Mortgage Lenders and Brokers in Sunset, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sunset, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Educational Federal Credit UnionEducational Federal Credit Union16460 SW 304th St, Homestead, FL 33033 3260A+5.0 ★Texas Ratio: 2.35%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, Tropical Financial Credit UnionTropical Financial Credit Union8947 W Atlantic Blvd, Coral Springs, FL 33071A5.0 ★Texas Ratio: 6.93%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, and BMO Harris Bank NABMO Harris Bank NA5461 N Us Highway 41, Apollo Beach, FL 33572A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunset, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunset are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sunset, Florida
Market share is the lender's share of all home loans closed in Sunset, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 13 | 10.9% | 92.9% | $575,769 | View |
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16460 SW 304th St, Homestead, FL 33033 3260 A+5.0 ★Texas Ratio: 2.35% |
Conventional | 7 | 5.9% | 87.5% | $115,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +1 HELOCs |
3.4% | 100% | $490,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1.7% | 100% | $1,075,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 100% | $440,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $425,000 | View |
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8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $75,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,835,000 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.8% | 50% | $655,000 | View |
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5461 N Us Highway 41, Apollo Beach, FL 33572 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,035,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +9 HELOCs |
0% | 0% | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20295 S Dixie Hwy, Cutler Bay, FL 33189 1207 A+5.0 ★Texas Ratio: 1.61% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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540 Biltmore Way, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 2 | 1.7% | 66.7% | $630,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.8% | 100% | $925,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.8% | 100% | $665,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 18 +2 HELOCs |
15.1% | 90% | $585,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 6.7% | 83.3% | $471,250 | |
Pennymac Loan Services LLC
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Conventional | 6 | 5% | 85.7% | $250,000 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 5 +2 HELOCs |
4.2% | 100% | $549,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 3 | 2.5% | 25% | $271,666 | View |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 3 | 2.5% | 100% | $731,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.7% | 100% | $675,000 | View |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 1.7% | 100% | $1,625,000 | |
Point Mortgage Corp
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Conventional | 2 | 1.7% | 100% | $695,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.7% | 33.3% | $565,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.7% | 66.7% | $270,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 2 | 1.7% | 100% | $885,000 | |
Right Start Mortgage, Inc
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Conventional | 2 | 1.7% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.7% | 50% | $475,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 1.7% | 100% | $740,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $785,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.8% | 100% | $805,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.8% | 100% | $495,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.8% | 100% | $475,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.8% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.8% | 50% | $455,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.8% | 100% | $585,000 | View |
Absolute Home Mortgage
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FHA | 1 | 0.8% | 100% | $615,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.8% | 100% | $605,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $705,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,015,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.8% | 100% | $665,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.8% | 100% | $325,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.8% | 100% | $495,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.8% | 100% | $435,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $665,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.8% | 50% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sunset Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sunset, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Sunset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunset in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sunset, FL
Use these to narrow the list above. Each category shows how many Sunset, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Sunset, FL
Independent mortgage companies closed 68.1 percent of home loans in Sunset, Florida in 2025, banks 25.2 percent and credit unions 6.7 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educational Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Educational Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sunset, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Sunset, Florida with 13 loans, about 10.9 percent of the market. The largest lender headquartered in Florida was Educational Federal Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Sunset, Florida in 2025, led by United Wholesale Mortgage with 3. 1 lenders closed VA loans, led by AdvantageFirst Lending Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Sunset, Florida in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunset, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunset, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
