Mortgage Lenders and Brokers in Pensacola Station, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pensacola Station, Florida mortgage lenders include Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Renasant BankRenasant Bank16404 Nw 17th Drive, Alachua, FL 32615A+5.0 ★Texas Ratio: 4.72%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, PenAir Credit UnionPenAir Credit Union1345 Industrial Dr, Crestview, FL 32539 8984A+5.0 ★Texas Ratio: 2.97%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank850 Park Shore Drive, Naples, FL 34103A+5.0 ★Texas Ratio: 4.11%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Trustmark BankTrustmark Bank993 Us Highway 31 South, Defuniak Springs, FL 32435A+5.0 ★Texas Ratio: 2.40%, and Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pensacola Station, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pensacola Station are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pensacola Station, Florida
Market share is the lender's share of all home loans closed in Pensacola Station, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 5 | 2.6% | 83.3% | $375,000 | View |
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16404 Nw 17th Drive, Alachua, FL 32615 A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.5% | 100% | $688,333 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 100% | $335,000 | View |
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1345 Industrial Dr, Crestview, FL 32539 8984 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $85,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
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850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.5% | 100% | $225,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 100% | $325,000 | View |
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993 Us Highway 31 South, Defuniak Springs, FL 32435 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,335,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
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16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 100% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lennar Mortgage, LLC
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FHA, VA | 3 | 1.5% | 100% | $321,666 | |
The Mortgage Firm
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Conventional, VA | 3 | 1.5% | 100% | $328,333 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 1% | 60% | $190,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.5% | 50% | $165,000 | |
Acrisure Mortgage, LLC
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VA | 1 | 0.5% | 100% | $255,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.5% | 100% | $335,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $465,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 22 +1 HELOCs |
11.3% | 84.6% | $448,636 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 10.8% | 82.8% | $187,380 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +9 HELOCs |
8.7% | 89.5% | $314,411 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 4.6% | 100% | $241,666 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 7 | 3.6% | 80% | $262,142 | View |
Guild Mortgage Company
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Conventional, VA | 7 | 3.6% | 100% | $375,000 | |
Mortgage Research Center
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VA | 7 | 3.6% | 77.8% | $369,285 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
3.1% | 100% | $370,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 4 | 2.1% | 80% | $377,500 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 2.1% | 100% | $280,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 75% | $241,666 | |
American Financial Resources LLC
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FHA, VA | 3 | 1.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 3 | 1.5% | 100% | $331,666 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 1.5% | 100% | $388,333 | View |
Towne Mortgage Company
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Conventional, VA | 3 | 1.5% | 100% | $288,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.5% | 100% | $355,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 1% | 100% | $185,000 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 1% | 100% | $195,000 | |
Nationstar Mortgage
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Conventional, VA | 2 | 1% | 100% | $160,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1% | 66.7% | $540,000 | |
21St Mortgage
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Conventional | 2 | 1% | 66.7% | $175,000 | |
Synovus Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $605,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.5% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.5% | 100% | $315,000 | |
1St Priority Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Primary Residential Mortgage, INC.
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VA | 1 | 0.5% | 100% | $335,000 | |
Gold Star Mortgage Financial Group, Corporation
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VA | 1 | 0.5% | 100% | $485,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $315,000 | |
MortgageOne, Inc
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FHA | 1 | 0.5% | 100% | $405,000 | |
Avadian Credit Union
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 50% | $215,000 | |
Princeton Mortgage Corporation
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VA | 1 | 0.5% | 100% | $395,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $885,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.5% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Southeast Mortgage of Georgia, Inc.
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VA | 1 | 0.5% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $395,000 | View |
Gardner Financial Services
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VA | 1 | 0.5% | 100% | $325,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.5% | 100% | $285,000 | |
Ardri LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $485,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.5% | 100% | $475,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 80% | $265,000 | |
AmWest Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pensacola Station Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pensacola Station, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Pensacola Station? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pensacola Station in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pensacola Station, FL
Use these to narrow the list above. Each category shows how many Pensacola Station, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Pensacola Station, FL
Independent mortgage companies closed 74.9 percent of home loans in Pensacola Station, Florida in 2025, banks 11.8 percent and credit unions 13.3 percent. Lennar Mortgage, LLC was the largest mortgage company, Renasant Bank the largest bank and Gulf Winds Credit Union the largest credit union. Among lenders headquartered in Florida, Gulf Winds Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pensacola Station, FL
By home loans closed in 2025, Gulf Winds Credit Union was the largest mortgage lender in Pensacola Station, Florida with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Pensacola Station, Florida in 2025, led by United Wholesale Mortgage with 2. 38 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 7 credit unions closed home loans in Pensacola Station, Florida in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pensacola Station, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pensacola Station, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pensacola Station. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
