Mortgage Lenders and Brokers in Lake Placid, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lake Placid, Florida mortgage lenders include Seacoast National BankSeacoast National Bank600 Us Highway 27 N, Lake Placid, FL 33852A+5.0 ★Texas Ratio: 2.72%, Crews Bank & TrustCrews Bank & Trust102 E Interlake Blvd, Lake Placid, FL 33852A+5.0 ★Texas Ratio: 0.31%, Midflorida Credit UnionMidflorida Credit Union611 E Interlake Blvd, Lake Placid, FL 33852A+5.0 ★Texas Ratio: 3.18%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, US Bank, N.A.US Bank, N.A.9105 Strada Pl, Naples, FL 34108A+5.0 ★Texas Ratio: 2.85%, Triad Financial Services, Inc.Triad Financial Services, Inc.1209 Kingsway Rd, Brandon, FL 33510A+5.0 ★Texas Ratio: 5.93%, Centennial BankCentennial Bank22 Avenue E, Apalachicola, FL 32320A+5.0 ★Texas Ratio: 3.14%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, and 1St Source Bank1St Source Bank1800 2nd St, Sarasota, FL 34236A+5.0 ★Texas Ratio: 5.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Placid, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Placid are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lake Placid, Florida
Market share is the lender's share of all home loans closed in Lake Placid, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Lake Placid 600 Us Highway 27 N, Lake Placid, FL 33852 A+5.0 ★Texas Ratio: 2.72% |
Conventional, Jumbo, HELOC | 7 +8 HELOCs |
2.5% | 50% | $495,000 | View |
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1 office in Lake Placid 102 E Interlake Blvd, Lake Placid, FL 33852 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 2 | 0.7% | 100% | $475,000 | View |
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★ 1 stars, 1 review 611 E Interlake Blvd, Lake Placid, FL 33852 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 26 +19 HELOCs |
9.4% | 49.1% | $153,846 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $115,000 | View |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $435,000 | View |
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9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.7% | 66.7% | $195,000 | View |
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1209 Kingsway Rd, Brandon, FL 33510 A+5.0 ★Texas Ratio: 5.93% |
Conventional | 2 | 0.7% | 75% | $145,000 | View |
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22 Avenue E, Apalachicola, FL 32320 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 2 | 0.7% | 100% | $105,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 1 +4 HELOCs |
0.4% | 100% | $165,000 | View |
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1800 2nd St, Sarasota, FL 34236 A+5.0 ★Texas Ratio: 5.01% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
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★ 5 stars, 1 review 520 W Highway 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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2990 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 50% | $115,000 | View |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
FHA | 1 | 0.4% | 100% | $435,000 | View |
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20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 Us 27 North 621 East, Lake Placid, FL 33852 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Metroplex Mortgage Services
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Conventional, FHA, VA, USDA | 14 | 5.1% | 93.3% | $247,857 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.5% | 61.5% | $263,571 | |
New Day Financial, LLC.
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VA | 4 | 1.4% | 80% | $237,500 | |
Alkan Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.4% | 100% | $235,000 | |
Builders Choice Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 12.3% | 81.8% | $191,764 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 7.2% | 74.1% | $241,500 | |
Leaderone Financial Corp.
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Conventional, FHA | 15 | 5.4% | 71.4% | $190,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 11 | 4% | 100% | $304,090 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 11 | 4% | 100% | $175,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.8% | 83.3% | $223,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +1 HELOCs |
1.8% | 83.3% | $123,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 1.8% | 100% | $163,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 4 | 1.4% | 100% | $102,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 1.4% | 100% | $410,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 100% | $105,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.4% | 80% | $125,000 | |
Mortgage Research Center
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VA | 4 | 1.4% | 57.1% | $332,500 | |
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A-4.9 ★Texas Ratio: 16.71% |
Conventional, VA | 4 | 1.4% | 80% | $212,500 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.4% | 80% | $180,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
1.1% | 42.9% | $85,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.1% | 37.5% | $135,000 | |
Nfm, Inc
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FHA, VA | 3 | 1.1% | 100% | $348,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1.1% | 60% | $228,333 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo | 3 | 1.1% | 100% | $645,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $380,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.7% | 100% | $345,000 | |
Resicentral LLC
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Conventional | 2 | 0.7% | 100% | $360,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.7% | 66.7% | $90,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $285,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 33.3% | $115,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.4% | 50% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $275,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.4% | 33.3% | $475,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.4% | 66.7% | $95,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $305,000 | |
Preferred Lending Services, LLC
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Valon Mortgage
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Conventional | 1 | 0.4% | 100% | $525,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 100% | $215,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $225,000 | |
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A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Delta Community Credit Union
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Capital Center LLC
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Conventional | 1 | 0.4% | 100% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $755,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Union Savings Bank
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Conventional | 1 | 0.4% | 100% | $705,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.4% | 100% | $625,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.4% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.4% | 50% | $135,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 50% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Lake Placid Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lake Placid, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Lake Placid? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Placid in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lake Placid, FL
Use these to narrow the list above. Each category shows how many Lake Placid, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Lake Placid, FL
Independent mortgage companies closed 68.1 percent of home loans in Lake Placid, Florida in 2025, banks 18.8 percent and credit unions 13 percent. Triad Financial Services, Inc. was the largest mortgage company, Seacoast National Bank the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Seacoast National Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lake Placid, FL
By home loans closed in 2025, Seacoast National Bank was the largest mortgage lender in Lake Placid, Florida with 7 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Lake Placid, Florida in 2025, led by Rocket Mortgage with 10. 17 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in Lake Placid, Florida in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Placid, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Placid, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Placid. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
