Mortgage Lenders and Brokers in Hartwell, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hartwell, Georgia mortgage lenders include Pinnacle BankPinnacle Bank135 E Franklin St, Hartwell, GA 30643A+5.0 ★Texas Ratio: 3.22%, Southstate Bank, National AssociationSouthstate Bank, National Association241 E Howell St, Hartwell, GA 30643A+5.0 ★Texas Ratio: 2.27%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust86 W Franklin St, Hartwell, GA 30643A5.0 ★Texas Ratio: 7.72%, Southeast Mortgage of Georgia, Inc.Southeast Mortgage of Georgia, Inc.331 E Franklin St, Hartwell, GA 30643A+5.0 ★Texas Ratio: 0.06%, Synovus BankSynovus Bank100 E Howell St, Hartwell, GA 30643, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, and BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartwell, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartwell are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hartwell, Georgia
Market share is the lender's share of all home loans closed in Hartwell, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hartwell 135 E Franklin St, Hartwell, GA 30643 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo | 26 | 12.7% | 76.3% | $252,307 | View |
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★ 5 stars, 1 review 1 office in Hartwell 241 E Howell St, Hartwell, GA 30643 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
2.4% | 100% | $305,000 | View |
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1 office in Hartwell 86 W Franklin St, Hartwell, GA 30643 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 4 +6 HELOCs |
2% | 80% | $100,000 | View |
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331 E Franklin St, Hartwell, GA 30643 A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 1.5% | 100% | $125,000 | View |
Synovus Bank
100 E Howell St, Hartwell, GA 30643 |
FHA, VA, HELOC | 2 +8 HELOCs |
1% | 66.7% | $145,000 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, Jumbo | 2 | 1% | 100% | $815,000 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $265,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
FHA | 1 | 0.5% | 100% | $225,000 | |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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11675 Medlock Bridge Rd, Johns Creek, GA 30097 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo | 1 | 0.5% | 100% | $955,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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2755 Old Milton Pkwy Bldg 600, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.5% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1% | 100% | $315,000 | View |
Milend, Inc
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FHA | 2 | 1% | 66.7% | $190,000 | |
AgGeorgia Farm Credit
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Conventional | 1 | 0.5% | 50% | $195,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 9.8% | 84% | $222,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 12 | 5.9% | 85.7% | $300,833 | |
Geneva Financial LLC
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Conventional, FHA, VA | 8 | 3.9% | 100% | $241,250 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 3.4% | 80% | $243,571 | |
Acopia, LLC
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Conventional, VA | 7 | 3.4% | 100% | $262,142 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 6 | 2.9% | 100% | $198,333 | View |
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A5.0 ★Texas Ratio: 7.12% |
FHA, VA | 5 | 2.4% | 100% | $331,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 5 | 2.4% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2% | 100% | $230,000 | |
Newrez LLC
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Conventional, VA | 4 | 2% | 50% | $260,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 2% | 100% | $217,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2% | 100% | $202,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 2% | 100% | $207,500 | |
Mortgage Research Center
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Conventional, VA | 4 | 2% | 57.1% | $275,000 | |
Premier Mortgage Resources, LLC
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Conventional, USDA | 3 | 1.5% | 100% | $141,666 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 1.5% | 100% | $285,000 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $288,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.5% | 100% | $108,333 | |
Village Capital & Investment
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FHA, VA | 3 | 1.5% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1% | 75% | $255,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 1% | 100% | $380,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1% | 100% | $510,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1% | 11.8% | $180,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $135,000 | |
Primelending
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.5% | 100% | $295,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Guild Mortgage Company
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FHA | 1 | 0.5% | 100% | $205,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.5% | 100% | $105,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 50% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $525,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $625,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.5% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
VA | 1 | 0.5% | 100% | $235,000 | View |
Towne Mortgage Company
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USDA | 1 | 0.5% | 100% | $165,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $255,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Gmfs, LLC
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Conventional | 1 | 0.5% | 50% | $335,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.5% | 100% | $935,000 | View |
21St Mortgage
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Conventional | 1 | 0.5% | 16.7% | $275,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Hartwell Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hartwell, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Hartwell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartwell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hartwell, GA
Use these to narrow the list above. Each category shows how many Hartwell, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Hartwell, GA
Independent mortgage companies closed 63.4 percent of home loans in Hartwell, Georgia in 2025, banks 35.1 percent and credit unions 1.5 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Pinnacle Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hartwell, GA
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Hartwell, Georgia with 26 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Hartwell, Georgia in 2025, led by Freedom Mortgage Corporation with 5. 16 lenders closed VA loans, led by Rocket Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 5 credit unions closed home loans in Hartwell, Georgia in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartwell, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartwell, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartwell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
