Eastman, Georgia mortgage lenders include Great Oaks BankGreat Oaks Bank5101 5th Ave, Eastman, GA 31023A+5.0 ★Texas Ratio: 0.71%, Magnolia State BankMagnolia State Bank130 Oak St, Eastman, GA 31023A+5.0 ★Texas Ratio: 1.87%, Colony BankColony Bank5510 Oak St, Eastman, GA 31023A+5.0 ★Texas Ratio: 4.01%, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Georgia'S Own Credit UnionGeorgia'S Own Credit Union854 College St, Eastman, GA 31023 6770A5.0 ★Texas Ratio: 7.35%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Oconee State BankOconee State Bank1 Press Pl, Athens, GA 30601B4.5 ★Texas Ratio: 21.44%, Credit Union of GeorgiaCredit Union of Georgia140 Riverstone Pkwy, Canton, GA 30114 6421A5.0 ★Texas Ratio: 6.49%, and Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eastman, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eastman are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Eastman, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Eastman 5101 5th Ave, Eastman, GA 31023 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 23 | 15.4% | 85.2% | $70,652 | View |
|
130 Oak St, Eastman, GA 31023 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 12 | 8.1% | 92.3% | $113,333 | View |
|
1 office in Eastman 5510 Oak St, Eastman, GA 31023 A+5.0 ★Texas Ratio: 4.01% |
FHA | 3 | 2% | 100% | $215,000 | View |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, USDA | 5 | 3.4% | 100% | $201,000 | View |
|
2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 4 +2 HELOCs |
2.7% | 100% | $185,000 | View |
|
854 College St, Eastman, GA 31023 6770 A5.0 ★Texas Ratio: 7.35% |
Conventional | 2 | 1.3% | 66.7% | $35,000 | View |
|
4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
|
1 Press Pl, Athens, GA 30601 B4.5 ★Texas Ratio: 21.44% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,395,000 | View |
|
140 Riverstone Pkwy, Canton, GA 30114 6421 A5.0 ★Texas Ratio: 6.49% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.7% | 100% | $145,000 | View |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlanta Postal Credit Union
3916 Tradeport Blvd, Atlanta, GA 30354 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Equity Prime Mortgage LLC
|
VA | 2 | 1.3% | 100% | $205,000 | |
Loanunited.Com, LLC
|
VA | 1 | 0.7% | 100% | $185,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.7% | 50% | $75,000 | |
Milend, Inc
|
VA | 1 | 0.7% | 100% | $225,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 7.4% | 76.5% | $211,363 | |
ALCOVA Mortgage, LLC
|
Conventional, FHA, VA | 7 | 4.7% | 100% | $205,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 4% | 100% | $156,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 3.4% | 85.7% | $193,000 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 5 | 3.4% | 100% | $199,000 | |
New American Funding, LLC.
|
Conventional, FHA | 5 | 3.4% | 71.4% | $149,000 | |
Freedom Mortgage Corporation
|
FHA | 4 | 2.7% | 100% | $87,500 | |
Nationstar Mortgage
|
Conventional | 4 | 2.7% | 100% | $227,500 | |
Mortgage Research Center
|
Conventional, VA | 4 | 2.7% | 57.1% | $282,500 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 2% | 100% | $125,000 | |
Triad Financial Services, Inc.
|
Conventional | 3 | 2% | 56.2% | $125,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 2% | 100% | $205,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA | 3 | 2% | 75% | $188,333 | |
21St Mortgage
|
Conventional | 3 | 2% | 20% | $128,333 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 2% | 12.5% | $151,666 | |
Towne Mortgage Company
|
FHA | 2 | 1.3% | 66.7% | $205,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 1.3% | 100% | $75,000 | |
Summit Funding.Inc
|
FHA | 2 | 1.3% | 100% | $175,000 | |
Carrington Mortgage Services LLC
|
Conventional | 2 | 1.3% | 37.5% | $45,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.7% | 100% | $75,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 100% | $55,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.7% | 50% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
Filo Mortgage, LLC
|
VA | 1 | 0.7% | 100% | $345,000 | |
Assurance Financial Group, L.L.C.
|
Conventional | 1 | 0.7% | 100% | $165,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.7% | 50% | $255,000 | |
Keystone Funding, Inc
|
VA | 1 | 0.7% | 50% | $275,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $145,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.7% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.7% | 50% | $85,000 | View |
Plaza Home Mortgage, Inc
|
FHA | 1 | 0.7% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.7% | 100% | $345,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Eastman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eastman in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Eastman, GA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 60.4 percent of home loans in Eastman, Georgia in 2025, banks 32.9 percent and credit unions 6.7 percent. Equity Prime Mortgage LLC was the largest mortgage company, Great Oaks Bank the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Great Oaks Bank led with 23 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
By home loans closed in 2025, Great Oaks Bank was the largest mortgage lender in Eastman, Georgia with 23 loans, about 15.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Eastman, Georgia in 2025, led by Guild Mortgage Company with 4. 16 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Eastman, Georgia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eastman, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eastman, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eastman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.