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Mortgage Lenders and Brokers in Margate, Florida

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Margate, Florida mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA400 N State Road 7, Margate, FL 33063A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA550 Main Blvd, Margate, FL 33063A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank7282 W Atlantic Blvd, Margate, FL 33063A+5.0 ★Texas Ratio: 2.87%, TD BankTD Bank490 North State Road 1, Margate, FL 33063A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Space Coast Credit UnionSpace Coast Credit Union7290 W Atlantic Blvd, Margate, FL 33063 4238A+5.0 ★Texas Ratio: 5.37%, City National Bank of FloridaCity National Bank of Florida2999 Ne 191st St, Aventura, FL 33180A5.0 ★Texas Ratio: 7.12%, FirstbankFirstbank2990 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.76%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, and Desjardins BankDesjardins Bank1070 Gateway Blvd, Boynton Beach, FL 33426A+5.0 ★Texas Ratio: 1.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Margate, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Margate are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Margate, Florida

Market share is the lender's share of all home loans closed in Margate, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Wells Fargo Bank NA 1 office in Margate 400 N State Road 7, Margate, FL 33063 A+5.0 ★Texas Ratio: 5.36%	Conventional	9	1%	64.3%	$202,777	View
Bank of America NA 2 offices in Margate 550 Main Blvd, Margate, FL 33063 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	8 +6 HELOCs	0.9%	72.7%	$273,750	View
Truist Bank ★ 1 stars, 1 review 2 offices in Margate 7282 W Atlantic Blvd, Margate, FL 33063 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	3 +5 HELOCs	0.3%	75%	$248,333	View
TD Bank 1 office in Margate 490 North State Road 1, Margate, FL 33063 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +1 HELOCs	0.2%	20%	$235,000	View
JPMorgan Chase Bank, NA 500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	22 +1 HELOCs	2.4%	69.7%	$309,545	View
Space Coast Credit Union 7290 W Atlantic Blvd, Margate, FL 33063 4238 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	19 +15 HELOCs	2.1%	50%	$97,631	View
City National Bank of Florida 2999 Ne 191st St, Aventura, FL 33180 A5.0 ★Texas Ratio: 7.12%	Conventional	10	1.1%	90.9%	$134,000	View
Firstbank 2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76%	Conventional	7	0.8%	81.8%	$185,000	View
Third Federal Savings and Loan 70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +16 HELOCs	0.6%	50%	$67,000	View
Desjardins Bank 1070 Gateway Blvd, Boynton Beach, FL 33426 A+5.0 ★Texas Ratio: 1.22%	Conventional	4	0.4%	100%	$182,500	View
Regions Bank 360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, HELOC	3 +4 HELOCs	0.3%	27.3%	$168,333	View
BrightStar Credit Union 3175 N State Road 7, Margate, FL 33063 A+5.0 ★Texas Ratio: 4.57%	Conventional, HELOC	2 +17 HELOCs	0.2%	66.7%	$250,000	View
Flagstar Bank NA 20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, HELOC	2 +1 HELOCs	0.2%	100%	$355,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.2%	66.7%	$365,000	View
Suncoast Credit Union 1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$515,000	View
Ithink Financial Credit Union 790 Park of Commerce Blvd, Boca Raton, FL 33487 A+5.0 ★Texas Ratio: 5.06%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
Seacoast National Bank ★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$195,000	View
First Horizon Bank ★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$275,000	View
Trustco Bank ★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$305,000	View
Triad Financial Services, Inc. 1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93%	Conventional	1	0.1%	36.4%	$135,000	View
Power Financial Credit Union 14854 S Military Trl, Delray Beach, FL 33484 8153 A-4.9 ★Texas Ratio: 16.71%	Conventional	1	0.1%	100%	$165,000	View
The Central Trust Bank 3701 Tamiami Trl N, Naples, FL 34103 A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$435,000	View
Valley National Bank 19495 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$515,000	View
Citibank, NA 18999 Biscayne Blvd, Aventura, FL 33180 A+5.0 ★Texas Ratio: 2.82%	FHA	1	0.1%	50%	$295,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +10 HELOCs	0%	0%		View
Tropical Financial Credit Union 8947 W Atlantic Blvd, Coral Springs, FL 33071 A5.0 ★Texas Ratio: 6.93%	HELOC	0 +4 HELOCs	0%	0%		View
We Florida Financial 1982 N State Road 7, Margate, FL 33063 A+5.0 ★Texas Ratio: 3.51%	HELOC	0 +4 HELOCs	0%	n/a		View
Fifth Third Bank, National Association 254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +3 HELOCs	0%	0%		View
Citizens Bank, NA 2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +2 HELOCs	0%	0%		View
First Ciitizens Bank and Trust 101 Indian Rocks Rd N, Belleair Bluffs, FL 33770 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	0%		View
Freedom Mortgage Corporation	Conventional, FHA, VA	14	1.6%	90.5%	$372,142
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	10	1.1%	68.8%	$309,000	View
American Bancshares Mortgage, LLC	Conventional, FHA	4	0.4%	100%	$272,500
Reliable Holdings Manager dba Lendz Financial	Conventional	3	0.3%	100%	$278,333
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	28.9%	$60,000
Nqm Funding, LLC	Conventional	2	0.2%	60%	$155,000
New Day Financial, LLC.	VA	2	0.2%	40%	$315,000
Obsidian Financial Services	FHA	1	0.1%	100%	$445,000
DG Pinnacle Funding, LLC	Conventional	1	0.1%	100%	$275,000
Builders Choice Mortgage LLC	Conventional	1	0.1%	100%	$485,000
The Mortgage Firm	Conventional	1	0.1%	50%	$225,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	188 +3 HELOCs	20.9%	78.5%	$348,936
Rocket Mortgage	Conventional, FHA, VA	99	11%	64.8%	$254,292
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	36 +4 HELOCs	4%	94.7%	$330,833
Pennymac Loan Services LLC	Conventional, FHA, VA	25	2.8%	78.1%	$315,400
loanDepot.com LLC	Conventional, FHA, HELOC	23 +2 HELOCs	2.6%	70.6%	$191,956
Paramount Residential Mortgage	Conventional, FHA	21	2.3%	95.5%	$357,857
Nationstar Mortgage	Conventional, FHA, VA	16	1.8%	64%	$141,250
Capital Partners Mortgage Services, LLC	Conventional, FHA	14	1.6%	100%	$227,857
Newrez LLC A5.0 ★Texas Ratio: 8.10%	Conventional, FHA, VA	13	1.4%	36.1%	$264,230	View
T2 Financial LLC	Conventional, FHA, VA	13	1.4%	72.2%	$273,461
The Loan Store, Inc	Conventional, FHA, VA, HELOC	11 +4 HELOCs	1.2%	87.5%	$418,636
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA	11	1.2%	84.6%	$393,181	View
Everett Financial, Inc.	Conventional, FHA, VA	10	1.1%	73.3%	$268,000
Kind Lending, LLC	Conventional, FHA, VA	10	1.1%	76.9%	$319,000
New American Funding, LLC.	Conventional, FHA	10	1.1%	76.9%	$277,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	9	1%	100%	$281,666
JMAC Lending, Inc.	Conventional, FHA	9	1%	90%	$385,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	8 +5 HELOCs	0.9%	47.1%	$243,750
Spring Eq, LLC	Conventional, HELOC	8 +4 HELOCs	0.9%	40%	$86,250
Fairway Independent Mort Corp	Conventional, FHA, VA	8	0.9%	72.7%	$243,750
Zippy Loans, LLC	Conventional	6	0.7%	85.7%	$38,333
Guaranteed Rate, Inc.	Conventional, FHA	5	0.6%	83.3%	$237,000
Equity Prime Mortgage LLC	FHA	5	0.6%	100%	$433,000
Movement Mortgage, LLC	Conventional, FHA, VA	5	0.6%	71.4%	$357,000
Guild Mortgage Company	Conventional, FHA	5	0.6%	100%	$337,000
Zillow Home Loans, LLC	Conventional	5	0.6%	83.3%	$197,000
Lower, LLC A-4.9 ★Texas Ratio: 16.71%	Conventional, FHA	5	0.6%	71.4%	$223,000	View
Champions Funding, LLC	Conventional	5	0.6%	62.5%	$227,000
HomeXpress Mortgage Corp.	Conventional, FHA	4	0.4%	44.4%	$395,000
Point Mortgage Corp	Conventional, FHA	4	0.4%	80%	$502,500
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	4	0.4%	80%	$215,000	View
Mortgage Research Center	VA	4	0.4%	50%	$465,000
Nexera Holding LLC	Conventional	4	0.4%	100%	$310,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.4%	100%	$317,500
Village Capital & Investment	FHA, VA	4	0.4%	55.6%	$362,500
First Community Mortgage, Inc.	Conventional, FHA	3	0.3%	100%	$321,666
Primary Residential Mortgage, INC.	Conventional, FHA	3	0.3%	100%	$318,333
Amerisave Mortgage Company	Conventional, FHA	3	0.3%	13%	$211,666
American Financial Network, Inc.	Conventional, FHA	3	0.3%	60%	$225,000
Michigan Mutual, Inc	Conventional, FHA, VA	3	0.3%	100%	$498,333
Mid-Continent Funding, Inc.	FHA, VA	3	0.3%	75%	$255,000
Stg Mortgage Inc	Conventional, FHA	3	0.3%	75%	$305,000
Towne Mortgage Company	Conventional	3	0.3%	100%	$365,000
Nationwide Mortgage Bankers, Inc.	FHA	3	0.3%	75%	$461,666
Carrington Mortgage Services LLC A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	3	0.3%	50%	$161,666	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	3	0.3%	60%	$358,333	View
Loan Simple, Inc.	Conventional, FHA	3	0.3%	100%	$201,666
Plaza Home Mortgage, Inc	FHA	3	0.3%	30%	$338,333
Top Flite Financial, Inc.	FHA	3	0.3%	100%	$311,666
Tomo Mortgage LLC	Conventional	3	0.3%	100%	$411,666
Cornerstone First Mortgage, LLC	Conventional, VA	2	0.2%	100%	$315,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.2%	100%	$255,000
Guaranteed Rate Affinity, LLC	Conventional, FHA	2	0.2%	66.7%	$515,000
American Financial Resources LLC	FHA	2	0.2%	66.7%	$530,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	2	0.2%	100%	$105,000	View
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$305,000
Loanunited.Com, LLC	Conventional, FHA	2	0.2%	66.7%	$550,000
AdvantageFirst Lending Inc	FHA, VA	2	0.2%	66.7%	$390,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.2%	100%	$90,000	View
Advisors Mortgage Group, LLC	Conventional	2	0.2%	100%	$380,000
Discover Bank	Conventional	2	0.2%	9.5%	$80,000
Click n' Close, Inc.	Conventional, FHA	2	0.2%	100%	$310,000
VanDyk Mortgage Corporation	Conventional, VA	2	0.2%	100%	$445,000
Securitynational Mortgage Company	Conventional	2	0.2%	100%	$270,000
First Colony Mortgage Corporat	Conventional, FHA	2	0.2%	100%	$300,000
My Mortgage, Inc	Conventional	2	0.2%	100%	$320,000
Nfm, Inc	FHA, VA	2	0.2%	100%	$505,000
Provident Funding Associates	Conventional	2	0.2%	100%	$300,000
Hometown Equity Mortgage, LLC	FHA	2	0.2%	66.7%	$470,000
American Pacific Mortgage Corporation	Conventional, VA	2	0.2%	100%	$240,000
Summit Funding.Inc	Conventional, FHA	2	0.2%	100%	$365,000
Goodleap, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	50%	$165,000
Valon Mortgage	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$525,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$85,000
SWBC Mortgage Corporation	FHA	1	0.1%	100%	$415,000
Contour Mortgage Corporation	FHA	1	0.1%	100%	$455,000
Go Mortgage, LLC	FHA	1	0.1%	100%	$295,000
Sage Home Loans Corporation	Conventional	1	0.1%	50%	$525,000
MortgageOne, Inc	Conventional	1	0.1%	100%	$155,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$155,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$45,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	33.3%	$355,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$395,000
Acre Mortgage & Financial, Inc.	Conventional	1	0.1%	100%	$485,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	33.3%	$195,000	View
City 1st Mortgage Services, LC	FHA	1	0.1%	100%	$545,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$225,000
Ross Mortgage Corporation	FHA	1	0.1%	100%	$415,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$125,000	View
Hightechlending, Inc	FHA	1	0.1%	100%	$665,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$425,000
Credit Human Federal Credit Un	Conventional	1	0.1%	25%	$65,000
East Coast Capital Corp.	Conventional	1	0.1%	100%	$445,000
American Financing Corporation	Conventional	1	0.1%	50%	$105,000
ClearPath Lending	VA	1	0.1%	100%	$225,000
Union Home Mortgage Corp.	Conventional	1	0.1%	25%	$705,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$255,000
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$105,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$335,000	View
Ony Glo, Inc.	Conventional	1	0.1%	100%	$615,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$435,000
Intelliloan, Inc.	FHA	1	0.1%	100%	$335,000
Mortgage Equity Partners LLC	FHA	1	0.1%	100%	$355,000
BoxCar Mortgage, LLC	FHA	1	0.1%	100%	$385,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$255,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$115,000	View
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$415,000
Logan Finance Corporation	Conventional	1	0.1%	100%	$695,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$205,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$405,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$405,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$125,000
Geneva Financial LLC	Conventional	1	0.1%	100%	$145,000
Consumers Credit Union	Conventional	1	0.1%	100%	$105,000
First National Bank of PA A+5.0 ★Texas Ratio: 1.62%	Conventional	1	0.1%	100%	$205,000	View
Thrivent Bank	Conventional	1	0.1%	100%	$95,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA	1	0.1%	33.3%	$335,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$85,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	100%	$85,000
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$405,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$95,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +5 HELOCs	0%	0%
Pentagon Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Coastal Community Bank	HELOC	0 +4 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +2 HELOCs	0%	n/a		View
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Synovus Bank	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Margate Mortgage Rate Trends

Daily average mortgage rates for Florida compared with the national average, updated every evening.

30-Year Fixed FL Avg

7.306%

▲ 0.071 vs 7 days ago

15-Year Fixed FL Avg

6.730%

▲ 0.011 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Margate, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Margate? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Margate in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Margate, FL

Use these to narrow the list above. Each category shows how many Margate, FL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 121 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 72 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 29 lenders. No down payment and no mortgage insurance for eligible veterans and service members Local lenders based in FL 23 lenders headquartered in Florida, the closest thing to a mortgage lender near you

Who Lends in Margate, FL

Independent mortgage companies closed 84.6 percent of home loans in Margate, Florida in 2025, banks 11.3 percent and credit unions 4.1 percent. Triad Financial Services, Inc. was the largest mortgage company, Wells Fargo Bank NA the largest bank and Space Coast Credit Union the largest credit union. Among lenders headquartered in Florida, Space Coast Credit Union led with 19 loans.

84.6%

Mortgage companies

11.3%

Banks

4.1%

Credit unions

32%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

All Florida lenders 1,647 lenders Jacksonville 444 lenders Port St. Lucie 359 lenders Cape Coral 422 lenders Tampa 363 lenders Lehigh Acres 298 lenders Orlando 345 lenders St. Cloud 266 lenders St. Petersburg 346 lenders Palm Bay 258 lenders Spring Hill 261 lenders Tallahassee 233 lenders Lakewood Ranch 319 lenders

Frequently Asked Questions About Mortgage Lenders in Margate, FL

Who is the largest mortgage lender in Margate, FL?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Margate, Florida with 9 loans, about 1 percent of the market. The largest lender headquartered in Florida was Space Coast Credit Union with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Margate, FL have the highest approval rates?

Among lenders with meaningful volume in Margate, Florida, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 78.5 percent, against a 68.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Margate, FL mortgage lenders offer FHA, VA and USDA loans?

72 lenders closed FHA loans in Margate, Florida in 2025, led by United Wholesale Mortgage with 81. 29 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Margate, FL lender list?

Yes. 37 banks and 16 credit unions closed home loans in Margate, Florida in 2025, alongside 121 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Margate, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Margate, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Margate, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Margate. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.