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Mortgage Lenders and Brokers in Pace, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pace, Florida mortgage lenders include Regions BankRegions Bank4725 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 4.37%, Santa Rosa County Federal Credit UnionSanta Rosa County Federal Credit Union3772 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 3.29%, Renasant BankRenasant Bank4911 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 4.72%, Hancock Whitney BankHancock Whitney Bank4612 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 3.41%, Gulf Winds Credit UnionGulf Winds Credit Union11 Preston Cir, Crawfordville, FL 32327A+5.0 ★Texas Ratio: 2.87%, Members First Credit Union of FloridaMembers First Credit Union of Florida5005 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 1.18%, Eglin Federal Credit UnionEglin Federal Credit Union4413 US 90, Pace, FL 32571A+5.0 ★Texas Ratio: 0.79%, Wells Fargo Bank NAWells Fargo Bank NA1030 Montgomery Rd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, and PenAir Credit UnionPenAir Credit Union4586 Highway 90, Pace, FL 32571A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pace, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pace are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pace, Florida

Market share is the lender's share of all home loans closed in Pace, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Pace 4725 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	8 +15 HELOCs	1%	61.5%	$177,500	View
Santa Rosa County Federal Credit Union 3772 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 3.29%	Conventional	3	0.4%	100%	$61,666	View
Renasant Bank 1 office in Pace 4911 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 4.72%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$180,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Pace 4612 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	0%		View
Gulf Winds Credit Union 11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	8 +4 HELOCs	1%	72.7%	$163,750	View
Members First Credit Union of Florida 5005 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 1.18%	Conventional	4	0.5%	83.3%	$127,500
Eglin Federal Credit Union 4413 US 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 0.79%	Conventional	4	0.5%	100%	$235,000
Wells Fargo Bank NA 1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.5%	100%	$245,000	View
Ameris Bank ★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82%	FHA	4	0.5%	80%	$325,000	View
PenAir Credit Union 4586 Highway 90, Pace, FL 32571 A+5.0 ★Texas Ratio: 2.97%	Conventional, Jumbo, HELOC	3 +12 HELOCs	0.4%	20%	$495,000	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional, FHA	3	0.4%	100%	$245,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	2 +3 HELOCs	0.2%	100%	$275,000	View
M&T Bank 850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0.2%	100%	$200,000	View
First Federal Bank 300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.2%	100%	$475,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	FHA, HELOC	1 +2 HELOCs	0.1%	100%	$525,000	View
Truist Bank ★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87%	VA, HELOC	1 +2 HELOCs	0.1%	100%	$245,000	View
US Bank, N.A. 9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$315,000	View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000	View
Crews Bank & Trust 400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31%	Conventional	1	0.1%	100%	$355,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	USDA	1	0.1%	100%	$265,000	View
Tyndall Federal Credit Union 1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96%	FHA	1	0.1%	100%	$215,000	View
Harvesters Federal Credit Union 4487 Highway 90, Pace, FL 32571 A5.0 ★Texas Ratio: 6.36%	Conventional	1	0.1%	100%	$155,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional	1	0.1%	50%	$115,000	View
Centennial Bank 22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14%	VA	1	0.1%	50%	$175,000	View
Midflorida Credit Union ★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18%	Conventional	1	0.1%	50%	$55,000	View
TD Bank 514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo	1	0.1%	100%	$865,000	View
Bank of America NA 460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	0%		View
Servisfirst Bank 316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	90	11.1%	90.9%	$295,444
The Mortgage Firm	Conventional, FHA, VA, USDA	20	2.5%	100%	$291,500
Freedom Mortgage Corporation	FHA, VA	17	2.1%	83.3%	$287,941
Coastal Loans, LLC	Conventional, FHA, VA	10	1.2%	100%	$309,000
Lakeview Loan Servicing, LLC	Conventional, VA	5	0.6%	46.7%	$191,000
New Day Financial, LLC.	VA	4	0.5%	80%	$272,500
PHH Mortgage Corporation	FHA	1	0.1%	100%	$175,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA	114	14%	82%	$329,298
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	78 +24 HELOCs	9.6%	77.2%	$215,512
Rocket Mortgage	Conventional, FHA, VA	50	6.2%	68%	$217,800
United Wholesale Mortgage	Conventional, FHA, VA	40	4.9%	86.3%	$318,250
DSLD Mortgage LLC	Conventional, FHA, VA	33	4.1%	91.7%	$333,787
Mortgage Research Center	Conventional, VA	23	2.8%	62.2%	$321,521
Pennymac Loan Services LLC	Conventional, FHA, VA	18	2.2%	78.3%	$148,333
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA	15	1.8%	93.8%	$339,666	View
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	11 +1 HELOCs	1.4%	100%	$334,090
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, HELOC	11 +1 HELOCs	1.4%	100%	$321,363	View
Movement Mortgage, LLC	Conventional, FHA, VA	11	1.4%	92.3%	$189,545
Fairway Independent Mort Corp	Conventional, FHA, VA	11	1.4%	84.6%	$175,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	9	1.1%	100%	$258,333
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	8	1%	88.9%	$305,000
Synovus Bank	Conventional, FHA, VA, HELOC	7 +3 HELOCs	0.9%	100%	$190,714
Guild Mortgage Company	Conventional, FHA, VA	7	0.9%	87.5%	$217,857
Nationstar Mortgage	Conventional, VA	7	0.9%	88.9%	$196,428
Zillow Home Loans, LLC	Conventional, FHA	6	0.7%	100%	$295,000
Guaranteed Rate Affinity, LLC	FHA, VA	5	0.6%	100%	$335,000
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, VA	5	0.6%	83.3%	$327,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	5	0.6%	35.7%	$107,000
Equity Prime Mortgage LLC	FHA, VA, Jumbo	4	0.5%	100%	$397,500
loanDepot.com LLC	FHA, VA	4	0.5%	66.7%	$242,500
First Colony Mortgage Corporat	Conventional, FHA, VA	4	0.5%	100%	$245,000
Southeast Mortgage of Georgia, Inc.	Conventional, FHA, VA	4	0.5%	100%	$247,500
Gardner Financial Services	Conventional, FHA	4	0.5%	100%	$280,000
Mutual of Omaha Mortgage	FHA, VA	4	0.5%	100%	$320,000
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional	4	0.5%	40%	$47,500	View
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.4%	27.3%	$88,333
American Financial Resources LLC	Conventional, FHA, VA	3	0.4%	100%	$275,000
Primelending	Conventional, VA	3	0.4%	60%	$331,666
Nbkc Bank	Conventional, VA	3	0.4%	100%	$318,333
Kind Lending, LLC	Conventional, FHA, VA	3	0.4%	100%	$225,000
Union Home Mortgage Corp.	Conventional, VA	3	0.4%	100%	$221,666
Waterstone Mortgage Corporation	Conventional, FHA	3	0.4%	100%	$145,000
Towne Mortgage Company	FHA, VA	3	0.4%	100%	$291,666
Summit Funding.Inc	Conventional, FHA	3	0.4%	75%	$365,000
21St Mortgage	Conventional	3	0.4%	75%	$135,000
Paramount Residential Mortgage	Conventional, VA	3	0.4%	100%	$331,666
Village Capital & Investment	FHA, VA	3	0.4%	75%	$235,000
New American Funding, LLC.	FHA, VA, HELOC	2 +2 HELOCs	0.2%	66.7%	$200,000
Arc Home LLC	Conventional	2	0.2%	100%	$240,000
Guaranteed Rate, Inc.	FHA, VA	2	0.2%	100%	$290,000
Everett Financial, Inc.	Conventional, FHA	2	0.2%	100%	$140,000
Synergy One Lending, Inc.	Conventional, FHA	2	0.2%	100%	$300,000
Das Acquisition Company, LLC	Conventional	2	0.2%	100%	$275,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	66.7%	$305,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.2%	100%	$295,000	View
Mortgage Solutions of Colorado	Conventional, VA	2	0.2%	100%	$405,000
Right Start Mortgage, Inc	Conventional, FHA	2	0.2%	100%	$160,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	66.7%	$90,000	View
Pentagon Federal Credit Union	VA, HELOC	1 +3 HELOCs	0.1%	50%	$265,000
Cadence Bank	Conventional	1	0.1%	100%	$315,000
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	VA	1	0.1%	100%	$235,000	View
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$315,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$215,000
Msa Mortgage, LLC	FHA	1	0.1%	100%	$295,000
SWBC Mortgage Corporation	VA	1	0.1%	100%	$285,000
Canopy Mortgage, LLC	VA	1	0.1%	100%	$415,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$375,000
United Trust Bank	VA	1	0.1%	100%	$125,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	VA	1	0.1%	100%	$405,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$295,000
Resicentral LLC	VA	1	0.1%	100%	$335,000
Amerisave Mortgage Company	Conventional	1	0.1%	20%	$35,000
Princeton Mortgage Corporation	VA	1	0.1%	100%	$295,000
AdvantageFirst Lending Inc	Conventional	1	0.1%	100%	$265,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$165,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$325,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	VA	1	0.1%	100%	$425,000	View
Valon Mortgage	Conventional	1	0.1%	50%	$195,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$245,000
Holcomb Bank A+5.0 ★Texas Ratio: 0.32%	Conventional	1	0.1%	100%	$75,000	View
Premium Mortgage Corporation	VA	1	0.1%	100%	$335,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$255,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$265,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$315,000
Embrace Home Loans, Inc.	FHA	1	0.1%	100%	$335,000
BoxCar Mortgage, LLC	Conventional	1	0.1%	100%	$135,000
American Pacific Mortgage Corporation	VA	1	0.1%	100%	$355,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$315,000	View
Megastar Finanacial Corp	VA	1	0.1%	100%	$275,000
United Bank A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	50%	$195,000	View
Better Mortgage Corporation	FHA	1	0.1%	50%	$245,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	1	0.1%	100%	$255,000	View
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	FHA	1	0.1%	100%	$365,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$375,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$445,000	View
Gmfs, LLC	FHA	1	0.1%	100%	$335,000
Texana Bank	Conventional	1	0.1%	100%	$325,000
Mason-McDuffie Mortgage Corporation	VA	1	0.1%	100%	$305,000
Plaza Home Mortgage, Inc	VA	1	0.1%	33.3%	$685,000
Vista Point Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
The Mortgage Link, Inc.	VA	1	0.1%	100%	$345,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$575,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$375,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
All In Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	n/a
The Loan Store, Inc	HELOC	0 +1 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pace Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pace, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Pace? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pace in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pace, FL

Use these to narrow the list above. Each category shows how many Pace, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 87 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 40 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 11 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 54 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 65 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in FL 20 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Pace, FL

Independent mortgage companies closed 76.9 percent of home loans in Pace, Florida in 2025, banks 10.3 percent and credit unions 12.8 percent. Lennar Mortgage, LLC was the largest mortgage company, Regions Bank the largest bank and Santa Rosa County Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Santa Rosa County Federal Credit Union led with 3 loans.

76.9%

Mortgage companies

10.3%

Banks

12.8%

Credit unions

21%

FHA loans

36%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Pace, FL

Who is the largest mortgage lender in Pace, FL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Pace, Florida with 8 loans, about 1 percent of the market. The largest lender headquartered in Florida was Santa Rosa County Federal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pace, FL have the highest approval rates?

Among lenders with meaningful volume in Pace, Florida, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 90.9 percent, against a 80.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pace, FL mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Pace, Florida in 2025, led by DHI Mortgage Company, LTD. with 31. 65 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pace, FL lender list?

Yes. 40 banks and 11 credit unions closed home loans in Pace, Florida in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pace, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pace, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pace, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pace. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.