Mortgage Lenders and Brokers in Midway, Florida
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Midway, Florida mortgage lenders include Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, Fifth Third Bank, National AssociationFifth Third Bank, National Association254 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.22%, Trustco BankTrustco Bank909 West State Rd 434, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, First Horizon BankFirst Horizon Bank520 W Highway 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 5.76%, Keybank National AssociationKeybank National Association12830 University Dr, Fort Myers, FL 33907A+5.0 ★Texas Ratio: 4.81%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Midway, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Midway are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Midway, Florida
Market share is the lender's share of all home loans closed in Midway, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 4 +1 HELOCs |
1.5% | 80% | $145,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $251,666 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 3 | 1.1% | 100% | $348,333 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 0.8% | 100% | $265,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $365,000 | View |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $335,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $435,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
|
12830 University Dr, Fort Myers, FL 33907 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.4% | 50% | $385,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
|
3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 2.7% | 100% | $275,000 | |
Acrisure Mortgage, LLC
|
Conventional, VA | 2 | 0.8% | 100% | $290,000 | |
The Mortgage Firm
|
FHA | 2 | 0.8% | 100% | $295,000 | |
Alkan Mortgage Corporation
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Kbhs Home Loans, LLC
|
Conventional, FHA, VA, USDA | 59 | 22.4% | 95.2% | $405,000 | |
M/I Financial. LLC
|
Conventional, FHA, VA | 40 | 15.2% | 100% | $538,750 | |
Toll Brothers Mortgage Company
|
Conventional, VA | 24 | 9.1% | 90% | $547,083 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 21 | 8% | 72.4% | $381,190 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 4.2% | 80% | $261,363 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 3% | 75% | $313,750 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 2.3% | 100% | $163,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1.5% | 50% | $347,500 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 3 | 1.1% | 100% | $545,000 | View |
New American Funding, LLC.
|
Conventional, FHA, VA | 3 | 1.1% | 75% | $395,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 1.1% | 100% | $195,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 3 | 1.1% | 100% | $358,333 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 66.7% | $30,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.8% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 0.8% | 100% | $275,000 | View |
Select Lending Services, LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $240,000 | |
American Heritage Lending, LLC
|
Conventional | 2 | 0.8% | 100% | $335,000 | |
Mortgage Equity Partners LLC
|
Conventional, FHA | 2 | 0.8% | 100% | $375,000 | |
Waterstone Mortgage Corporation
|
Conventional | 2 | 0.8% | 100% | $255,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 0.8% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.8% | 100% | $405,000 | View |
JMAC Lending, Inc.
|
Conventional, FHA | 2 | 0.8% | 100% | $290,000 | |
EMM Loans LLC
|
FHA | 1 | 0.4% | 100% | $205,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $335,000 | |
Guaranteed Rate, Inc.
|
FHA | 1 | 0.4% | 100% | $485,000 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.4% | 50% | $545,000 | View |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.4% | 100% | $365,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.4% | 100% | $395,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.4% | 100% | $355,000 | |
Resicentral LLC
|
Conventional | 1 | 0.4% | 100% | $415,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.4% | 100% | $405,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.4% | 50% | $245,000 | |
Nextmortgage, LLC
|
Conventional | 1 | 0.4% | 100% | $205,000 | |
Network Capital Funding Corporation
|
FHA | 1 | 0.4% | 100% | $325,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.4% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Uif Corporation
|
Conventional | 1 | 0.4% | 100% | $475,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.4% | 100% | $345,000 | |
|
A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.4% | 100% | $165,000 | View |
DHI Mortgage Company, LTD.
|
Conventional | 1 | 0.4% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.4% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.4% | 100% | $175,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 0.4% | 100% | $535,000 | |
Cake Mortgage Corp.
|
Conventional | 1 | 0.4% | 100% | $285,000 | |
Pentagon Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | 100% | ||
Coastal Community Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Midway Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Midway, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Midway? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Midway in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Midway, FL
Use these to narrow the list above. Each category shows how many Midway, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Midway, FL
Independent mortgage companies closed 86.3 percent of home loans in Midway, Florida in 2025, banks 9.5 percent and credit unions 4.2 percent. Freedom Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Fairwinds Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Midway, FL
By home loans closed in 2025, Fairwinds Credit Union was the largest mortgage lender in Midway, Florida with 4 loans, about 1.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Midway, Florida, Kbhs Home Loans, LLC approved the highest share of completed applications in 2025 at 95.2 percent, against a 89.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Midway, Florida in 2025, led by Kbhs Home Loans, LLC with 18. 13 lenders closed VA loans, led by Kbhs Home Loans, LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Midway, Florida in 2025, alongside 45 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Midway, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Midway, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Midway. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
