Mortgage Lenders and Brokers in Palm Springs, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Palm Springs, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1662 S Congress Ave, Palm Springs, FL 33461A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank514 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank2764 S Congress Ave, Palm Springs, FL 33461A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA1758 S Congress Ave, Palm Springs, FL 33461A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.3320 S Congress Ave, Palm Springs, FL 33461A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Gold Coast Federal Credit UnionGold Coast Federal Credit Union2226 S Congress Ave, Palm Springs, FL 33406 7606A+5.0 ★Texas Ratio: 1.70%, and CIBC Bank USACIBC Bank USA340 Royal Palm Way, Palm Beach, FL 33480A+5.0 ★Texas Ratio: 5.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Palm Springs, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Palm Springs are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Palm Springs, Florida
Market share is the lender's share of all home loans closed in Palm Springs, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Palm Springs 1662 S Congress Ave, Palm Springs, FL 33461 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 1.1% | 22.2% | $107,500 | View |
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1 office in Palm Springs 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 20% | $455,000 | View |
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★ 1 stars, 1 review 1 office in Palm Springs 2764 S Congress Ave, Palm Springs, FL 33461 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $245,000 | View |
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1 office in Palm Springs 1758 S Congress Ave, Palm Springs, FL 33461 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Palm Springs 3320 S Congress Ave, Palm Springs, FL 33461 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +12 HELOCs |
0% | 0% | View | |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
1.9% | 77.8% | $236,428 | View |
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2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12% |
Conventional | 3 | 0.8% | 100% | $148,333 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 66.7% | $220,000 | View |
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2226 S Congress Ave, Palm Springs, FL 33406 7606 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 2 | 0.6% | 66.7% | $265,000 | View |
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340 Royal Palm Way, Palm Beach, FL 33480 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $165,000 | View |
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20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 50% | $245,000 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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14759 NW 157th Ln, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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3001 Aventura Blvd, Aventura, FL 33180 B+4.7 ★Texas Ratio: 18.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 8 | 2.2% | 88.9% | $278,750 | View |
The Mortgage Firm
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Conventional, FHA | 4 | 1.1% | 100% | $250,000 | |
Freedom Mortgage Corporation
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FHA | 3 | 0.8% | 41.7% | $478,333 | |
Builders Choice Mortgage LLC
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Conventional | 3 | 0.8% | 100% | $218,333 | |
Nqm Funding, LLC
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Conventional | 2 | 0.6% | 66.7% | $260,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 33.3% | $265,000 | |
Obsidian Financial Services
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FHA | 1 | 0.3% | 100% | $485,000 | |
DG Pinnacle Funding, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.3% | 100% | $105,000 | |
FineMark National Bank & Trust
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Conventional | 1 | 0.3% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 88 +3 HELOCs |
24.4% | 82.2% | $344,659 | |
Rocket Mortgage
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Conventional, FHA | 33 | 9.2% | 63.6% | $252,272 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 17 | 4.7% | 94.4% | $314,411 | |
Absolute Home Mortgage
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Conventional, FHA | 12 | 3.3% | 92.3% | $384,166 | |
Paramount Residential Mortgage
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Conventional, FHA | 11 | 3.1% | 91.7% | $335,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.8% | 100% | $132,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 10 | 2.8% | 71.4% | $305,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 10 | 2.8% | 100% | $410,000 | |
Click n' Close, Inc.
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Conventional, FHA | 8 | 2.2% | 100% | $288,750 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA | 7 | 1.9% | 87.5% | $213,571 | View |
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A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA | 6 | 1.7% | 31.6% | $335,000 | View |
The Loan Store, Inc
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Conventional, FHA, HELOC | 5 +2 HELOCs |
1.4% | 77.8% | $409,000 | |
Movement Mortgage, LLC
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Conventional | 4 | 1.1% | 80% | $187,500 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.1% | 66.7% | $257,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.8% | 100% | $291,666 | |
Primary Residential Mortgage, INC.
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FHA | 3 | 0.8% | 100% | $378,333 | |
Kind Lending, LLC
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FHA | 3 | 0.8% | 75% | $288,333 | |
Resicentral LLC
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Conventional | 3 | 0.8% | 100% | $408,333 | |
Point Mortgage Corp
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Conventional, FHA | 3 | 0.8% | 60% | $335,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $401,666 | |
Mortgage Research Center
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VA | 3 | 0.8% | 100% | $415,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.8% | 100% | $401,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.6% | 28.6% | $55,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $180,000 | |
Oaktree Funding Corp
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Conventional | 2 | 0.6% | 100% | $250,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.6% | 80% | $205,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.6% | 50% | $420,000 | |
Capital Partners Mortgage Services, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $200,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.6% | 66.7% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $160,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $425,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 2 | 0.6% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 0.6% | 37.5% | $140,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.6% | 33.3% | $325,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $315,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $95,000 | View |
Cazle Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $255,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 50% | $205,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Fundloans Capital
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Conventional | 1 | 0.3% | 100% | $335,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 12.5% | $65,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 50% | $395,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.3% | 100% | $535,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 14.3% | $85,000 | |
Hightechlending, Inc
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FHA | 1 | 0.3% | 100% | $415,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $325,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Total Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $545,000 | |
American Finance House Lariba
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Stg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Nations Lending Corporation
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FHA | 1 | 0.3% | 100% | $385,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $305,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 50% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $265,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $495,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Village Capital & Investment
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FHA | 1 | 0.3% | 66.7% | $215,000 | |
Coastal Community Bank
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Palm Springs Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Palm Springs, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Palm Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Palm Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Palm Springs, FL
Use these to narrow the list above. Each category shows how many Palm Springs, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Palm Springs, FL
Independent mortgage companies closed 90.6 percent of home loans in Palm Springs, Florida in 2025, banks 8.3 percent and credit unions 1.1 percent. A&D Mortgage LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Gold Coast Federal Credit Union the largest credit union. Among lenders headquartered in Florida, City National Bank of Florida led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Palm Springs, FL
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Palm Springs, Florida with 4 loans, about 1.1 percent of the market. The largest lender headquartered in Florida was City National Bank of Florida with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Palm Springs, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 82.2 percent, against a 71.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Palm Springs, Florida in 2025, led by United Wholesale Mortgage with 44. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Palm Springs, Florida in 2025, alongside 78 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Palm Springs, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Palm Springs, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Palm Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
