Mortgage Lenders and Brokers in Mineral Bluff, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mineral Bluff, Georgia mortgage lenders include United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.5045 Highway 53, Braselton, GA 30517A+5.0 ★Texas Ratio: 0.06%, United Bank VaUnited Bank Va2775 Old Milton Parkway, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.15%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA4460 Cobb Parkway North Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, and Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineral Bluff, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineral Bluff are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineral Bluff, Georgia
Market share is the lender's share of all home loans closed in Mineral Bluff, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo, HELOC | 9 +22 HELOCs |
7.9% | 69.2% | $562,777 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 3 +3 HELOCs |
2.6% | 100% | $261,666 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, Jumbo | 3 | 2.6% | 100% | $851,666 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 2 | 1.8% | 100% | $495,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.9% | 100% | $955,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,125,000 | View |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,075,000 | View |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $485,000 | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.8% | 40% | $505,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.8% | 66.7% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 13 | 11.4% | 76.5% | $439,615 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 7 | 6.1% | 87.5% | $489,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 5.3% | 66.7% | $383,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 3.5% | 100% | $315,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, Jumbo | 4 | 3.5% | 80% | $627,500 | |
Plaza Home Mortgage, Inc
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Conventional | 4 | 3.5% | 100% | $287,500 | |
21St Mortgage
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Conventional | 3 | 2.6% | 100% | $148,333 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $450,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $180,000 | |
American Financial Resources LLC
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Conventional | 2 | 1.8% | 100% | $565,000 | |
Everett Financial, Inc.
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Conventional, Jumbo | 2 | 1.8% | 100% | $745,000 | |
Kind Lending, LLC
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Conventional | 2 | 1.8% | 66.7% | $370,000 | |
Bayshore Mortgage Funding
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Conventional | 2 | 1.8% | 100% | $585,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.8% | 100% | $400,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $305,000 | |
Peoples Bank of East Tennessee
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Conventional | 2 | 1.8% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 1.8% | 100% | $530,000 | View |
Cadence Bank
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Conventional | 1 | 0.9% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.9% | 50% | $305,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.9% | 100% | $675,000 | View |
Canopy Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $575,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.9% | 100% | $585,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,705,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $445,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Suncoast Credit Union
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Conventional | 1 | 0.9% | 100% | $745,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.9% | 100% | $985,000 | View |
Mortgage Research Center
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Conventional | 1 | 0.9% | 33.3% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 1 | 0.9% | 100% | $855,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.9% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.9% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.9% | 100% | $705,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $635,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.9% | 100% | $805,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.9% | 50% | $705,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.9% | 100% | $565,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 50% | $335,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $705,000 | |
Bank Ozk
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mineral Bluff Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineral Bluff, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Mineral Bluff? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineral Bluff in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineral Bluff, GA
Use these to narrow the list above. Each category shows how many Mineral Bluff, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Mineral Bluff, GA
Independent mortgage companies closed 68.4 percent of home loans in Mineral Bluff, Georgia in 2025, banks 29.8 percent and credit unions 1.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, United Community Bank the largest bank and Georgia United Credit Union the largest credit union. Among lenders headquartered in Georgia, Capital City Home Loans, LLC led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineral Bluff, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Mineral Bluff, Georgia with 9 loans, about 7.9 percent of the market. The largest lender headquartered in Georgia was Capital City Home Loans, LLC with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Mineral Bluff, Georgia in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Mineral Bluff, Georgia in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineral Bluff, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineral Bluff, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineral Bluff. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
