Mortgage Lenders and Brokers in Seffner, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Seffner, Florida mortgage lenders include Bank of America NABank of America NA816 Martin Luther King Blvd W, Seffner, FL 33584A+5.0 ★Texas Ratio: 4.14%, Fifth Third Bank, National AssociationFifth Third Bank, National Association11710 Martin Luther King Blvd E, Seffner, FL 33584A+5.0 ★Texas Ratio: 3.22%, Gte Federal Credit UnionGte Federal Credit Union1209 W Martin Luther King, Seffner, FL 33584A5.0 ★Texas Ratio: 7.65%, Suncoast Credit UnionSuncoast Credit Union901 W Dr Martin Luther King Jr Blvd, Seffner, FL 33584A5.0 ★Texas Ratio: 6.26%, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Valley National BankValley National Bank19495 Biscayne Blvd, Aventura, FL 33180A+5.0 ★Texas Ratio: 5.76%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Seffner, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Seffner are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Seffner, Florida
Market share is the lender's share of all home loans closed in Seffner, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Seffner 816 Martin Luther King Blvd W, Seffner, FL 33584 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $185,000 | View |
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1 office in Seffner 11710 Martin Luther King Blvd E, Seffner, FL 33584 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1209 W Martin Luther King, Seffner, FL 33584 A5.0 ★Texas Ratio: 7.65% |
Conventional | 4 | 3.1% | 80% | $172,500 | View |
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901 W Dr Martin Luther King Jr Blvd, Seffner, FL 33584 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 3 +21 HELOCs |
2.3% | 60% | $371,666 | View |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 1.5% | 100% | $120,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 1.5% | 40% | $90,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 1.5% | 33.3% | $65,000 | View |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $675,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $365,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
Tampa Bay Federal Credit Union
11210 E Martin Luther King Blvd, Seffner, FL 33584 8359 |
Conventional | 1 | 0.8% | 100% | $265,000 | |
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16032 Preserve Marketplace Blvd, Odessa, FL 33556 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 50% | $205,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
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11008 Arcade Pl, Bradenton, FL 34211 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 66.7% | $365,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.5% | 27.3% | $280,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,105,000 | View |
First Equity Mortgage Bankers Inc.
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Conventional | 1 | 0.8% | 100% | $255,000 | |
New Day Financial, LLC.
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FHA | 1 | 0.8% | 50% | $185,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
15.4% | 87% | $324,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 12.3% | 88.9% | $177,500 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 3.8% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +2 HELOCs |
3.1% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
3.1% | 100% | $357,500 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 2.3% | 85.7% | $211,666 | |
Hometown Equity Mortgage, LLC
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Conventional, FHA | 3 | 2.3% | 75% | $355,000 | |
EMM Loans LLC
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Conventional | 2 | 1.5% | 100% | $280,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 1.5% | 100% | $175,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $215,000 | |
Guild Mortgage Company
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FHA | 2 | 1.5% | 100% | $335,000 | |
VanDyk Mortgage Corporation
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Conventional, VA | 2 | 1.5% | 100% | $330,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional, FHA | 2 | 1.5% | 100% | $225,000 | |
Synovus Bank
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Conventional, FHA | 2 | 1.5% | 100% | $130,000 | |
JMAC Lending, Inc.
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Conventional | 2 | 1.5% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $435,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.8% | 100% | $645,000 | View |
Nbkc Bank
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Conventional | 1 | 0.8% | 100% | $465,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.8% | 100% | $445,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $395,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.8% | 100% | $375,000 | |
Preferred Lending Services, LLC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Standard Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Legend Lending Corporation
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Conventional | 1 | 0.8% | 100% | $315,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.8% | 100% | $405,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 50% | $205,000 | View |
First Option Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 50% | $285,000 | |
Tjc Mortgage Inc
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FHA | 1 | 0.8% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $55,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.8% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $235,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.8% | 100% | $125,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.8% | 100% | $285,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 50% | $75,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $745,000 | |
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Seffner Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Seffner, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Seffner? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Seffner in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Seffner, FL
Use these to narrow the list above. Each category shows how many Seffner, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Seffner, FL
Independent mortgage companies closed 75.4 percent of home loans in Seffner, Florida in 2025, banks 11.5 percent and credit unions 13.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Bank of America NA the largest bank and Gte Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Gte Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Seffner, FL
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Seffner, Florida with 1 loans, about 0.8 percent of the market. The largest lender headquartered in Florida was Gte Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Seffner, Florida in 2025, led by United Wholesale Mortgage with 3. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 8 credit unions closed home loans in Seffner, Florida in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Seffner, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Seffner, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Seffner. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
