Mortgage Lenders and Brokers in Orange Park, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orange Park, Florida mortgage lenders include Ameris BankAmeris Bank485 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 1.82%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2293 Kingsley Ave, Orange Park, FL 32073A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA29 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA400 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 5.36%, Southstate Bank, National AssociationSouthstate Bank, National Association1440 Kingsley Ave, Orange Park, FL 32073A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank570 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.536 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 4.24%, VyStar Credit UnionVyStar Credit Union1755 Eagle Harbor Pkwy, Orange Park, FL 32003A5.0 ★Texas Ratio: 9.56%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orange Park, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange Park are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orange Park, Florida
Market share is the lender's share of all home loans closed in Orange Park, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 2 offices in Orange Park 485 Blanding Blvd, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 1.8% | 100% | $90,000 | View |
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1 office in Orange Park 2293 Kingsley Ave, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $145,000 | View |
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2 offices in Orange Park 29 Blanding Blvd, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.9% | 50% | $985,000 | View |
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2 offices in Orange Park 400 Blanding Blvd, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
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★ 5 stars, 1 review 1 office in Orange Park 1440 Kingsley Ave, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.9% | 100% | $345,000 | View |
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1 office in Orange Park 570 Blanding Blvd, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1 office in Orange Park 536 Blanding Blvd, Orange Park, FL 32073 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1755 Eagle Harbor Pkwy, Orange Park, FL 32003 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
5.5% | 70% | $281,666 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 0.9% | 50% | $425,000 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.9% | 100% | $215,000 | View |
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10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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VA | 5 | 4.5% | 100% | $367,000 | |
Coastline Home Mortgage
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Conventional | 1 | 0.9% | 100% | $55,000 | |
Jet HomeLoans, LP
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FHA | 1 | 0.9% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 12.7% | 82.4% | $321,428 | |
Rocket Mortgage
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Conventional, VA | 7 | 6.4% | 70% | $176,428 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
5.5% | 66.7% | $153,333 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 3.6% | 100% | $227,500 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 4 | 3.6% | 100% | $417,500 | |
loanDepot.com LLC
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Conventional | 3 | 2.7% | 75% | $78,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 2.7% | 100% | $265,000 | |
Guild Mortgage Company
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Conventional | 3 | 2.7% | 75% | $161,666 | |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
1.8% | 100% | $240,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 1.8% | 100% | $260,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.8% | 100% | $135,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 1.8% | 100% | $330,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.8% | 50% | $130,000 | |
American Financial Network, Inc.
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FHA | 2 | 1.8% | 100% | $390,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1.8% | 100% | $530,000 | View |
Loanpeople, LLC
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Conventional, FHA | 2 | 1.8% | 100% | $135,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $335,000 | |
American Financial Resources LLC
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FHA | 1 | 0.9% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.10% |
FHA | 1 | 0.9% | 100% | $415,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $235,000 | |
United Trust Bank
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VA | 1 | 0.9% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
FHA | 1 | 0.9% | 100% | $415,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.9% | 100% | $355,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.9% | 100% | $275,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.9% | 100% | $275,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $285,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.9% | 100% | $255,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.9% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $105,000 | View |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $305,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $175,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.9% | 100% | $345,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.9% | 100% | $255,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $155,000 | |
TowneBank
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Conventional | 1 | 0.9% | 100% | $305,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.9% | 100% | $395,000 | |
Right Start Mortgage, Inc
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VA | 1 | 0.9% | 100% | $175,000 | |
Compass Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.9% | 100% | $355,000 | |
Texana Bank
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Conventional | 1 | 0.9% | 100% | $145,000 | |
JMAC Lending, Inc.
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VA | 1 | 0.9% | 100% | $655,000 |
Orange Park Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orange Park, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Orange Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orange Park, FL
Use these to narrow the list above. Each category shows how many Orange Park, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Orange Park, FL
Independent mortgage companies closed 70.9 percent of home loans in Orange Park, Florida in 2025, banks 17.3 percent and credit unions 11.8 percent. Freedom Mortgage Corporation was the largest mortgage company, Ameris Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, Southstate Bank, National Association led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orange Park, FL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Orange Park, Florida with 2 loans, about 1.8 percent of the market. The largest lender headquartered in Florida was Southstate Bank, National Association with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Orange Park, Florida in 2025, led by United Wholesale Mortgage with 2. 16 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Orange Park, Florida in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orange Park, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange Park, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
