Lake Helen, Florida mortgage lenders include Mainstreet Community Bank of FloridaMainstreet Community Bank of Florida1515 E Highway 50, Clermont, FL 34711A-5.0 ★Texas Ratio: 14.27%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 3.68%, Space Coast Credit UnionSpace Coast Credit Union20437 State Road 7, Boca Raton, FL 33498A+5.0 ★Texas Ratio: 5.37%, PNC Bank N.A.PNC Bank N.A.900 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.24%, Seacoast National BankSeacoast National Bank345 E Main St, Apopka, FL 32703A+5.0 ★Texas Ratio: 2.72%, and Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lake Helen, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lake Helen are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lake Helen, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1515 E Highway 50, Clermont, FL 34711 A-5.0 ★Texas Ratio: 14.27% |
Conventional | 3 | 2.6% | 75% | $451,666 | View |
|
460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
1.7% | 100% | $330,000 | View |
|
891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 66.7% | $255,000 | View |
|
★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $95,000 | View |
|
★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $300,000 | View |
|
500 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.7% | 100% | $250,000 | View |
|
20437 State Road 7, Boca Raton, FL 33498 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 2 | 1.7% | 50% | $220,000 | View |
|
★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $315,000 | View |
|
★ 5 stars, 1 review 345 E Main St, Apopka, FL 32703 A+5.0 ★Texas Ratio: 2.72% |
Conventional, HELOC | 1 +2 HELOCs |
0.9% | 100% | $405,000 | View |
|
70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $95,000 | View |
|
20423 State Road 7, Boca Raton, FL 33498 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.9% | 100% | $335,000 | View |
|
1030 Montgomery Rd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 0.9% | 100% | $305,000 | View |
|
14640 Hanger Rd, Cape Canaveral, FL 32920 A5.0 ★Texas Ratio: 7.61% |
Conventional | 1 | 0.9% | 42.9% | $165,000 | View |
|
254 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.9% | 50% | $55,000 | View |
|
514 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
|
9105 Strada Pl, Naples, FL 34108 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.8 stars, 5 reviews 909 West State Rd 434, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
15000 Nw 140th St, Alachua, FL 32615 A+5.0 ★Texas Ratio: 2.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
10303 SE US Highway 441, Belleview, FL 34420 A+5.0 ★Texas Ratio: 4.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.9% | 33.3% | $45,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
Alkan Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $345,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
12% | 100% | $323,571 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 10.3% | 80% | $188,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
5.1% | 85.7% | $186,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 5 | 4.3% | 100% | $181,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 4 | 3.4% | 100% | $362,500 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 3.4% | 80% | $287,500 | |
Guild Mortgage Company
|
FHA, VA | 3 | 2.6% | 75% | $328,333 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA, USDA | 3 | 2.6% | 100% | $161,666 | View |
Nextmortgage, LLC
|
Conventional, FHA | 3 | 2.6% | 100% | $308,333 | |
Mortgage Research Center
|
FHA, VA | 3 | 2.6% | 50% | $361,666 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.7% | 66.7% | $85,000 | |
Cardinal Financial Company, Li
|
FHA | 2 | 1.7% | 100% | $290,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 1.7% | 100% | $165,000 | |
New American Funding, LLC.
|
Conventional | 2 | 1.7% | 100% | $140,000 | |
|
A-4.9 ★Texas Ratio: 16.71% |
Conventional | 2 | 1.7% | 100% | $120,000 | View |
|
A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA | 2 | 1.7% | 100% | $205,000 | View |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
First Community Mortgage, Inc.
|
FHA | 1 | 0.9% | 100% | $265,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.9% | 100% | $285,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.9% | 100% | $245,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.9% | 100% | $325,000 | |
Movement Mortgage, LLC
|
VA | 1 | 0.9% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.9% | 100% | $325,000 | View |
loanDepot.com LLC
|
Conventional | 1 | 0.9% | 50% | $255,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.9% | 100% | $285,000 | View |
Valon Mortgage
|
FHA | 1 | 0.9% | 100% | $315,000 | |
HomeXpress Mortgage Corp.
|
FHA | 1 | 0.9% | 50% | $215,000 | |
Discover Bank
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Capital Partners Mortgage Services, LLC
|
Conventional | 1 | 0.9% | 100% | $235,000 | |
Nfm, Inc
|
Conventional | 1 | 0.9% | 100% | $365,000 | |
Nationstar Mortgage
|
FHA | 1 | 0.9% | 100% | $205,000 | |
Towne Mortgage Company
|
FHA | 1 | 0.9% | 100% | $435,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.9% | 100% | $325,000 | |
DHI Mortgage Company, LTD.
|
FHA | 1 | 0.9% | 100% | $375,000 | |
21St Mortgage
|
Conventional | 1 | 0.9% | 25% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 50% | $95,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.9% | 100% | $345,000 | View |
HomeBridge Financial Services, Inc
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Coastal Community Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lake Helen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lake Helen in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lake Helen, FL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 68.4 percent of home loans in Lake Helen, Florida in 2025, banks 20.5 percent and credit unions 11.1 percent. Lakeview Loan Servicing, LLC was the largest mortgage company, Mainstreet Community Bank of Florida the largest bank and Fairwinds Credit Union the largest credit union. Among lenders headquartered in Florida, Mainstreet Community Bank of Florida led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
By home loans closed in 2025, Mainstreet Community Bank of Florida was the largest mortgage lender in Lake Helen, Florida with 3 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Lake Helen, Florida in 2025, led by United Wholesale Mortgage with 7. 8 lenders closed VA loans, led by Navy Federal Credit Union, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 7 credit unions closed home loans in Lake Helen, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lake Helen, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lake Helen, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lake Helen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.