Mortgage Lenders and Brokers in Palmetto, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palmetto, Florida mortgage lenders include Southstate Bank, National AssociationSouthstate Bank, National Association410 8th Ave W, Palmetto, FL 34221A+5.0 ★Texas Ratio: 2.27%, Bank of America NABank of America NA700 8th Ave W, Palmetto, FL 34221A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA510 7th St W, Palmetto, FL 34221A+5.0 ★Texas Ratio: 5.36%, Fifth Third Bank, National AssociationFifth Third Bank, National Association602 10th St E, Palmetto, FL 34221A+5.0 ★Texas Ratio: 3.22%, BMO Harris Bank NABMO Harris Bank NA1301 8th Ave W, Palmetto, FL 34221A+5.0 ★Texas Ratio: 3.54%, Ameris BankAmeris Bank995 Haben Blvd, Palmetto, FL 34221A+5.0 ★Texas Ratio: 1.82%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Gte Federal Credit UnionGte Federal Credit Union7375 University Pkwy, Bradenton, FL 34202 2300A5.0 ★Texas Ratio: 7.65%, and Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palmetto, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palmetto are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palmetto, Florida
Market share is the lender's share of all home loans closed in Palmetto, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Palmetto 410 8th Ave W, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
1.4% | 100% | $485,000 | View |
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1 office in Palmetto 700 8th Ave W, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.4% | 66.7% | $1,335,000 | View |
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1 office in Palmetto 510 7th St W, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.4% | 100% | $245,000 | View |
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1 office in Palmetto 602 10th St E, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $775,000 | View |
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1 office in Palmetto 1301 8th Ave W, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 4 stars, 1 review 1 office in Palmetto 995 Haben Blvd, Palmetto, FL 34221 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
2.8% | 80% | $530,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.4% | 66.7% | $370,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional, Jumbo | 2 | 1.4% | 100% | $575,000 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 50% | $85,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $145,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.7% | 100% | $15,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.7% | 50% | $665,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Funding Group, Inc
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Conventional, FHA | 3 | 2.1% | 100% | $361,666 | |
Freedom Mortgage Corporation
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VA | 2 | 1.4% | 66.7% | $300,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 100% | $705,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $475,000 | |
The Mortgage Firm
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FHA | 1 | 0.7% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 12.7% | 78.3% | $357,222 | |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 5.6% | 66.7% | $257,500 | |
Rocket Mortgage
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Conventional, FHA | 6 | 4.2% | 54.5% | $253,333 | |
Mortgage Research Center
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VA | 6 | 4.2% | 66.7% | $341,666 | |
Panorama Mortgage Group, LLC
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Conventional, FHA | 4 | 2.8% | 100% | $247,500 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 2.8% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 2.1% | 50% | $321,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.1% | 75% | $158,333 | |
Nationstar Mortgage
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Conventional | 3 | 2.1% | 60% | $91,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $300,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.4% | 100% | $350,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $290,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 2 | 1.4% | 100% | $300,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA | 2 | 1.4% | 100% | $240,000 | View |
Credit Human Federal Credit Un
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Conventional | 2 | 1.4% | 100% | $150,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.4% | 100% | $140,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.4% | 100% | $470,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.4% | 100% | $360,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.4% | 50% | $260,000 | |
21St Mortgage
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Conventional | 2 | 1.4% | 66.7% | $95,000 | |
Village Capital & Investment
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FHA | 2 | 1.4% | 80% | $340,000 | |
JMAC Lending, Inc.
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FHA, VA | 2 | 1.4% | 100% | $295,000 | |
Bank Ozk
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Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $155,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.7% | 50% | $185,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.7% | 50% | $225,000 | View |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Kind Lending, LLC
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FHA | 1 | 0.7% | 100% | $345,000 | |
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F1.0 ★Texas Ratio: 85.21% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
AdvantageFirst Lending Inc
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FHA | 1 | 0.7% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $95,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 50% | $125,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $355,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Waterstone Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $355,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.7% | 50% | $265,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.7% | 100% | $245,000 | |
Synovus Bank
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FHA | 1 | 0.7% | 100% | $305,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.7% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.7% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.7% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.7% | 100% | $765,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.7% | 100% | $335,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.7% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $25,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Webster Bank, N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palmetto Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palmetto, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palmetto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palmetto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palmetto, FL
Use these to narrow the list above. Each category shows how many Palmetto, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palmetto, FL
Independent mortgage companies closed 71.8 percent of home loans in Palmetto, Florida in 2025, banks 17.6 percent and credit unions 10.6 percent. Fairway Funding Group, Inc was the largest mortgage company, Southstate Bank, National Association the largest bank and Suncoast Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palmetto, FL
By home loans closed in 2025, Southstate Bank, National Association was the largest mortgage lender in Palmetto, Florida with 2 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Palmetto, Florida in 2025, led by United Wholesale Mortgage with 6. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 9 credit unions closed home loans in Palmetto, Florida in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palmetto, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palmetto, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palmetto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
