5.0 ★Texas Ratio: 7.35% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $175,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 2 | 0.6% | 100% | $150,000 | |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 2 | 0.6% | 100% | $90,000 | View |
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82 Railroad Ave E, Pearson, GA 31642 A+5.0 ★Texas Ratio: 5.47% |
Conventional | 2 | 0.6% | 100% | $25,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $495,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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250 Doc Darbyshire Rd, Moultrie, GA 31788 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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120 W Main St, Hahira, GA 31632 A-4.6 ★Texas Ratio: 8.29% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
Conventional | 1 | 0.3% | 50% | $55,000 | |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
VA | 1 | 0.3% | 100% | $225,000 | |
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 50% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 14.3% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 74 | 23.1% | 84.3% | $183,108 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 3.4% | 91.7% | $235,909 | |
21St Mortgage
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Conventional | 10 | 3.1% | 41.7% | $145,000 | |
Newrez LLC
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Conventional, FHA, VA | 9 | 2.8% | 69.2% | $221,666 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 1.9% | 100% | $231,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.9% | 60% | $161,666 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 6 | 1.9% | 100% | $201,666 | |
Fairway Independent Mort Corp
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Conventional, VA, USDA | 6 | 1.9% | 85.7% | $401,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
1.6% | 71.4% | $135,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 5 | 1.6% | 71.4% | $243,000 | View |
Nationstar Mortgage
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Conventional | 5 | 1.6% | 100% | $163,000 | |
Mortgage Research Center
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VA | 5 | 1.6% | 62.5% | $269,000 | |
First Commerce Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $71,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.9% | 75% | $91,666 | |
AdvantageFirst Lending Inc
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FHA | 3 | 0.9% | 100% | $268,333 | |
Planet Home Lending, LLC
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FHA, USDA | 3 | 0.9% | 75% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 0.9% | 37.5% | $165,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.9% | 100% | $298,333 | |
Kind Lending, LLC
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FHA, USDA | 2 | 0.6% | 66.7% | $270,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.6% | 100% | $260,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.6% | 100% | $265,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.6% | 75% | $115,000 | |
Acopia, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $125,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.6% | 100% | $305,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.6% | 66.7% | $320,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.3% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $205,000 | |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $305,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $85,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 60% | $95,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 100% | $375,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 7.12% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
Bayshore Mortgage Funding
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.3% | 100% | $175,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.3% | 100% | $255,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $275,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Saygo Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.12% |
FHA | 1 | 0.3% | 100% | $125,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $235,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $555,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.3% | 50% | $235,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $185,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
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A-5.0 ★Texas Ratio: 14.27% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
Five Star Credit Union
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Conventional | 1 | 0.3% | 50% | $285,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Moultrie Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moultrie, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Moultrie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moultrie in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moultrie, GA
Use these to narrow the list above. Each category shows how many Moultrie, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Moultrie, GA
Independent mortgage companies closed 61.7 percent of home loans in Moultrie, Georgia in 2025, banks 33.3 percent and credit unions 5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Commercial Banking Company the largest bank and Georgia'S Own Credit Union the largest credit union. Among lenders headquartered in Georgia, Commercial Banking Company led with 22 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moultrie, GA
By home loans closed in 2025, Commercial Banking Company was the largest mortgage lender in Moultrie, Georgia with 22 loans, about 6.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Moultrie, Georgia, Rocket Mortgage approved the highest share of completed applications in 2025 at 84.3 percent, against a 78.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Moultrie, Georgia in 2025, led by Rocket Mortgage with 16. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Moultrie, Georgia in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moultrie, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moultrie, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moultrie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
