Mortgage Lenders and Brokers in Cordele, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cordele, Georgia mortgage lenders include Planters First BankPlanters First Bank1620 E 16th Ave, Cordele, GA 31015A+5.0 ★Texas Ratio: 2.97%, South Georgia Banking CompanySouth Georgia Banking Company702 S Pecan St, Cordele, GA 31015A+5.0 ★Texas Ratio: 3.23%, Colony BankColony Bank1031 E 24th Ave, Cordele, GA 31015A+5.0 ★Texas Ratio: 4.01%, Ameris BankAmeris Bank510 S 2nd St, Cordele, GA 31015A+5.0 ★Texas Ratio: 1.82%, Regions BankRegions Bank1216 E 16th Ave, Cordele, GA 31015A+5.0 ★Texas Ratio: 4.37%, Robins Financial Credit UnionRobins Financial Credit Union2636 Atlanta Hwy, Athens, GA 30606A+5.0 ★Texas Ratio: 1.27%, Capital City Home Loans, LLCCapital City Home Loans, LLC420 N Broad St, Cairo, GA 39828A+5.0 ★Texas Ratio: 2.55%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, First State BankFirst State Bank801 E Lamar St, Americus, GA 31709, and Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cordele, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cordele are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cordele, Georgia
Market share is the lender's share of all home loans closed in Cordele, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1620 E 16th Ave, Cordele, GA 31015 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 16 | 9.5% | 85% | $105,000 | View |
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1 office in Cordele 702 S Pecan St, Cordele, GA 31015 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 16 | 9.5% | 100% | $66,875 | View |
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1 office in Cordele 1031 E 24th Ave, Cordele, GA 31015 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA, VA | 6 | 3.6% | 100% | $315,000 | View |
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★ 4 stars, 1 review 1 office in Cordele 510 S 2nd St, Cordele, GA 31015 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
2.4% | 80% | $392,500 | View |
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1 office in Cordele 1216 E 16th Ave, Cordele, GA 31015 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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2636 Atlanta Hwy, Athens, GA 30606 A+5.0 ★Texas Ratio: 1.27% |
Conventional, VA, HELOC | 4 +1 HELOCs |
2.4% | 100% | $195,000 | View |
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420 N Broad St, Cairo, GA 39828 A+5.0 ★Texas Ratio: 2.55% |
Conventional, USDA | 4 | 2.4% | 100% | $130,000 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.8% | 75% | $421,666 | |
First State Bank
801 E Lamar St, Americus, GA 31709 |
Conventional | 3 | 1.8% | 100% | $58,333 | |
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301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $235,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.2% | 100% | $460,000 | View |
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110 W Main St, Hahira, GA 31632 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 1.2% | 100% | $280,000 | View |
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704 N Westover Blvd, Albany, GA 31707 A5.0 ★Texas Ratio: 6.55% |
Conventional | 2 | 1.2% | 100% | $195,000 | View |
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3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
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49 W Main St, Alamo, GA 30411 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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2910 Meredyth Dr, Albany, GA 31721 B+4.7 ★Texas Ratio: 18.53% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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3334 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 50% | $165,000 | View |
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209 N Main St, Dawson, GA 39842 A+5.0 ★Texas Ratio: 0.86% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
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200 W Jackson St, Dublin, GA 31021 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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2775 Old Milton Parkway, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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701 N Westover Blvd, Albany, GA 31707 B+4.5 ★Texas Ratio: 11.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
BoxCar Mortgage, LLC
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FHA | 3 | 1.8% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
Morris Bank
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Conventional | 1 | 0.6% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 13.6% | 89.3% | $199,347 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 5.3% | 90% | $176,111 | |
Pennymac Loan Services LLC
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FHA, VA | 7 | 4.1% | 100% | $193,571 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 4.1% | 72.7% | $167,857 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.4% | 100% | $175,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 4 | 2.4% | 100% | $132,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 2.4% | 66.7% | $232,500 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.8% | 75% | $135,000 | |
Canopy Mortgage, LLC
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VA, USDA | 2 | 1.2% | 100% | $125,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.2% | 40% | $80,000 | |
New Day Financial, LLC.
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VA | 2 | 1.2% | 100% | $290,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 1.2% | 100% | $95,000 | |
Acopia, LLC
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Conventional, FHA | 2 | 1.2% | 50% | $75,000 | |
Five Star Credit Union
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Conventional | 2 | 1.2% | 100% | $85,000 | |
EMM Loans LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 16.7% | $165,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 50% | $635,000 | |
Newrez LLC
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VA | 1 | 0.6% | 12.5% | $215,000 | |
Loansteady LLC
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Conventional | 1 | 0.6% | 100% | $545,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 50% | $195,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $165,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.6% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $385,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.6% | 100% | $275,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.6% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 100% | $145,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 10% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 33.3% | $25,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.6% | 100% | $255,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Cordele Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cordele, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cordele? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cordele in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cordele, GA
Use these to narrow the list above. Each category shows how many Cordele, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cordele, GA
Independent mortgage companies closed 51.5 percent of home loans in Cordele, Georgia in 2025, banks 42 percent and credit unions 6.5 percent. BoxCar Mortgage, LLC was the largest mortgage company, Planters First Bank the largest bank and Robins Financial Credit Union the largest credit union. Among lenders headquartered in Georgia, Planters First Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cordele, GA
By home loans closed in 2025, Planters First Bank was the largest mortgage lender in Cordele, Georgia with 16 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Cordele, Georgia in 2025, led by Rocket Mortgage with 8. 15 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 4 credit unions closed home loans in Cordele, Georgia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cordele, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cordele, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cordele. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
