Mortgage Lenders and Brokers in Demorest, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Demorest, Georgia mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association11760 Haynes Bridge Rd, Alpharetta, GA 30009A+5.0 ★Texas Ratio: 2.27%, Pinnacle BankPinnacle Bank1081 Parkway Blvd, Athens, GA 30606A+5.0 ★Texas Ratio: 3.22%, United Community BankUnited Community Bank7400 Adairsville Hwy, Adairsville, GA 30103A+5.0 ★Texas Ratio: 2.97%, Wells Fargo Bank NAWells Fargo Bank NA3334 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 5.36%, MyGeorgia Credit UnionMyGeorgia Credit Union205 Collins Industrial Blvd, Athens, GA 30601A+5.0 ★Texas Ratio: 2.90%, Regions BankRegions Bank4590 Morningside Dr, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank3340 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 2.87%, First American BankFirst American Bank300 College Ave, Athens, GA 30601A+5.0 ★Texas Ratio: 0.01%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, and Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Demorest, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Demorest are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Demorest, Georgia
Market share is the lender's share of all home loans closed in Demorest, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 11760 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 5 +1 HELOCs |
4.3% | 100% | $329,000 | View |
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1081 Parkway Blvd, Athens, GA 30606 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 2.6% | 100% | $358,333 | View |
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7400 Adairsville Hwy, Adairsville, GA 30103 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +6 HELOCs |
1.7% | 100% | $265,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 100% | $215,000 | View |
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205 Collins Industrial Blvd, Athens, GA 30601 A+5.0 ★Texas Ratio: 2.90% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $65,000 | View |
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4590 Morningside Dr, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 33.3% | $155,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $795,000 | View |
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300 College Ave, Athens, GA 30601 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional | 1 | 0.9% | 100% | $305,000 | |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.9% | 100% | $505,000 | View |
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155 Hawthorne Park, Athens, GA 30606 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.7% | 100% | $115,000 | View |
Amerisave Mortgage Company
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FHA | 2 | 1.7% | 100% | $75,000 | |
First Option Mortgage, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $150,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 11.3% | 86.7% | $202,692 | |
United Wholesale Mortgage
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Conventional, FHA | 12 | 10.4% | 92.3% | $251,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, USDA | 12 | 10.4% | 92.3% | $273,333 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, VA | 6 | 5.2% | 100% | $303,333 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 6 | 5.2% | 100% | $320,000 | |
Fairway Independent Mort Corp
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Conventional, USDA | 4 | 3.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.38% |
FHA | 3 | 2.6% | 100% | $295,000 | View |
Guild Mortgage Company
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Conventional | 3 | 2.6% | 75% | $261,666 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.7% | 100% | $170,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.7% | 100% | $235,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.7% | 50% | $115,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.7% | 66.7% | $205,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 100% | $320,000 | |
Acopia, LLC
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Conventional, VA | 2 | 1.7% | 100% | $360,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.7% | 100% | $205,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.9% | 100% | $315,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $265,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.9% | 100% | $285,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.9% | 100% | $315,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $135,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.9% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
Onward Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.9% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.9% | 100% | $225,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.9% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.9% | 100% | $315,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.9% | 100% | $375,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 50% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Demorest Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Demorest, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Demorest? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Demorest in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Demorest, GA
Use these to narrow the list above. Each category shows how many Demorest, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Demorest, GA
Independent mortgage companies closed 73.9 percent of home loans in Demorest, Georgia in 2025, banks 22.6 percent and credit unions 3.5 percent. Amerisave Mortgage Company was the largest mortgage company, Southstate Bank, National Association the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, Pinnacle Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Demorest, GA
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Demorest, Georgia with 5 loans, about 4.3 percent of the market. The largest lender headquartered in Georgia was Pinnacle Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Demorest, Georgia in 2025, led by United Wholesale Mortgage with 5. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 4 credit unions closed home loans in Demorest, Georgia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Demorest, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Demorest, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Demorest. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
