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Home / Mortgage Lenders / Florida / Lynn Haven
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lynn Haven, Florida

Lynn Haven, Florida mortgage lenders include Trustmark BankTrustmark Bank2315 State Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank2320 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 4.37%, Ameris BankAmeris Bank2606 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 1.82%, Hancock Whitney BankHancock Whitney Bank2105 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 3.41%, Tyndall Federal Credit UnionTyndall Federal Credit Union1601 Ohio Ave, Lynn Haven, FL 32444 3746A+5.0 ★Texas Ratio: 0.96%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Panhandle Credit UnionPanhandle Credit Union1912 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 1.07%, Innovations Financial Credit UnionInnovations Financial Credit Union2250 S Highway 77, Lynn Haven, FL 32444 4620A+5.0 ★Texas Ratio: 1.14%, SmartbankSmartbank34990 Emerald Coast Pkwy, Destin, FL 32541A+5.0 ★Texas Ratio: 1.74%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lynn Haven, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynn Haven are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lynn Haven, Florida

Market share is the lender's share of all home loans closed in Lynn Haven, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Lynn Haven
2315 State Highway 77, Lynn Haven, FL 32444
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, VA, HELOC 36
+20 HELOCs
4.4% 94.9% $333,055 View
1 office in Lynn Haven
2320 S Highway 77, Lynn Haven, FL 32444
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA, VA, HELOC 18
+9 HELOCs
2.2% 80.8% $246,111 View
★ 4 stars, 1 review
1 office in Lynn Haven
2606 S Highway 77, Lynn Haven, FL 32444
A+5.0 ★Texas Ratio: 1.82%
Conventional, HELOC 2
+3 HELOCs
0.2% 100% $285,000 View
★ 4 stars, 3 reviews
1 office in Lynn Haven
2105 S Highway 77, Lynn Haven, FL 32444
A+5.0 ★Texas Ratio: 3.41%
Conventional, Jumbo, HELOC 2
+2 HELOCs
0.2% 100% $635,000 View
1601 Ohio Ave, Lynn Haven, FL 32444 3746
A+5.0 ★Texas Ratio: 0.96%
Conventional, FHA, VA, HELOC 60
+22 HELOCs
7.3% 85.7% $133,333 View
22 Avenue E, Apalachicola, FL 32320
A+5.0 ★Texas Ratio: 3.14%
Conventional, FHA, VA, Jumbo 16 1.9% 64% $301,875 View
1912 S Highway 77, Lynn Haven, FL 32444
A+5.0 ★Texas Ratio: 1.07%
Conventional 14 1.7% 88.9% $178,571 View
2250 S Highway 77, Lynn Haven, FL 32444 4620
A+5.0 ★Texas Ratio: 1.14%
Conventional 12 1.5% 85.7% $82,500 View
34990 Emerald Coast Pkwy, Destin, FL 32541
A+5.0 ★Texas Ratio: 1.74%
Conventional, FHA, VA, HELOC 9
+3 HELOCs
1.1% 100% $428,333 View
300 N Waukesha St, Bonifay, FL 32425
A+5.0 ★Texas Ratio: 1.10%
Conventional, FHA, VA 5 0.6% 100% $293,000 View
1030 Montgomery Rd, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 5.36%
Conventional, VA 4 0.5% 80% $232,500 View
345 E James Lee Blvd, Crestview, FL 32539
A+5.0 ★Texas Ratio: 3.09%
Conventional, Jumbo 3 0.4% 100% $761,666 View
500 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 3.68%
Conventional 2 0.2% 100% $600,000 View
16201 NW US Highway 441, Alachua, FL 32615 6399
A5.0 ★Texas Ratio: 9.56%
Conventional, VA 2 0.2% 100% $170,000 View
4472 Lafayette St, Marianna, FL 32446
A+5.0 ★Texas Ratio: 3.60%
Conventional, Jumbo, HELOC 1
+2 HELOCs
0.1% 100% $985,000 View
★ 5 stars, 1 review
520 W Highway 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.1% 100% $445,000 View
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547
A5.0 ★Texas Ratio: 8.75%
Conventional 1 0.1% 100% $425,000 View
20423 State Road 7, Boca Raton, FL 33498
D3.3 ★Texas Ratio: 35.11%
VA 1 0.1% 100% $295,000 View
850 Park Shore Drive, Naples, FL 34103
A+5.0 ★Texas Ratio: 4.11%
VA 1 0.1% 100% $455,000 View
2222 Ponce De Leon Blvd, Coral Gables, FL 33134
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.1% 100% $375,000 View
460 E Altamonte Dr, Altamonte Springs, FL 32701
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.1% 100% $395,000 View
11 Preston Cir, Crawfordville, FL 32327
A+5.0 ★Texas Ratio: 2.87%
Conventional 1 0.1% 50% $55,000 View
10970 San Jose Boulevard, Jacksonville, FL 32223
A+5.0 ★Texas Ratio: 4.01%
Conventional 1 0.1% 100% $315,000 View
70 S Dixie Hwy, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+2 HELOCs
0% n/a View
★ 1 stars, 1 review
1198 Commerce Park Dr, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+2 HELOCs
0% n/a View
601 South Federal Highway, Boca Raton, FL 33432
A+5.0 ★Texas Ratio: 2.97%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
900 W State Road 436, Altamonte Springs, FL 32714
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
Freedom Mortgage Corporation
Conventional, FHA, VA 17 2.1% 81.8% $313,235
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 4 0.5% 60% $167,500
New Day Financial, LLC.
VA 4 0.5% 66.7% $267,500
A+5.0 ★Texas Ratio: 4.11%
Conventional 2 0.2% 100% $200,000 View
The Mortgage Firm
Conventional, FHA 2 0.2% 100% $265,000
Consumer Real Estate Finance Co DBA Society Mortgage
FHA 1 0.1% 100% $395,000
Foundation Mortgage Corporation
Conventional 1 0.1% 100% $165,000
Metroplex Mortgage Services
USDA 1 0.1% 100% $135,000
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 187 22.7% 92.3% $305,481
Rocket Mortgage
Conventional, FHA, VA 83 10.1% 87.8% $251,024
United Wholesale Mortgage
Conventional, FHA, VA, USDA, Jumbo 64 7.8% 88.9% $361,875
CrossCountry Mortgage, LLC
Conventional, FHA, VA 22 2.7% 88% $347,272
Mortgage Research Center
VA, Jumbo 21 2.5% 55.3% $395,476
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 14
+5 HELOCs
1.7% 83.3% $217,857
Towne Mortgage Company
Conventional, FHA, USDA 14 1.7% 100% $292,857
21St Mortgage
Conventional 12 1.5% 60% $164,166
Guild Mortgage Company
Conventional, FHA 11 1.3% 100% $237,727
Pennymac Loan Services LLC
Conventional, FHA, VA 8 1% 72.7% $261,250
Cadence Bank
Conventional, Jumbo, HELOC 7
+2 HELOCs
0.8% 100% $572,142
Guaranteed Rate Affinity, LLC
Conventional, FHA 7 0.8% 87.5% $206,428
Nationstar Mortgage
Conventional, VA 7 0.8% 77.8% $187,857
Equity Prime Mortgage LLC
FHA, USDA 6 0.7% 100% $203,333
New American Funding, LLC.
Conventional, FHA, VA 6 0.7% 100% $351,666
A5.0 ★Texas Ratio: 8.10%
Conventional, FHA, VA 5 0.6% 62.5% $325,000 View
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 5 0.6% 100% $339,000 View
Cardinal Financial Company, Li
Conventional, FHA 4 0.5% 100% $227,500
Waterstone Mortgage Corporation
Conventional, VA 4 0.5% 100% $372,500
Village Capital & Investment
FHA, VA 4 0.5% 90% $362,500
loanDepot.com LLC
Conventional, FHA, HELOC 3
+3 HELOCs
0.4% 37.5% $265,000
A5.0 ★Texas Ratio: 13.21%
Conventional, FHA, VA 3 0.4% 100% $355,000 View
A+5.0 ★Texas Ratio: 2.02%
VA 3 0.4% 100% $391,666 View
Sun West Mortgage Company, Inc
FHA, VA 3 0.4% 100% $378,333
Mid-Continent Funding, Inc.
VA 3 0.4% 100% $358,333
Homeowners Financial Group, LLC
Conventional, VA 3 0.4% 100% $498,333
Nfm, Inc
FHA, VA 3 0.4% 100% $321,666
T2 Financial LLC
FHA, USDA 3 0.4% 75% $248,333
Zillow Home Loans, LLC
Conventional, VA 3 0.4% 100% $225,000
The Loan Store, Inc
Conventional 3 0.4% 100% $161,666
Fairway Independent Mort Corp
Conventional, FHA, VA 3 0.4% 100% $355,000
Plaza Home Mortgage, Inc
Conventional, FHA 3 0.4% 50% $151,666
First Community Mortgage, Inc.
Conventional, FHA 2 0.2% 100% $365,000
American Financial Resources LLC
FHA, USDA 2 0.2% 100% $220,000
Movement Mortgage, LLC
Conventional, VA 2 0.2% 100% $225,000
Amerisave Mortgage Company
Conventional, FHA 2 0.2% 30% $150,000
American Financial Network, Inc.
FHA 2 0.2% 100% $315,000
A5.0 ★Texas Ratio: 6.69%
Conventional, FHA 2 0.2% 100% $140,000 View
Calcon Mutual Mortgage LLC
Conventional, VA 2 0.2% 100% $355,000
Planet Home Lending, LLC
FHA, VA 2 0.2% 100% $360,000
Provident Funding Associates
Conventional 2 0.2% 100% $290,000
American Pacific Mortgage Corporation
Conventional, VA 2 0.2% 100% $270,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0.2% 100% $160,000
Mission Loans, LLC
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $135,000
Guaranteed Rate, Inc.
VA 1 0.1% 50% $395,000
A5.0 ★Texas Ratio: 6.15%
Conventional 1 0.1% 100% $135,000 View
Everett Financial, Inc.
Conventional 1 0.1% 100% $355,000
A+5.0 ★Texas Ratio: 3.62%
VA 1 0.1% 100% $635,000 View
Canopy Mortgage, LLC
VA 1 0.1% 100% $495,000
Sage Home Loans Corporation
Conventional 1 0.1% 100% $665,000
Nbkc Bank
VA 1 0.1% 100% $365,000
AmeriHome Mortgage Company, LLC
VA 1 0.1% 100% $355,000
United Trust Bank
VA 1 0.1% 100% $345,000
Resicentral LLC
Conventional 1 0.1% 100% $225,000
Princeton Mortgage Corporation
Conventional 1 0.1% 100% $265,000
A+5.0 ★Texas Ratio: 0.65%
VA 1 0.1% 100% $335,000 View
AdvantageFirst Lending Inc
VA 1 0.1% 100% $365,000
General Mortgage Capital Corporation
Conventional 1 0.1% 100% $265,000
First State Bank of Blakely
Conventional 1 0.1% 100% $155,000
Homestead Funding Corp.
VA 1 0.1% 100% $425,000
Mortgage 1 Incorporated
VA 1 0.1% 100% $345,000
City 1st Mortgage Services, LC
Conventional 1 0.1% 100% $265,000
Flexpoint, Inc.
Conventional 1 0.1% 100% $125,000
Click n' Close, Inc.
Conventional 1 0.1% 100% $255,000
ClearPath Lending
VA 1 0.1% 50% $525,000
A+5.0 ★Texas Ratio: 0.00%
VA 1 0.1% 100% $625,000 View
Union Home Mortgage Corp.
VA 1 0.1% 100% $235,000
First Colony Mortgage Corporat
Conventional 1 0.1% 100% $695,000
Point Mortgage Corp
Conventional 1 0.1% 100% $505,000
Stg Mortgage Inc
FHA 1 0.1% 100% $225,000
All In Credit Union
Conventional 1 0.1% 100% $585,000
A+5.0 ★Texas Ratio: 4.81%
VA 1 0.1% 100% $385,000 View
Communityamerica Federal Credit Union
Conventional 1 0.1% 100% $335,000
A5.0 ★Texas Ratio: 6.31%
Conventional 1 0.1% 100% $255,000
Milend, Inc
FHA 1 0.1% 100% $335,000
Bay Capital Mortgage Corporation
VA 1 0.1% 100% $295,000
Pentagon Federal Credit Union
VA 1 0.1% 50% $475,000
Prosperity Home Mortgage, LLC
VA 1 0.1% 100% $315,000
Veritas Funding, LLC
Conventional 1 0.1% 100% $145,000
1St 2Nd Mortgage Company of N.J., Inc.
FHA 1 0.1% 100% $285,000
CSL Financial, LLC
Conventional 1 0.1% 100% $175,000
Homeamerican Mortgage Corporation
VA 1 0.1% 100% $795,000
First Port City Bank
Conventional 1 0.1% 100% $215,000
A-5.0 ★Texas Ratio: 14.97%
FHA 1 0.1% 100% $165,000 View
Keesler Federal Credit Union
Conventional 1 0.1% 100% $185,000
B+4.8 ★Texas Ratio: 16.98%
VA 1 0.1% 100% $345,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 100% $65,000 View
Paramount Residential Mortgage
FHA 1 0.1% 100% $245,000
Angel Oak Mortgage Solutions LLC
Conventional 1 0.1% 100% $405,000
Reliance First Capital, LLC
Conventional 1 0.1% 100% $215,000
Texana Bank
FHA 1 0.1% 100% $325,000
Top Flite Financial, Inc.
FHA 1 0.1% 50% $285,000
Flyhomes Mortgage LLC
Conventional 1 0.1% 50% $255,000
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
HomeBridge Financial Services, Inc
HELOC 0
+2 HELOCs
0% 50%
Coastal Community Bank
HELOC 0
+2 HELOCs
0% n/a
Spring Eq, LLC
HELOC 0
+2 HELOCs
0% 0%
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% n/a View
Peoplessouth Bank
HELOC 0
+1 HELOCs
0% n/a
Goodleap, LLC
HELOC 0
+1 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+1 HELOCs
0% n/a
Chartway FCU
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% 0%
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lynn Haven, Florida

Looking for mortgage lenders near me or mortgage brokers near me in Lynn Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynn Haven in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lynn Haven, FL

Use these to narrow the list above. Each category shows how many Lynn Haven, FL lenders fit and what that kind of lender is usually best for.

Who Lends in Lynn Haven, FL

Independent mortgage companies closed 70.2 percent of home loans in Lynn Haven, Florida in 2025, banks 16.6 percent and credit unions 13.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Trustmark Bank the largest bank and Tyndall Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Tyndall Federal Credit Union led with 60 loans.

70.2%
Mortgage companies
16.6%
Banks
13.2%
Credit unions
25%
FHA loans
33%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.

More Florida Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lynn Haven, FL

Who is the largest mortgage lender in Lynn Haven, FL?

By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Lynn Haven, Florida with 36 loans, about 4.4 percent of the market. The largest lender headquartered in Florida was Tyndall Federal Credit Union with 60 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Lynn Haven, FL have the highest approval rates?

Among lenders with meaningful volume in Lynn Haven, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 92.3 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lynn Haven, FL mortgage lenders offer FHA, VA and USDA loans?

44 lenders closed FHA loans in Lynn Haven, Florida in 2025, led by DHI Mortgage Company, LTD. with 86. 57 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lynn Haven, FL lender list?

Yes. 40 banks and 14 credit unions closed home loans in Lynn Haven, Florida in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lynn Haven, FL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lynn Haven, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynn Haven, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynn Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.