Mortgage Lenders and Brokers in Adel, Georgia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Adel, Georgia mortgage lenders include Renasant BankRenasant Bank301 W 4th St, Adel, GA 31620A+5.0 ★Texas Ratio: 4.72%, Farmers and Merchants BankFarmers and Merchants Bank2140 Old Covington Rd Ne, Conyers, GA 30013A-4.9 ★Texas Ratio: 15.86%, BankSouth Mortgage Company LLCBankSouth Mortgage Company LLC3290 Northside Pkwy Nw, Atlanta, GA 30327, Ameris BankAmeris Bank5895 Jeff Davis Ln Nw, Acworth, GA 30101A+5.0 ★Texas Ratio: 1.82%, Colony BankColony Bank2900 Old Dawson Rd, Albany, GA 31721A+5.0 ★Texas Ratio: 4.01%, Commercial Banking CompanyCommercial Banking Company110 W Main St, Hahira, GA 31632A+5.0 ★Texas Ratio: 0.32%, Citizens Community BankCitizens Community Bank120 W Main St, Hahira, GA 31632A-4.6 ★Texas Ratio: 8.29%, Synovus BankSynovus Bank2102 E Oglethorpe Blvd, Albany, GA 31705, First National Bank of Coffee CountyFirst National Bank of Coffee County420 Madison Ave S, Douglas, GA 31533, and Southeastern Credit UnionSoutheastern Credit Union15 Trade St, Brunswick, GA 31525A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Adel, Georgia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Adel are listed first, then lenders elsewhere in Georgia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Adel, Georgia
Market share is the lender's share of all home loans closed in Adel, Georgia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Adel 301 W 4th St, Adel, GA 31620 A+5.0 ★Texas Ratio: 4.72% |
USDA, HELOC | 1 +1 HELOCs |
0.6% | 50% | $285,000 | View |
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2140 Old Covington Rd Ne, Conyers, GA 30013 A-4.9 ★Texas Ratio: 15.86% |
Conventional | 10 | 5.8% | 100% | $75,000 | View |
BankSouth Mortgage Company LLC
3290 Northside Pkwy Nw, Atlanta, GA 30327 |
Conventional, FHA | 9 | 5.3% | 90% | $220,555 | |
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★ 4 stars, 1 review 5895 Jeff Davis Ln Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, USDA | 7 | 4.1% | 100% | $245,000 | View |
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2900 Old Dawson Rd, Albany, GA 31721 A+5.0 ★Texas Ratio: 4.01% |
Conventional, USDA | 4 | 2.3% | 100% | $222,500 | View |
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110 W Main St, Hahira, GA 31632 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 3 | 1.8% | 75% | $108,333 | View |
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120 W Main St, Hahira, GA 31632 A-4.6 ★Texas Ratio: 8.29% |
Conventional | 3 | 1.8% | 100% | $58,333 | View |
Synovus Bank
2102 E Oglethorpe Blvd, Albany, GA 31705 |
Conventional, FHA | 3 | 1.8% | 100% | $61,666 | |
First National Bank of Coffee County
420 Madison Ave S, Douglas, GA 31533 |
Conventional | 2 | 1.2% | 100% | $95,000 | |
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15 Trade St, Brunswick, GA 31525 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.2% | 100% | $150,000 | View |
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2020 E Main St, Barwick, GA 31720 A+5.0 ★Texas Ratio: 2.89% |
Conventional | 2 | 1.2% | 100% | $85,000 | View |
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4460 Cobb Parkway North Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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5045 Highway 53, Braselton, GA 30517 A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
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400 W Shotwell St, Bainbridge, GA 39819 A5.0 ★Texas Ratio: 8.16% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
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★ 1 stars, 1 review 3340 Cobb Pkwy Nw, Acworth, GA 30101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal S&L Association
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Conventional | 4 | 2.3% | 100% | $257,500 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $221,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.2% | 33.3% | $65,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 9.4% | 72.7% | $150,000 | |
21St Mortgage
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Conventional | 13 | 7.6% | 50% | $116,538 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 5.8% | 100% | $214,000 | |
First Commerce Credit Union
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Conventional, HELOC | 9 +9 HELOCs |
5.3% | 78.6% | $116,111 | |
Mortgage Research Center
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VA | 7 | 4.1% | 77.8% | $233,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 2.3% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.3% | 100% | $207,500 | |
loanDepot.com LLC
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Conventional, FHA, VA | 3 | 1.8% | 60% | $191,666 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.8% | 42.9% | $108,333 | |
Credit Human Federal Credit Un
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Conventional | 3 | 1.8% | 71.4% | $138,333 | |
Fairway Independent Mort Corp
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FHA, USDA | 3 | 1.8% | 100% | $198,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.2% | 60% | $280,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 1.2% | 66.7% | $125,000 | |
Canopy Mortgage, LLC
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FHA | 2 | 1.2% | 100% | $190,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $135,000 | |
Stockton Mortgage Corporation
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FHA, VA | 2 | 1.2% | 100% | $200,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 1.2% | 100% | $175,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA, USDA | 2 | 1.2% | 66.7% | $260,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.6% | 100% | $255,000 | View |
Newrez LLC
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VA | 1 | 0.6% | 100% | $235,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
Merchants National Bank
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.6% | 50% | $325,000 | View |
Guild Mortgage Company
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VA | 1 | 0.6% | 100% | $225,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.6% | 50% | $285,000 | |
Nfm, Inc
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VA | 1 | 0.6% | 100% | $215,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $255,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
Acopia, LLC
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VA | 1 | 0.6% | 100% | $405,000 | |
Towne Mortgage Company
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USDA | 1 | 0.6% | 100% | $175,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.6% | 100% | $255,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 50% | $95,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.6% | 100% | $115,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 100% | $45,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 8.3% | $175,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $225,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Adel Mortgage Rate Trends
Daily average mortgage rates for Georgia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Adel, Georgia
Looking for mortgage lenders near me or mortgage brokers near me in Adel? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Adel in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Adel, GA
Use these to narrow the list above. Each category shows how many Adel, GA lenders fit and what that kind of lender is usually best for.
Who Lends in Adel, GA
Independent mortgage companies closed 57.3 percent of home loans in Adel, Georgia in 2025, banks 33.9 percent and credit unions 8.8 percent. Southeast Mortgage of Georgia, Inc. was the largest mortgage company, Renasant Bank the largest bank and Southeastern Credit Union the largest credit union. Among lenders headquartered in Georgia, Renasant Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Georgia. Real estate transfer tax of $1.00 for the first $1,000 plus $0.10 per $100 (about 0.10 percent), and an intangible recording tax of $1.50 per $500 (0.30 percent) on long-term security deeds, capped at $25,000 per note.
More Georgia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Adel, GA
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Adel, Georgia with 1 loans, about 0.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Adel, Georgia in 2025, led by Rocket Mortgage with 10. 18 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 4 credit unions closed home loans in Adel, Georgia in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Adel, Georgia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Adel, Georgia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Adel. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
