Mortgage Lenders and Brokers in Upper Grand Lagoon, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Upper Grand Lagoon, Florida mortgage lenders include Tyndall Federal Credit UnionTyndall Federal Credit Union1601 Ohio Ave, Lynn Haven, FL 32444 3746A+5.0 ★Texas Ratio: 0.96%, Innovations Financial Credit UnionInnovations Financial Credit Union402 N Waukesha ST, Bonifay, FL 32425 2014A+5.0 ★Texas Ratio: 1.14%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Servisfirst BankServisfirst Bank316 Racetrack Rd Ne, Fort Walton Beach, FL 32547A5.0 ★Texas Ratio: 8.75%, Panhandle Credit UnionPanhandle Credit Union1912 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 1.07%, and Community Bank of MississippiCommunity Bank of Mississippi345 E James Lee Blvd, Crestview, FL 32539A+5.0 ★Texas Ratio: 3.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Upper Grand Lagoon, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Upper Grand Lagoon are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Upper Grand Lagoon, Florida
Market share is the lender's share of all home loans closed in Upper Grand Lagoon, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA, VA, HELOC | 14 +4 HELOCs |
4.4% | 63.6% | $185,714 | View |
|
402 N Waukesha ST, Bonifay, FL 32425 2014 A+5.0 ★Texas Ratio: 1.14% |
Conventional, Jumbo | 14 | 4.4% | 87.5% | $159,285 | View |
|
993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA, Jumbo, HELOC | 8 +9 HELOCs |
2.5% | 90% | $430,000 | View |
|
360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, Jumbo, HELOC | 7 +15 HELOCs |
2.2% | 53.8% | $410,714 | View |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, VA, Jumbo, HELOC | 4 +1 HELOCs |
1.3% | 100% | $670,000 | View |
|
★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 57.1% | $425,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +3 HELOCs |
1% | 75% | $368,333 | View |
|
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional, VA | 3 | 1% | 100% | $468,333 | View |
|
1912 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 3 | 1% | 83.3% | $315,000 | View |
|
345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.6% | 100% | $1,005,000 | View |
|
4881 Nw 8th Ave, Gainesville, FL 32605 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $420,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 0.6% | 100% | $825,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $240,000 | View |
|
10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01% |
Conventional, FHA | 2 | 0.6% | 100% | $320,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 2 | 0.6% | 100% | $1,025,000 | View |
|
★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
|
16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 50% | $1,285,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 50% | $345,000 | View |
|
1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $495,000 | View |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,015,000 | View |
|
34990 Emerald Coast Pkwy, Destin, FL 32541 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 1.3% | 30.8% | $387,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 1% | 80% | $208,333 | |
Nqm Funding, LLC
|
Conventional | 1 | 0.3% | 50% | $225,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 42 +2 HELOCs |
13.3% | 82.4% | $338,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 25 | 7.9% | 63.4% | $263,000 | |
Mortgage Research Center
|
VA, Jumbo | 14 | 4.4% | 73.7% | $479,285 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +3 HELOCs |
3.5% | 78.6% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, VA | 10 | 3.2% | 100% | $376,000 | View |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $286,428 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional, Jumbo | 6 | 1.9% | 100% | $338,333 | View |
Cadence Bank
|
Conventional, Jumbo | 5 | 1.6% | 83.3% | $443,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 5 | 1.6% | 62.5% | $227,000 | |
River Bank & Trust
|
Conventional | 5 | 1.6% | 100% | $361,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA | 4 | 1.3% | 80% | $337,500 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 4 | 1.3% | 66.7% | $442,500 | |
Homeowners Financial Group, LLC
|
Conventional, FHA, Jumbo | 4 | 1.3% | 100% | $462,500 | |
Waterstone Mortgage Corporation
|
Conventional, VA | 4 | 1.3% | 100% | $512,500 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1% | 100% | $418,333 | View |
The Loan Store, Inc
|
Conventional | 3 | 1% | 100% | $391,666 | |
Fairway Independent Mort Corp
|
Conventional, VA | 3 | 1% | 60% | $428,333 | |
Everett Financial, Inc.
|
Conventional | 2 | 0.6% | 100% | $500,000 | |
BankSouth Mortgage Company LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 0.6% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, VA, Jumbo | 2 | 0.6% | 100% | $715,000 | View |
BankSouth
|
Conventional | 2 | 0.6% | 100% | $405,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $155,000 | |
T2 Financial LLC
|
Conventional | 2 | 0.6% | 66.7% | $195,000 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 2 | 0.6% | 100% | $500,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.6% | 100% | $95,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.6% | 66.7% | $215,000 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.6% | 100% | $405,000 | View |
Paramount Residential Mortgage
|
Conventional, FHA, Jumbo | 2 | 0.6% | 100% | $640,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.6% | 100% | $115,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 20% | $55,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $645,000 | View |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $665,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
VA | 1 | 0.3% | 100% | $615,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Peoplessouth Bank
|
Conventional | 1 | 0.3% | 100% | $525,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 50% | $145,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Primelending
|
Conventional | 1 | 0.3% | 50% | $355,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
Michigan Schools and Governmen
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Greenstate Credit Union
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $115,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $705,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.3% | 50% | $205,000 | |
United Trust Bank
|
Conventional | 1 | 0.3% | 100% | $405,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 50% | $785,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.3% | 100% | $715,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.3% | 100% | $255,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 50% | $295,000 | |
Greenbox Loans
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.3% | 100% | $305,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.3% | 100% | $355,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 33.3% | $345,000 | View |
First Community Credit Union
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Peoples Mortgage Company
|
FHA | 1 | 0.3% | 100% | $445,000 | |
Planet Home Lending, LLC
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.3% | 100% | $615,000 | |
Nations Lending Corporation
|
VA | 1 | 0.3% | 100% | $505,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.3% | 33.3% | $355,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional, Jumbo | 1 | 0.3% | 100% | $1,365,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Towne Mortgage Company
|
FHA | 1 | 0.3% | 100% | $225,000 | |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 0.3% | 100% | $395,000 | |
21St Mortgage
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $65,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.3% | 100% | $425,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $1,125,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
JMAC Lending, Inc.
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
All In Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Upper Grand Lagoon Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Upper Grand Lagoon, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Upper Grand Lagoon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Upper Grand Lagoon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Upper Grand Lagoon, FL
Use these to narrow the list above. Each category shows how many Upper Grand Lagoon, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Upper Grand Lagoon, FL
Independent mortgage companies closed 57.1 percent of home loans in Upper Grand Lagoon, Florida in 2025, banks 28.3 percent and credit unions 14.6 percent. Triad Financial Services, Inc. was the largest mortgage company, Trustmark Bank the largest bank and Tyndall Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Tyndall Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Upper Grand Lagoon, FL
By home loans closed in 2025, Tyndall Federal Credit Union was the largest mortgage lender in Upper Grand Lagoon, Florida with 14 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Upper Grand Lagoon, Florida in 2025, led by United Wholesale Mortgage with 12. 25 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 11 credit unions closed home loans in Upper Grand Lagoon, Florida in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Upper Grand Lagoon, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Upper Grand Lagoon, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Upper Grand Lagoon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
