Mortgage Lenders and Brokers in Ridge Wood Heights, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridge Wood Heights, Florida mortgage lenders include Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, and Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridge Wood Heights, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridge Wood Heights are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridge Wood Heights, Florida
Market share is the lender's share of all home loans closed in Ridge Wood Heights, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 33.3% | $365,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $185,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 33.3% | $55,000 | View |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $225,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.3% | 50% | $35,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.3% | 100% | $245,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 1.3% | 100% | $385,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 1 | 1.3% | 100% | $65,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Bancshares Mortgage, LLC
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Conventional, FHA | 2 | 2.6% | 100% | $160,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.3% | 50% | $35,000 | |
Fairway Funding Group, Inc
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Conventional | 1 | 1.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 14.3% | 70.6% | $331,363 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 5 +2 HELOCs |
6.5% | 83.3% | $561,000 | |
Rocket Mortgage
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Conventional | 3 | 3.9% | 75% | $125,000 | |
loanDepot.com LLC
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Conventional, Jumbo | 3 | 3.9% | 100% | $565,000 | |
Nfm, Inc
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Conventional, VA | 3 | 3.9% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 2.6% | 100% | $160,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 2.6% | 100% | $380,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.6% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 2.6% | 100% | $330,000 | View |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 2.6% | 100% | $260,000 | |
T2 Financial LLC
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FHA | 2 | 2.6% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 2.6% | 100% | $205,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 2.6% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.3% | 100% | $325,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 1.3% | 100% | $315,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.3% | 100% | $275,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.3% | 100% | $245,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.3% | 100% | $335,000 | |
Discover Bank
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Conventional | 1 | 1.3% | 50% | $105,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 1.3% | 100% | $265,000 | |
Illinois State Credit Union
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Conventional | 1 | 1.3% | 100% | $345,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 1.3% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 1.3% | 100% | $505,000 | View |
Provident Funding Associates
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Conventional | 1 | 1.3% | 100% | $385,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $265,000 | |
Philadelphia Federal Credit Un
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Conventional | 1 | 1.3% | 100% | $45,000 | |
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A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 1.3% | 100% | $155,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 1.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 1.3% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 100% | $75,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 1.3% | 100% | $435,000 | |
Vanderbilt Mortgage and Finance, Inc
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FHA | 1 | 1.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 1.3% | 50% | $205,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.3% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bank Ozk
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridge Wood Heights Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridge Wood Heights, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Ridge Wood Heights? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridge Wood Heights in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridge Wood Heights, FL
Use these to narrow the list above. Each category shows how many Ridge Wood Heights, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Ridge Wood Heights, FL
Independent mortgage companies closed 74 percent of home loans in Ridge Wood Heights, Florida in 2025, banks 16.9 percent and credit unions 9.1 percent. American Bancshares Mortgage, LLC was the largest mortgage company, Third Federal Savings and Loan the largest bank and Achieva Credit Union the largest credit union. Among lenders headquartered in Florida, Achieva Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridge Wood Heights, FL
By home loans closed in 2025, Achieva Credit Union was the largest mortgage lender in Ridge Wood Heights, Florida with 1 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Ridge Wood Heights, Florida in 2025, led by United Wholesale Mortgage with 2. 3 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Ridge Wood Heights, Florida in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridge Wood Heights, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridge Wood Heights, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridge Wood Heights. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
