Mortgage Lenders and Brokers in Southchase, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southchase, Florida mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Mccoy Federal Credit UnionMccoy Federal Credit Union931 N Park Ave, Apopka, FL 32712A+5.0 ★Texas Ratio: 3.49%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southchase, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southchase are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southchase, Florida
Market share is the lender's share of all home loans closed in Southchase, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 4.6% | 71.4% | $403,000 | View |
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931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 3 | 2.8% | 66.7% | $78,333 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 2 +6 HELOCs |
1.8% | 66.7% | $375,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $345,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $215,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 50% | $395,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $335,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $75,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.9% | 100% | $485,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.9% | 50% | $125,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $75,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.9% | 50% | $345,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 3.7% | 100% | $362,500 | |
The Mortgage Firm
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Conventional | 2 | 1.8% | 100% | $330,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $375,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.9% | 66.7% | $475,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.9% | 50% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 22.9% | 75.8% | $354,200 | |
Rocket Mortgage
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Conventional, FHA, VA | 14 | 12.8% | 62.5% | $276,428 | |
Nationstar Mortgage
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Conventional | 3 | 2.8% | 75% | $98,333 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 2 | 1.8% | 50% | $345,000 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.8% | 66.7% | $280,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.8% | 40% | $70,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.8% | 100% | $295,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.8% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +3 HELOCs |
0.9% | 100% | $475,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $355,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 50% | $125,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $345,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
United Trust Bank
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VA | 1 | 0.9% | 100% | $365,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $175,000 | |
loanDepot.com LLC
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FHA | 1 | 0.9% | 50% | $425,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.9% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.9% | 100% | $425,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.9% | 33.3% | $385,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.9% | 100% | $215,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $425,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.9% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $405,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.9% | 100% | $465,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.9% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.9% | 100% | $475,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.9% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Reliance First Capital, LLC
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Conventional | 1 | 0.9% | 100% | $355,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.9% | 33.3% | $305,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.9% | 100% | $445,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.9% | 100% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Southchase Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southchase, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Southchase? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southchase in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southchase, FL
Use these to narrow the list above. Each category shows how many Southchase, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Southchase, FL
Independent mortgage companies closed 76.1 percent of home loans in Southchase, Florida in 2025, banks 16.5 percent and credit unions 7.3 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Mccoy Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Mccoy Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southchase, FL
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Southchase, Florida with 5 loans, about 4.6 percent of the market. The largest lender headquartered in Florida was Mccoy Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Southchase, Florida in 2025, led by United Wholesale Mortgage with 11. 9 lenders closed VA loans, led by Regions Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in Southchase, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southchase, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southchase, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southchase. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
