Mortgage Lenders and Brokers in Thonotosassa, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thonotosassa, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, The Bank of TampaThe Bank of Tampa10650 Boardwalk Loop, Bradenton, FL 34202A+5.0 ★Texas Ratio: 2.04%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thonotosassa, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thonotosassa are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thonotosassa, Florida
Market share is the lender's share of all home loans closed in Thonotosassa, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 9 +22 HELOCs |
3.4% | 100% | $319,444 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, HELOC | 6 +1 HELOCs |
2.3% | 60% | $246,666 | View |
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10650 Boardwalk Loop, Bradenton, FL 34202 A+5.0 ★Texas Ratio: 2.04% |
Conventional, Jumbo | 5 | 1.9% | 83.3% | $275,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.5% | 80% | $485,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 4 | 1.5% | 47.4% | $55,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.8% | 22.2% | $640,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 2 | 0.8% | 100% | $575,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.8% | 50% | $125,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 33.3% | $45,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $445,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 66.7% | $315,000 | View |
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130 S Park Ave, Apopka, FL 32703 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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2201 Crawfordville Hwy, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.17% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,205,000 | View |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1111 NW 7th St, Miami, FL 33136 A+5.0 ★Texas Ratio: 2.26% |
Conventional | 1 | 0.4% | 100% | $125,000 | |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.4% | 100% | $935,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.5% | 100% | $295,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 42.9% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
Acrisure Mortgage, LLC
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VA | 1 | 0.4% | 100% | $515,000 | |
Alkan Mortgage Corporation
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VA | 1 | 0.4% | 100% | $515,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Pulte Mortgage LLC
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Conventional, FHA | 33 | 12.5% | 67.3% | $402,272 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
11% | 78.9% | $402,586 | |
RMC Home Mortgage, LLC
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Conventional, VA, Jumbo | 20 | 7.6% | 87% | $575,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 7.2% | 74.1% | $262,894 | |
21St Mortgage
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Conventional | 9 | 3.4% | 35.7% | $76,111 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 5 | 1.9% | 100% | $223,000 | |
Click n' Close, Inc.
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Conventional, FHA | 5 | 1.9% | 100% | $251,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 1.5% | 80% | $360,000 | |
The Loan Store, Inc
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Conventional, FHA | 4 | 1.5% | 100% | $267,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.5% | 80% | $247,500 | |
Paramount Residential Mortgage
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Conventional, FHA | 4 | 1.5% | 100% | $400,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.1% | 100% | $458,333 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 3 | 1.1% | 100% | $675,000 | |
Kind Lending, LLC
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Conventional | 3 | 1.1% | 75% | $275,000 | |
loanDepot.com LLC
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FHA, VA | 3 | 1.1% | 50% | $251,666 | |
Guidance Residential, LLC
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Conventional | 3 | 1.1% | 100% | $545,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.1% | 60% | $275,000 | |
Mortgage Research Center
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VA, Jumbo | 3 | 1.1% | 60% | $468,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $400,000 | |
Discover Bank
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Conventional | 2 | 0.8% | 33.3% | $95,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $365,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 2 | 0.8% | 66.7% | $420,000 | |
Uif Corporation
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Conventional | 2 | 0.8% | 100% | $385,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.8% | 100% | $270,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.8% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.8% | 83.3% | $220,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.8% | 100% | $165,000 | View |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,145,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 50% | $325,000 | |
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A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 0.4% | 33.3% | $485,000 | View |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 50% | $155,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.4% | 50% | $695,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.4% | 25% | $405,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $345,000 | |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $505,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.4% | 100% | $2,805,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 50% | $175,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Nfm, Inc
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Conventional | 1 | 0.4% | 100% | $735,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 25% | $295,000 | View |
Loanpeople, LLC
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Conventional | 1 | 0.4% | 100% | $565,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Genway Home Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,665,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
ClearEdge Lending LLC
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Conventional | 1 | 0.4% | 50% | $725,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.4% | 100% | $395,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $775,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thonotosassa Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thonotosassa, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Thonotosassa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thonotosassa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thonotosassa, FL
Use these to narrow the list above. Each category shows how many Thonotosassa, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Thonotosassa, FL
Independent mortgage companies closed 78.4 percent of home loans in Thonotosassa, Florida in 2025, banks 11.7 percent and credit unions 9.8 percent. Triad Financial Services, Inc. was the largest mortgage company, The Bank of Tampa the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thonotosassa, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Thonotosassa, Florida with 9 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Thonotosassa, Florida in 2025, led by Rocket Mortgage with 5. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 15 credit unions closed home loans in Thonotosassa, Florida in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thonotosassa, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thonotosassa, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thonotosassa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
