Mortgage Lenders and Brokers in Lecanto, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lecanto, Florida mortgage lenders include Brannen BankBrannen Bank3930 N Lecanto Hwy, Beverly Hills, FL 34465D1.6 ★Texas Ratio: 7.63%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lecanto, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lecanto are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lecanto, Florida
Market share is the lender's share of all home loans closed in Lecanto, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3930 N Lecanto Hwy, Beverly Hills, FL 34465 D1.6 ★Texas Ratio: 7.63% |
Conventional | 11 | 6.4% | 84.6% | $271,363 | View |
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★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 4 | 2.3% | 100% | $290,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +10 HELOCs |
1.8% | 57.1% | $51,666 | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional | 2 | 1.2% | 100% | $315,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +18 HELOCs |
0.6% | 50% | $365,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
VA, HELOC | 1 +5 HELOCs |
0.6% | 100% | $275,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $155,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $265,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $115,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 50% | $305,000 | View |
Radifi Federal Credit Union
801 Atlantic Blvd, Atlantic Beach, FL 32233 |
Conventional | 1 | 0.6% | 100% | $115,000 | |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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7375 University Pkwy, Bradenton, FL 34202 2300 A5.0 ★Texas Ratio: 7.65% |
Conventional | 1 | 0.6% | 50% | $85,000 | View |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.8% | 75% | $198,333 | |
The Mortgage Firm
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Conventional, FHA | 2 | 1.2% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 22 +1 HELOCs |
12.9% | 85.2% | $258,636 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 9.4% | 68% | $181,250 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 10 | 5.8% | 90.9% | $257,000 | |
21St Mortgage
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Conventional | 7 | 4.1% | 43.8% | $110,714 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 2.3% | 100% | $185,000 | |
Nations Lending Corporation
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Conventional, FHA, VA | 4 | 2.3% | 100% | $232,500 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 1.8% | 100% | $268,333 | |
Everett Financial, Inc.
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Conventional, VA | 3 | 1.8% | 100% | $238,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.8% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.8% | 42.9% | $291,666 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.8% | 100% | $251,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 1.8% | 100% | $211,666 | |
Equity Prime Mortgage LLC
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Conventional, USDA | 2 | 1.2% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.2% | 66.7% | $110,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 1.2% | 100% | $290,000 | View |
Success Mortgage Partners, Inc
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FHA, VA | 2 | 1.2% | 100% | $405,000 | |
Mortgage Research Center
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VA | 2 | 1.2% | 50% | $235,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 1.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.2% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 2 | 1.2% | 80% | $305,000 | View |
Spring Eq, LLC
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Conventional | 2 | 1.2% | 50% | $55,000 | |
Top Flite Financial, Inc.
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Conventional, VA | 2 | 1.2% | 100% | $80,000 | |
Cadence Bank
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $55,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $295,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $85,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.6% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.6% | 50% | $425,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $215,000 | |
Kind Lending, LLC
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VA | 1 | 0.6% | 100% | $695,000 | |
United Trust Bank
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VA | 1 | 0.6% | 100% | $425,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $265,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $85,000 | |
MLB Residential Lending, LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $65,000 | |
ClearPath Lending
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VA | 1 | 0.6% | 100% | $155,000 | |
Bay Equity LLC
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VA | 1 | 0.6% | 100% | $435,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.6% | 100% | $255,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $225,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.6% | 100% | $225,000 | View |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Lake Michigan Credit Union
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FHA | 1 | 0.6% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $335,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.6% | 100% | $345,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.6% | 100% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 20% | $165,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.6% | 100% | $185,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.6% | 100% | $195,000 | |
Village Capital & Investment
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VA | 1 | 0.6% | 50% | $275,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.6% | 100% | $165,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lecanto Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lecanto, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lecanto? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lecanto in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lecanto, FL
Use these to narrow the list above. Each category shows how many Lecanto, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lecanto, FL
Independent mortgage companies closed 74.3 percent of home loans in Lecanto, Florida in 2025, banks 20.5 percent and credit unions 5.3 percent. Freedom Mortgage Corporation was the largest mortgage company, Brannen Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Brannen Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lecanto, FL
By home loans closed in 2025, Brannen Bank was the largest mortgage lender in Lecanto, Florida with 11 loans, about 6.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Lecanto, Florida in 2025, led by United Wholesale Mortgage with 9. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 9 credit unions closed home loans in Lecanto, Florida in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lecanto, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lecanto, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lecanto. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
