Mortgage Lenders and Brokers in Ridge Manor, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ridge Manor, Florida mortgage lenders include Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, San Antonio Citizens Federal Credit UnionSan Antonio Citizens Federal Credit Union38149 Sprocket Way, Dade City, FL 33525A+5.0 ★Texas Ratio: 1.09%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, and First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ridge Manor, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ridge Manor are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ridge Manor, Florida
Market share is the lender's share of all home loans closed in Ridge Manor, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 6 +19 HELOCs |
1.7% | 75% | $246,666 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 3 +1 HELOCs |
0.9% | 30% | $185,000 | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 3 | 0.9% | 100% | $281,666 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $125,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $240,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $30,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 66.7% | $365,000 | View |
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38149 Sprocket Way, Dade City, FL 33525 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 2 | 0.6% | 100% | $125,000 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 0.6% | 100% | $480,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 50% | $275,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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959 E Brandon Blvd, Brandon, FL 33511 A+5.0 ★Texas Ratio: 0.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 50% | $175,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 40% | $275,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $235,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.3% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA, VA, USDA, HELOC | 70 +1 HELOCs |
20.3% | 58.8% | $281,142 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 45 | 13% | 86.5% | $278,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 29 | 8.4% | 65.9% | $286,379 | |
Rocket Mortgage
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Conventional, FHA, VA | 24 | 7% | 80.6% | $192,916 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 13 | 3.8% | 83.3% | $275,000 | |
Mortgage Research Center
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VA | 10 | 2.9% | 83.3% | $305,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 9 | 2.6% | 100% | $311,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 8 | 2.3% | 100% | $240,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 6 | 1.7% | 66.7% | $171,666 | View |
Everett Financial, Inc.
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Conventional, FHA | 5 | 1.4% | 100% | $277,000 | |
21St Mortgage
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Conventional | 5 | 1.4% | 45.5% | $129,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 4 | 1.2% | 100% | $130,000 | View |
VanDyk Mortgage Corporation
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Conventional | 4 | 1.2% | 100% | $212,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.2% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.2% | 100% | $345,000 | |
Kind Lending, LLC
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FHA, VA | 3 | 0.9% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.9% | 60% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 0.9% | 100% | $205,000 | |
New American Funding, LLC.
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FHA | 3 | 0.9% | 100% | $361,666 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $250,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.6% | 100% | $250,000 | |
American Financial Network, Inc.
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FHA, VA | 2 | 0.6% | 100% | $260,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 2 | 0.6% | 100% | $335,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 100% | $345,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $265,000 | |
Zillow Home Loans, LLC
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FHA | 2 | 0.6% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 50% | $230,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.6% | 75% | $215,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $100,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.3% | 100% | $245,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
Resicentral LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 20% | $65,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
American Financing Corporation
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FHA | 1 | 0.3% | 50% | $305,000 | |
Point Mortgage Corp
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Gardner Financial Services
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Conventional | 1 | 0.3% | 100% | $155,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Milend, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
DFCU Financial
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,025,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $275,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.3% | 100% | $275,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Veritas Funding, LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
The Loan Store, Inc
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FHA | 1 | 0.3% | 100% | $375,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.3% | 100% | $295,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.3% | 100% | $135,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ridge Manor Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ridge Manor, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Ridge Manor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ridge Manor in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ridge Manor, FL
Use these to narrow the list above. Each category shows how many Ridge Manor, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Ridge Manor, FL
Independent mortgage companies closed 88.1 percent of home loans in Ridge Manor, Florida in 2025, banks 7 percent and credit unions 4.9 percent. A&D Mortgage LLC was the largest mortgage company, Brannen Bank the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Suncoast Credit Union led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ridge Manor, FL
By home loans closed in 2025, Suncoast Credit Union was the largest mortgage lender in Ridge Manor, Florida with 6 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ridge Manor, Florida, loanDepot.com LLC approved the highest share of completed applications in 2025 at 58.8 percent, against a 74.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
37 lenders closed FHA loans in Ridge Manor, Florida in 2025, led by loanDepot.com LLC with 43. 21 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 11 credit unions closed home loans in Ridge Manor, Florida in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ridge Manor, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ridge Manor, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ridge Manor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
