Mortgage Lenders and Brokers in Lakeland Highlands, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lakeland Highlands, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Bank Of Central FloridaBank Of Central Florida101 South Florida Avenue, Lakeland, FL 33801A+5.0 ★Texas Ratio: 1.81%, Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Achieva Credit UnionAchieva Credit Union4254 53rd Ave E, Bradenton, FL 34203A+5.0 ★Texas Ratio: 2.57%, and Publix Employees Federal Credit UnionPublix Employees Federal Credit Union482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604A+5.0 ★Texas Ratio: 2.50%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lakeland Highlands, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lakeland Highlands are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lakeland Highlands, Florida
Market share is the lender's share of all home loans closed in Lakeland Highlands, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 19 +14 HELOCs |
10.3% | 57.6% | $253,947 | View |
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101 South Florida Avenue, Lakeland, FL 33801 A+5.0 ★Texas Ratio: 1.81% |
Conventional | 2 | 1.1% | 66.7% | $225,000 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional, Jumbo | 2 | 1.1% | 66.7% | $555,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $305,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $315,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $115,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 50% | $415,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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482 E Altamonte Dr Ste 1010, Altamonte Springs, FL 32701 4604 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 1 | 0.5% | 33.3% | $585,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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701 9th St W, Bradenton, FL 34205 8656 A+5.0 ★Texas Ratio: 5.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.1% | 50% | $240,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $455,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Mortgage Lenders Investment Tr
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Conventional | 1 | 0.5% | 100% | $195,000 | |
The Mortgage Firm
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 15.8% | 90.6% | $266,379 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 28 | 15.2% | 93.5% | $361,071 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 8 | 4.3% | 100% | $387,500 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
3.3% | 100% | $335,000 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, VA | 4 | 2.2% | 100% | $417,500 | View |
Resicentral LLC
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Conventional | 3 | 1.6% | 100% | $301,666 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.6% | 100% | $385,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.6% | 75% | $398,333 | |
Gershman Investment Corp.
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Conventional, FHA | 3 | 1.6% | 100% | $328,333 | |
CrossCountry Mortgage, LLC
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FHA, VA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $320,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 1.1% | 100% | $340,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.1% | 66.7% | $300,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.1% | 40% | $110,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.1% | 100% | $170,000 | |
Preferred Lending Services, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $265,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 1.1% | 100% | $155,000 | |
Gardner Financial Services
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Conventional, FHA | 2 | 1.1% | 100% | $260,000 | |
Spring Eq, LLC
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Conventional | 2 | 1.1% | 40% | $90,000 | |
JMAC Lending, Inc.
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FHA | 2 | 1.1% | 100% | $415,000 | |
Movement Mortgage, LLC
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VA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $655,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $275,000 | |
MortgageOne, Inc
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VA | 1 | 0.5% | 100% | $265,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.5% | 100% | $445,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.5% | 100% | $325,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.5% | 100% | $445,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $405,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.5% | 100% | $555,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.5% | 100% | $285,000 | |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.5% | 100% | $255,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.5% | 100% | $345,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $395,000 | |
Royal Pacific Funding
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FHA | 1 | 0.5% | 100% | $375,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Midwest Mortgage Associates Corp
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VA | 1 | 0.5% | 100% | $255,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $345,000 | |
American Heritage Lending, LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.5% | 100% | $315,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $445,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.5% | 100% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $485,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.5% | 100% | $475,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $95,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.5% | 100% | $445,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.5% | 100% | $505,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $295,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $285,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.5% | 100% | $425,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 50% | $315,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lakeland Highlands Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lakeland Highlands, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lakeland Highlands? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lakeland Highlands in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lakeland Highlands, FL
Use these to narrow the list above. Each category shows how many Lakeland Highlands, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lakeland Highlands, FL
Independent mortgage companies closed 72.8 percent of home loans in Lakeland Highlands, Florida in 2025, banks 12 percent and credit unions 15.2 percent. Lakeview Loan Servicing, LLC was the largest mortgage company, Bank Of Central Florida the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lakeland Highlands, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Lakeland Highlands, Florida with 19 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Lakeland Highlands, Florida in 2025, led by United Wholesale Mortgage with 7. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Lakeland Highlands, Florida in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lakeland Highlands, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lakeland Highlands, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lakeland Highlands. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
