Mortgage Lenders and Brokers in Warm Mineral Springs, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Warm Mineral Springs, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, and Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Warm Mineral Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Warm Mineral Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Warm Mineral Springs, Florida
Market share is the lender's share of all home loans closed in Warm Mineral Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 3.6% | 83.3% | $183,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
2.9% | 50% | $117,500 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 1.5% | 100% | $80,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $295,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $155,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $225,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $215,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $315,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2524 Del Prado Blvd S, Cape Coral, FL 33904 A+5.0 ★Texas Ratio: 2.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Mortgage Firm
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Conventional, FHA | 8 | 5.8% | 100% | $213,750 | |
Acrisure Mortgage, LLC
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FHA | 3 | 2.2% | 100% | $341,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
Americas Mortgage Professionals, LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 13.9% | 79.2% | $221,842 | |
Rocket Mortgage
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Conventional, FHA | 8 | 5.8% | 69.2% | $198,750 | |
Mortgage Research Center
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VA | 7 | 5.1% | 100% | $215,000 | |
Movement Mortgage, LLC
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Conventional | 4 | 2.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA, HELOC | 3 +1 HELOCs |
2.2% | 100% | $185,000 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 2.2% | 75% | $138,333 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.2% | 75% | $218,333 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.5% | 100% | $320,000 | |
Everett Financial, Inc.
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Conventional | 2 | 1.5% | 100% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.5% | 66.7% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 40% | $30,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.5% | 66.7% | $125,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $100,000 | |
Inspire Home Loans Inc.
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FHA | 2 | 1.5% | 100% | $270,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 100% | $115,000 | |
Mission Loans, LLC
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Conventional | 2 | 1.5% | 100% | $155,000 | |
21St Mortgage
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Conventional | 2 | 1.5% | 66.7% | $90,000 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 1.5% | 100% | $115,000 | |
Champions Funding, LLC
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Conventional | 2 | 1.5% | 100% | $275,000 | |
Village Capital & Investment
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FHA, VA | 2 | 1.5% | 75% | $220,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $205,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.7% | 100% | $135,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.7% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.7% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
Contour Mortgage Corporation
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VA | 1 | 0.7% | 100% | $215,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.7% | 100% | $155,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.7% | 100% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 33.3% | $35,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Ross Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 100% | $185,000 | |
American Financing Corporation
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FHA | 1 | 0.7% | 50% | $175,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $315,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.7% | 100% | $215,000 | |
Nfm, Inc
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FHA | 1 | 0.7% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.7% | 100% | $115,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 66.7% | $195,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 0.7% | 33.3% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.7% | 100% | $215,000 | View |
RBC Bank (Georgia), N.A.
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $205,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.7% | 100% | $245,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.7% | 100% | $375,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 50% | $185,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.7% | 50% | $235,000 | |
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Warm Mineral Springs Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Warm Mineral Springs, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Warm Mineral Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Warm Mineral Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Warm Mineral Springs, FL
Use these to narrow the list above. Each category shows how many Warm Mineral Springs, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Warm Mineral Springs, FL
Independent mortgage companies closed 79.6 percent of home loans in Warm Mineral Springs, Florida in 2025, banks 17.5 percent and credit unions 2.9 percent. The Mortgage Firm was the largest mortgage company, Wells Fargo Bank NA the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Warm Mineral Springs, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Warm Mineral Springs, Florida with 5 loans, about 3.6 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Warm Mineral Springs, Florida in 2025, led by United Wholesale Mortgage with 6. 5 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 4 credit unions closed home loans in Warm Mineral Springs, Florida in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Warm Mineral Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Warm Mineral Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Warm Mineral Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
