Mortgage Lenders and Brokers in Rio Pinar, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rio Pinar, Florida mortgage lenders include Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Addition Financial Credit UnionAddition Financial Credit Union847 S Orange Blossom Trl, Apopka, FL 32703A5.0 ★Texas Ratio: 6.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust101 Indian Rocks Rd N, Belleair Bluffs, FL 33770A5.0 ★Texas Ratio: 7.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rio Pinar, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rio Pinar are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rio Pinar, Florida
Market share is the lender's share of all home loans closed in Rio Pinar, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
2.2% | 100% | $1,015,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
2.2% | 100% | $80,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
Conventional | 2 | 2.2% | 100% | $275,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $365,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $25,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.1% | 50% | $185,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.1% | 50% | $505,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.1% | 100% | $365,000 | View |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 1.1% | 100% | $685,000 | View |
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931 N Park Ave, Apopka, FL 32712 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 1.1% | 50% | $255,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional, Jumbo | 1 | 1.1% | 100% | $1,545,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 5.5% | 100% | $397,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 2.2% | 66.7% | $420,000 | View |
Acrisure Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $395,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
16.5% | 100% | $441,666 | |
Rocket Mortgage
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Conventional, VA | 7 | 7.7% | 87.5% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 7 | 7.7% | 87.5% | $402,142 | |
Discover Bank
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Conventional | 3 | 3.3% | 60% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 3.3% | 100% | $338,333 | |
Pennymac Loan Services LLC
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Conventional | 2 | 2.2% | 100% | $360,000 | |
AmWest Funding Corp
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Conventional | 2 | 2.2% | 100% | $435,000 | |
The Loan Store, Inc
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Conventional | 2 | 2.2% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 2.2% | 100% | $405,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 2.2% | 100% | $315,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2.2% | 100% | $330,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
1.1% | 33.3% | $65,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 1.1% | 100% | $495,000 | |
Cliffco, Inc.
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Conventional | 1 | 1.1% | 100% | $525,000 | |
Goodleap, LLC
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FHA | 1 | 1.1% | 100% | $175,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $165,000 | |
Resicentral LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
Diamond Residential Mtg Corp
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FHA | 1 | 1.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
VA | 1 | 1.1% | 100% | $415,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 1.1% | 100% | $505,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 1.1% | 100% | $275,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 1.1% | 100% | $745,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 33.3% | $335,000 | |
Saygo Home Loans, LLC
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Conventional | 1 | 1.1% | 100% | $345,000 | |
TowneBank
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FHA | 1 | 1.1% | 100% | $325,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 1.1% | 100% | $535,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
FHA | 1 | 1.1% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.1% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.1% | 100% | $425,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.1% | 100% | $495,000 | |
Synovus Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Rio Pinar Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rio Pinar, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Rio Pinar? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rio Pinar in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rio Pinar, FL
Use these to narrow the list above. Each category shows how many Rio Pinar, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Rio Pinar, FL
Independent mortgage companies closed 71.4 percent of home loans in Rio Pinar, Florida in 2025, banks 18.7 percent and credit unions 9.9 percent. Freedom Mortgage Corporation was the largest mortgage company, Truist Bank the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rio Pinar, FL
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Rio Pinar, Florida with 2 loans, about 2.2 percent of the market. The largest lender headquartered in Florida was Fairwinds Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Rio Pinar, Florida in 2025, led by CrossCountry Mortgage, LLC with 3. 7 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Rio Pinar, Florida in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rio Pinar, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rio Pinar, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rio Pinar. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
