Mortgage Lenders and Brokers in Pine Castle, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pine Castle, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Partners Federal Credit UnionPartners Federal Credit Union5555 N Center Drive, Lake Buena Vista, FL 32830A+5.0 ★Texas Ratio: 4.65%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Flagstar Bank NAFlagstar Bank NA20423 State Road 7, Boca Raton, FL 33498D3.3 ★Texas Ratio: 35.11%, and FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pine Castle, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pine Castle are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pine Castle, Florida
Market share is the lender's share of all home loans closed in Pine Castle, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 3 | 2.3% | 100% | $95,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.6% | 66.7% | $810,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.6% | 66.7% | $540,000 | View |
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5555 N Center Drive, Lake Buena Vista, FL 32830 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 2 | 1.6% | 100% | $155,000 | View |
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★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.6% | 66.7% | $320,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
FHA | 2 | 1.6% | 66.7% | $150,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $125,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 25% | $225,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.8% | 100% | $445,000 | View |
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847 S Orange Blossom Trl, Apopka, FL 32703 A5.0 ★Texas Ratio: 6.85% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +4 HELOCs |
0% | 33.3% | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $475,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $155,000 | |
The Mortgage Firm
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FHA | 1 | 0.8% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
18% | 88.5% | $316,304 | |
Rocket Mortgage
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Conventional, FHA | 21 | 16.4% | 87.5% | $208,333 | |
Toll Brothers Mortgage Company
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Conventional, FHA, VA, Jumbo | 13 | 10.2% | 100% | $631,923 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 3.1% | 100% | $650,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $75,000 | |
Everett Financial, Inc.
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FHA, VA | 2 | 1.6% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 2 | 1.6% | 50% | $235,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.6% | 50% | $160,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $280,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 1.6% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.6% | 100% | $200,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $325,000 | |
Cadence Bank
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Conventional | 1 | 0.8% | 100% | $615,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $305,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 50% | $555,000 | |
Goodleap, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.8% | 100% | $405,000 | |
Resicentral LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 33.3% | $465,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.8% | 100% | $645,000 | View |
Absolute Home Mortgage
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FHA | 1 | 0.8% | 100% | $255,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,535,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $665,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.8% | 100% | $485,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.8% | 100% | $615,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $205,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.8% | 100% | $695,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional | 1 | 0.8% | 100% | $655,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.8% | 100% | $325,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.8% | 50% | $55,000 | View |
Top Flite Financial, Inc.
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $505,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.8% | 100% | $335,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pine Castle Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pine Castle, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Pine Castle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pine Castle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pine Castle, FL
Use these to narrow the list above. Each category shows how many Pine Castle, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Pine Castle, FL
Independent mortgage companies closed 81.2 percent of home loans in Pine Castle, Florida in 2025, banks 11.7 percent and credit unions 7 percent. Freedom Mortgage Corporation was the largest mortgage company, Bank of America NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pine Castle, FL
By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in Pine Castle, Florida with 3 loans, about 2.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Pine Castle, Florida in 2025, led by United Wholesale Mortgage with 4. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Pine Castle, Florida in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pine Castle, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pine Castle, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pine Castle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
