Mortgage Lenders and Brokers in Kingston, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingston, Georgia mortgage lenders include BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Delta Community Credit UnionDelta Community Credit Union11575 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 1.24%, LGE Community Credit UnionLGE Community Credit Union3891 Cobb Pkwy NW, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.70%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, Servisfirst BankServisfirst Bank300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339A5.0 ★Texas Ratio: 8.75%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, and First National Community BankFirst National Community Bank7741 Adairsville Hwy, Adairsville, GA 30103. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingston, Georgia
Market share is the lender's share of all home loans closed in Kingston, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA, VA | 9 | 3.3% | 100% | $321,666 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 5 | 1.8% | 100% | $283,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +7 HELOCs |
0.7% | 66.7% | $255,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $225,000 | View |
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11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
Conventional | 2 | 0.7% | 100% | $265,000 | View |
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3891 Cobb Pkwy NW, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 2 | 0.7% | 66.7% | $55,000 | View |
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140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $305,000 | View |
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300 Galleria Parkway Suites 100 And 350, Atlanta, GA 30339 A5.0 ★Texas Ratio: 8.75% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.4% | 33.3% | $285,000 | View |
First National Community Bank
7741 Adairsville Hwy, Adairsville, GA 30103 |
Conventional | 1 | 0.4% | 100% | $55,000 | |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 100% | $275,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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400 17th St Nw, Atlanta, GA 30363 A5.0 ★Texas Ratio: 7.51% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2727 Paces Ferry Rd Se, Atlanta, GA 30339 A+5.0 ★Texas Ratio: 2.84% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Equity Prime Mortgage LLC
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VA | 2 | 0.7% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 12.5% | $185,000 | |
Mortgage Assurance Inc
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Conventional | 1 | 0.4% | 100% | $565,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 46 | 16.9% | 98% | $295,434 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 12.1% | 82.9% | $285,909 | |
loanDepot.com LLC
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Conventional, FHA, VA | 22 | 8.1% | 88.5% | $253,636 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA, USDA | 18 | 6.6% | 90% | $184,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 5.9% | 90% | $316,250 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA | 11 | 4% | 100% | $295,909 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
2.6% | 87.5% | $232,142 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2.2% | 75% | $335,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 2.2% | 100% | $285,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, USDA | 5 | 1.8% | 100% | $365,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.8% | 100% | $279,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.8% | 100% | $377,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.5% | 66.7% | $150,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.1% | 75% | $228,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1.1% | 100% | $271,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.1% | 100% | $418,333 | |
Mortgage Research Center
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VA | 3 | 1.1% | 50% | $335,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.1% | 100% | $235,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $350,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.7% | 100% | $160,000 | |
AdvantageFirst Lending Inc
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Conventional, VA | 2 | 0.7% | 100% | $435,000 | |
Homeowners Financial Group, LLC
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Conventional, VA | 2 | 0.7% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.7% | 100% | $220,000 | |
Inspire Home Loans Inc.
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Conventional | 2 | 0.7% | 100% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 66.7% | $410,000 | |
Family Savings Credit Union
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Conventional, HELOC | 1 +11 HELOCs |
0.4% | 100% | $145,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $5,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
USDA | 1 | 0.4% | 100% | $285,000 | View |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.4% | 100% | $375,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 50% | $495,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 50% | $375,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 33.3% | $805,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $305,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.4% | 100% | $315,000 | |
NJ Lenders Corp
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FHA | 1 | 0.4% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $645,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 33.3% | $305,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $225,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $295,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Mortgage Solutions of Colorado
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $625,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $285,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
Texana Bank
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VA | 1 | 0.4% | 100% | $435,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Kingston Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingston, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Kingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingston, GA
Use these to narrow the list above. Each category shows how many Kingston, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Kingston, GA
Independent mortgage companies closed 85.3 percent of home loans in Kingston, Georgia in 2025, banks 11 percent and credit unions 3.7 percent. Equity Prime Mortgage LLC was the largest mortgage company, BankSouth Mortgage Company LLC the largest bank and Delta Community Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingston, GA
By home loans closed in 2025, BankSouth Mortgage Company LLC was the largest mortgage lender in Kingston, Georgia with 9 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Kingston, Georgia in 2025, led by Movement Mortgage, LLC with 16. 18 lenders closed VA loans, led by Movement Mortgage, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Kingston, Georgia in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
