Lynn Haven, Florida mortgage lenders include Trustmark BankTrustmark Bank2315 State Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank2320 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 4.37%, Ameris BankAmeris Bank2606 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 1.82%, Hancock Whitney BankHancock Whitney Bank2105 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 3.41%, Tyndall Federal Credit UnionTyndall Federal Credit Union1601 Ohio Ave, Lynn Haven, FL 32444 3746A+5.0 ★Texas Ratio: 0.96%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Panhandle Credit UnionPanhandle Credit Union1912 S Highway 77, Lynn Haven, FL 32444A+5.0 ★Texas Ratio: 1.07%, Innovations Financial Credit UnionInnovations Financial Credit Union2250 S Highway 77, Lynn Haven, FL 32444 4620A+5.0 ★Texas Ratio: 1.14%, SmartbankSmartbank34990 Emerald Coast Pkwy, Destin, FL 32541A+5.0 ★Texas Ratio: 1.74%, and First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lynn Haven, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynn Haven are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lynn Haven, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lynn Haven 2315 State Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 36 +20 HELOCs |
4.4% | 94.9% | $333,055 | View |
|
1 office in Lynn Haven 2320 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 18 +9 HELOCs |
2.2% | 80.8% | $246,111 | View |
|
★ 4 stars, 1 review 1 office in Lynn Haven 2606 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $285,000 | View |
|
★ 4 stars, 3 reviews 1 office in Lynn Haven 2105 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.2% | 100% | $635,000 | View |
|
1601 Ohio Ave, Lynn Haven, FL 32444 3746 A+5.0 ★Texas Ratio: 0.96% |
Conventional, FHA, VA, HELOC | 60 +22 HELOCs |
7.3% | 85.7% | $133,333 | View |
|
22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, Jumbo | 16 | 1.9% | 64% | $301,875 | View |
|
1912 S Highway 77, Lynn Haven, FL 32444 A+5.0 ★Texas Ratio: 1.07% |
Conventional | 14 | 1.7% | 88.9% | $178,571 | View |
|
2250 S Highway 77, Lynn Haven, FL 32444 4620 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 12 | 1.5% | 85.7% | $82,500 | View |
|
34990 Emerald Coast Pkwy, Destin, FL 32541 A+5.0 ★Texas Ratio: 1.74% |
Conventional, FHA, VA, HELOC | 9 +3 HELOCs |
1.1% | 100% | $428,333 | View |
|
300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 5 | 0.6% | 100% | $293,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.5% | 80% | $232,500 | View |
|
345 E James Lee Blvd, Crestview, FL 32539 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 3 | 0.4% | 100% | $761,666 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 100% | $600,000 | View |
|
16201 NW US Highway 441, Alachua, FL 32615 6399 A5.0 ★Texas Ratio: 9.56% |
Conventional, VA | 2 | 0.2% | 100% | $170,000 | View |
|
4472 Lafayette St, Marianna, FL 32446 A+5.0 ★Texas Ratio: 3.60% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 100% | $985,000 | View |
|
★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
|
316 Racetrack Rd Ne, Fort Walton Beach, FL 32547 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.1% | 100% | $295,000 | View |
|
850 Park Shore Drive, Naples, FL 34103 A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.1% | 100% | $455,000 | View |
|
2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
|
11 Preston Cir, Crawfordville, FL 32327 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 50% | $55,000 | View |
|
10970 San Jose Boulevard, Jacksonville, FL 32223 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
601 South Federal Highway, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 17 | 2.1% | 81.8% | $313,235 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 60% | $167,500 | |
New Day Financial, LLC.
|
VA | 4 | 0.5% | 66.7% | $267,500 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.2% | 100% | $200,000 | View |
The Mortgage Firm
|
Conventional, FHA | 2 | 0.2% | 100% | $265,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.1% | 100% | $395,000 | |
Foundation Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $165,000 | |
Metroplex Mortgage Services
|
USDA | 1 | 0.1% | 100% | $135,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 187 | 22.7% | 92.3% | $305,481 | |
Rocket Mortgage
|
Conventional, FHA, VA | 83 | 10.1% | 87.8% | $251,024 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, USDA, Jumbo | 64 | 7.8% | 88.9% | $361,875 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 22 | 2.7% | 88% | $347,272 | |
Mortgage Research Center
|
VA, Jumbo | 21 | 2.5% | 55.3% | $395,476 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 14 +5 HELOCs |
1.7% | 83.3% | $217,857 | |
Towne Mortgage Company
|
Conventional, FHA, USDA | 14 | 1.7% | 100% | $292,857 | |
21St Mortgage
|
Conventional | 12 | 1.5% | 60% | $164,166 | |
Guild Mortgage Company
|
Conventional, FHA | 11 | 1.3% | 100% | $237,727 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 8 | 1% | 72.7% | $261,250 | |
Cadence Bank
|
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
0.8% | 100% | $572,142 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 7 | 0.8% | 87.5% | $206,428 | |
Nationstar Mortgage
|
Conventional, VA | 7 | 0.8% | 77.8% | $187,857 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 6 | 0.7% | 100% | $203,333 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 6 | 0.7% | 100% | $351,666 | |
|
A5.0 ★Texas Ratio: 8.10% |
Conventional, FHA, VA | 5 | 0.6% | 62.5% | $325,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 5 | 0.6% | 100% | $339,000 | View |
Cardinal Financial Company, Li
|
Conventional, FHA | 4 | 0.5% | 100% | $227,500 | |
Waterstone Mortgage Corporation
|
Conventional, VA | 4 | 0.5% | 100% | $372,500 | |
Village Capital & Investment
|
FHA, VA | 4 | 0.5% | 90% | $362,500 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 3 +3 HELOCs |
0.4% | 37.5% | $265,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 3 | 0.4% | 100% | $355,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
VA | 3 | 0.4% | 100% | $391,666 | View |
Sun West Mortgage Company, Inc
|
FHA, VA | 3 | 0.4% | 100% | $378,333 | |
Mid-Continent Funding, Inc.
|
VA | 3 | 0.4% | 100% | $358,333 | |
Homeowners Financial Group, LLC
|
Conventional, VA | 3 | 0.4% | 100% | $498,333 | |
Nfm, Inc
|
FHA, VA | 3 | 0.4% | 100% | $321,666 | |
T2 Financial LLC
|
FHA, USDA | 3 | 0.4% | 75% | $248,333 | |
Zillow Home Loans, LLC
|
Conventional, VA | 3 | 0.4% | 100% | $225,000 | |
The Loan Store, Inc
|
Conventional | 3 | 0.4% | 100% | $161,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $355,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 3 | 0.4% | 50% | $151,666 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $365,000 | |
American Financial Resources LLC
|
FHA, USDA | 2 | 0.2% | 100% | $220,000 | |
Movement Mortgage, LLC
|
Conventional, VA | 2 | 0.2% | 100% | $225,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 0.2% | 30% | $150,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.2% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA | 2 | 0.2% | 100% | $140,000 | View |
Calcon Mutual Mortgage LLC
|
Conventional, VA | 2 | 0.2% | 100% | $355,000 | |
Planet Home Lending, LLC
|
FHA, VA | 2 | 0.2% | 100% | $360,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.2% | 100% | $290,000 | |
American Pacific Mortgage Corporation
|
Conventional, VA | 2 | 0.2% | 100% | $270,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
Mission Loans, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $135,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.1% | 50% | $395,000 | |
|
A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Everett Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $355,000 | |
|
A+5.0 ★Texas Ratio: 3.62% |
VA | 1 | 0.1% | 100% | $635,000 | View |
Canopy Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $495,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.1% | 100% | $665,000 | |
Nbkc Bank
|
VA | 1 | 0.1% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
|
VA | 1 | 0.1% | 100% | $355,000 | |
United Trust Bank
|
VA | 1 | 0.1% | 100% | $345,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
Princeton Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.1% | 100% | $335,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.1% | 100% | $365,000 | |
General Mortgage Capital Corporation
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
First State Bank of Blakely
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Homestead Funding Corp.
|
VA | 1 | 0.1% | 100% | $425,000 | |
Mortgage 1 Incorporated
|
VA | 1 | 0.1% | 100% | $345,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0.1% | 100% | $265,000 | |
Flexpoint, Inc.
|
Conventional | 1 | 0.1% | 100% | $125,000 | |
Click n' Close, Inc.
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 50% | $525,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.1% | 100% | $625,000 | View |
Union Home Mortgage Corp.
|
VA | 1 | 0.1% | 100% | $235,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 100% | $695,000 | |
Point Mortgage Corp
|
Conventional | 1 | 0.1% | 100% | $505,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.1% | 100% | $225,000 | |
All In Credit Union
|
Conventional | 1 | 0.1% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $385,000 | View |
Communityamerica Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $255,000 | |
Milend, Inc
|
FHA | 1 | 0.1% | 100% | $335,000 | |
Bay Capital Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $295,000 | |
Pentagon Federal Credit Union
|
VA | 1 | 0.1% | 50% | $475,000 | |
Prosperity Home Mortgage, LLC
|
VA | 1 | 0.1% | 100% | $315,000 | |
Veritas Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $145,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
FHA | 1 | 0.1% | 100% | $285,000 | |
CSL Financial, LLC
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Homeamerican Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $795,000 | |
First Port City Bank
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Keesler Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $185,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $345,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.1% | 100% | $245,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Reliance First Capital, LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Texana Bank
|
FHA | 1 | 0.1% | 100% | $325,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 50% | $285,000 | |
Flyhomes Mortgage LLC
|
Conventional | 1 | 0.1% | 50% | $255,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | 50% | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Peoplessouth Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lynn Haven? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynn Haven in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lynn Haven, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.2 percent of home loans in Lynn Haven, Florida in 2025, banks 16.6 percent and credit unions 13.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Trustmark Bank the largest bank and Tyndall Federal Credit Union the largest credit union. Among lenders headquartered in Florida, Tyndall Federal Credit Union led with 60 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Lynn Haven, Florida with 36 loans, about 4.4 percent of the market. The largest lender headquartered in Florida was Tyndall Federal Credit Union with 60 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lynn Haven, Florida, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 92.3 percent, against a 85.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Lynn Haven, Florida in 2025, led by DHI Mortgage Company, LTD. with 86. 57 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 14 credit unions closed home loans in Lynn Haven, Florida in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lynn Haven, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynn Haven, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynn Haven. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.