Mortgage Lenders and Brokers in Cleveland, Georgia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Cleveland, Georgia mortgage lenders include United Community BankUnited Community Bank153 E Kytle St, Cleveland, GA 30528A+5.0 ★Texas Ratio: 2.97%, Regions BankRegions Bank15 W Kytle St, Cleveland, GA 30528A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association575 S Main St, Cleveland, GA 30528A+5.0 ★Texas Ratio: 2.27%, United Bank VaUnited Bank Va136 N Main St, Cleveland, GA 30528A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3350 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 3.68%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, MyGeorgia Credit UnionMyGeorgia Credit Union379 E Kytle St, cleveland, GA 30528A+5.0 ★Texas Ratio: 2.90%, and PNC Bank N.A.PNC Bank N.A.3402 Cobb Pkwy Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cleveland, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cleveland are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cleveland, Georgia
Market share is the lender's share of all home loans closed in Cleveland, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Cleveland 153 E Kytle St, Cleveland, GA 30528 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, VA, HELOC | 10 +20 HELOCs |
6.3% | 71.4% | $349,000 | View |
|
1 office in Cleveland 15 W Kytle St, Cleveland, GA 30528 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
3.2% | 83.3% | $149,000 | View |
|
★ 5 stars, 1 review 1 office in Cleveland 575 S Main St, Cleveland, GA 30528 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.5% | 100% | $210,000 | View |
|
1 office in Cleveland 136 N Main St, Cleveland, GA 30528 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
3350 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
VA | 1 | 0.6% | 100% | $415,000 | |
|
301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
|
★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
|
379 E Kytle St, cleveland, GA 30528 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 3402 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11575 Haynes Bridge Rd, Alpharetta, GA 30009 A+5.0 ★Texas Ratio: 1.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
190 Gaines School Rd, Athens, GA 30605 3118 A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.3% | 50% | $125,000 | |
Acu
|
Conventional | 2 | 1.3% | 100% | $50,000 | |
Mortgage Assurance Inc
|
FHA | 1 | 0.6% | 100% | $335,000 | |
Milend, Inc
|
FHA | 1 | 0.6% | 100% | $275,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 18 +2 HELOCs |
11.4% | 75% | $283,888 | |
Rocket Mortgage
|
Conventional, FHA | 11 | 7% | 80% | $235,909 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, USDA | 9 | 5.7% | 100% | $208,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 4.4% | 100% | $169,285 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, USDA | 7 | 4.4% | 100% | $249,285 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 3.8% | 100% | $181,666 | |
Sente Mortgage, Inc.
|
Conventional, FHA, VA | 5 | 3.2% | 100% | $307,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, USDA | 4 | 2.5% | 100% | $310,000 | |
loanDepot.com LLC
|
Conventional, FHA | 4 | 2.5% | 100% | $90,000 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 4 | 2.5% | 100% | $207,500 | |
Mortgage Research Center
|
VA | 4 | 2.5% | 100% | $287,500 | |
Zillow Home Loans, LLC
|
Conventional, VA | 3 | 1.9% | 100% | $355,000 | |
Lower, LLC
|
Conventional, FHA | 3 | 1.9% | 75% | $255,000 | |
Right Start Mortgage, Inc
|
Conventional, FHA | 3 | 1.9% | 100% | $288,333 | |
21St Mortgage
|
Conventional | 3 | 1.9% | 75% | $168,333 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 1.3% | 100% | $305,000 | |
Newrez LLC
|
Conventional, VA | 2 | 1.3% | 40% | $395,000 | |
Stockton Mortgage Corporation
|
Conventional, VA | 2 | 1.3% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $175,000 | |
New American Funding, LLC.
|
FHA | 2 | 1.3% | 66.7% | $200,000 | |
Fairway Independent Mort Corp
|
Conventional, USDA | 2 | 1.3% | 100% | $270,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional, FHA | 2 | 1.3% | 100% | $230,000 | |
|
A+5.0 ★Texas Ratio: 0.38% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.6% | 100% | $585,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.6% | 100% | $495,000 | |
Canopy Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $245,000 | |
MortgageOne, Inc
|
FHA | 1 | 0.6% | 100% | $465,000 | |
Kind Lending, LLC
|
VA | 1 | 0.6% | 100% | $375,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.6% | 100% | $435,000 | View |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $405,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.6% | 100% | $315,000 | |
Onward Home Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
Valon Mortgage
|
FHA | 1 | 0.6% | 100% | $205,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.6% | 50% | $285,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.6% | 33.3% | $205,000 | |
Wolfe Financial Inc
|
VA | 1 | 0.6% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Acopia, LLC
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $285,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $75,000 | |
VyStar Credit Union
|
Conventional | 1 | 0.6% | 50% | $125,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.6% | 50% | $85,000 | |
Leaderone Financial Corp.
|
FHA | 1 | 0.6% | 100% | $425,000 | |
Everett Financial, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Cleveland Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cleveland, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Cleveland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cleveland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cleveland, GA
Use these to narrow the list above. Each category shows how many Cleveland, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Cleveland, GA
Independent mortgage companies closed 80.4 percent of home loans in Cleveland, Georgia in 2025, banks 17.1 percent and credit unions 2.5 percent. Amerisave Mortgage Company was the largest mortgage company, United Community Bank the largest bank and MyGeorgia Credit Union the largest credit union. Among lenders headquartered in Georgia, BankSouth Mortgage Company LLC led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cleveland, GA
By home loans closed in 2025, United Community Bank was the largest mortgage lender in Cleveland, Georgia with 10 loans, about 6.3 percent of the market. The largest lender headquartered in Georgia was BankSouth Mortgage Company LLC with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Cleveland, Georgia in 2025, led by Rocket Mortgage with 6. 14 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Cleveland, Georgia in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cleveland, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cleveland, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cleveland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
