Mortgage Lenders and Brokers in Westchester, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Westchester, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, Miami Firefighters Federal Credit UnionMiami Firefighters Federal Credit Union1111 NW 7th St, Miami, FL 33136A+5.0 ★Texas Ratio: 2.26%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, and Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Westchester, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Westchester are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Westchester, Florida
Market share is the lender's share of all home loans closed in Westchester, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 2.3% | 71.4% | $591,666 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 8 | 2.1% | 66.7% | $77,500 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 5 +17 HELOCs |
1.3% | 50% | $237,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
1% | 57.1% | $385,000 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 4 | 1% | 100% | $350,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 4 | 1% | 100% | $122,500 | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.8% | 50% | $335,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.5% | 100% | $350,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 2 | 0.5% | 100% | $480,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +9 HELOCs |
0.3% | 100% | $1,075,000 | View |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
Conventional, HELOC | 1 +7 HELOCs |
0.3% | 100% | $725,000 | View |
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14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $385,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $765,000 | View |
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600 SE 3rd Ave, Fort Lauderdale, FL 33301 A+5.0 ★Texas Ratio: 4.57% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $505,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $145,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1301 N Congress Ave, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.80% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 15 | 3.9% | 93.8% | $644,333 | View |
First Equity Mortgage Bankers Inc.
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Conventional | 5 | 1.3% | 100% | $201,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1% | 57.1% | $460,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional, Jumbo | 4 | 1% | 100% | $437,500 | |
Ready Mortgage Lenders, LLC
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FHA | 3 | 0.8% | 100% | $618,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 20% | $65,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $235,000 | |
American Bancshares Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
DG Pinnacle Funding, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 74 +1 HELOCs |
19% | 79.8% | $549,594 | |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 10.5% | 82.4% | $458,414 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 17 | 4.4% | 90% | $485,588 | |
The Loan Store, Inc
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Conventional, HELOC | 13 +1 HELOCs |
3.3% | 94.4% | $518,076 | |
Paramount Residential Mortgage
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Conventional, FHA, Jumbo | 11 | 2.8% | 84.6% | $591,363 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, Jumbo | 9 | 2.3% | 91.7% | $613,888 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, VA, Jumbo | 7 | 1.8% | 38.9% | $442,142 | View |
Deephaven Mortgage LLC
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Conventional, Jumbo | 6 | 1.5% | 100% | $598,333 | |
Point Mortgage Corp
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Conventional, FHA, VA | 6 | 1.5% | 100% | $576,666 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 1.3% | 100% | $611,000 | |
Kind Lending, LLC
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Conventional, FHA | 5 | 1.3% | 71.4% | $519,000 | |
My Mortgage, Inc
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Conventional, FHA | 5 | 1.3% | 100% | $705,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional, HELOC | 4 +2 HELOCs |
1% | 100% | $515,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1% | 57.1% | $167,500 | |
Nationstar Mortgage
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Conventional | 4 | 1% | 66.7% | $325,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 4 | 1% | 66.7% | $600,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 4 | 1% | 100% | $502,500 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +3 HELOCs |
0.8% | 42.9% | $175,000 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.8% | 100% | $505,000 | |
Citadel Servicing Corporation
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Conventional | 3 | 0.8% | 80% | $608,333 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $511,666 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 3 | 0.8% | 100% | $405,000 | |
Right Start Mortgage, Inc
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Conventional, FHA | 3 | 0.8% | 100% | $458,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 0.8% | 60% | $525,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $491,666 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.5% | 50% | $570,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $535,000 | View |
SWBC Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $290,000 | |
Flexpoint, Inc.
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Conventional, Jumbo | 2 | 0.5% | 100% | $865,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 50% | $295,000 | |
Ony Glo, Inc.
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Conventional | 2 | 0.5% | 100% | $365,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional | 2 | 0.5% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 66.7% | $625,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional, FHA | 2 | 0.5% | 100% | $640,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.5% | 100% | $515,000 | |
Vista Point Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $620,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $730,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.3% | 20% | $245,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $515,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 50% | $565,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,445,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $795,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Fundloans Capital
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Conventional, Jumbo | 1 | 0.3% | 100% | $845,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $765,000 | |
Everett Financial, Inc.
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Conventional, Jumbo | 1 | 0.3% | 100% | $965,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $595,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $765,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 8.3% | $55,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.3% | 50% | $225,000 | |
Capital Partners Mortgage Services, LLC
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Conventional | 1 | 0.3% | 50% | $225,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $715,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
1st Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nations Lending Corporation
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VA | 1 | 0.3% | 50% | $585,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 50% | $635,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.3% | 100% | $55,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $175,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.3% | 100% | $705,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.3% | 50% | $565,000 | View |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $605,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo | 1 | 0.3% | 100% | $945,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 20% | $135,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 50% | $385,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $695,000 | |
Coastal Community Bank
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lake Michigan Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Westchester Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Westchester, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Westchester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Westchester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Westchester, FL
Use these to narrow the list above. Each category shows how many Westchester, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Westchester, FL
Independent mortgage companies closed 82.8 percent of home loans in Westchester, Florida in 2025, banks 10.5 percent and credit unions 6.7 percent. A&D Mortgage LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Westchester, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Westchester, Florida with 9 loans, about 2.3 percent of the market. The largest lender headquartered in Florida was Educational Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Westchester, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 79.8 percent, against a 76.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Westchester, Florida in 2025, led by United Wholesale Mortgage with 11. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 18 credit unions closed home loans in Westchester, Florida in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Westchester, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Westchester, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Westchester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
